Home in 94825 Overseas Highway 281, Key Largo, FL 33037 for sale with MLS# A11872673
A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.
94825 Overseas Highway 281, Key Largo, FL 33037
- Price:
- $940,000.00
- Original List Price:
- $960,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $610.38
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- Description of Last Important Update:
- Back On Market
- Last Major Update on:
- January 15, 2026 10:56 pm
- Other Special Conditions:
- Sold As-is
- Bedrooms:
- 4
- Bathrooms Total:
- 4
- Full Bath:
- 3
- Half Bath:
- 1
- Master Bedroom Bath:
- Master Bdrm - Upstairs
- Dining Area:
- Dining/Living Room
- Living Area:
- 1,540 Sqft
- Built-Up Area:
- 2,574 Sqft
- Lot Size Acres:
- 0.04
- Waterfront:
- No
- Security:
- Smoke Detector(s), Security Patrol
- Furnished:
- Unfurnished
- Appliances:
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
- Interior:
- Storage
- Exterior:
- Balcony, Lighting
- Patio and Porch:
- Porch, Porch - Open
- Windows:
- Blinds
- Air Conditioning
- Air Conditioning System:
- Central Air, Ceiling Fan(s)
- Heating
- Heating System:
- Central
- Boat and Dock Features:
- Private Dock, Lift, Ramp
- Property Entrance Faces:
- East
- Balcony Details:
- Balcony - Open
- Storm Protection Impact Glass:
- Partial
- Year Built:
- 2020
- Roof:
- Metal
- Levels:
- Three Or More
- Entry Level (floor):
- 2
- Construction Materials:
- CBS
- Flooring:
- Tile
- Number of stories:
- 3
- Flood Zone Code:
- AE,VE
- Property Condition:
- Resale
- Tax Annual Amount:
- $5,525.00
- Tax Year:
- 2024
- Association Fee:
- $485.00
- Association Fee Frequency:
- Monthly
- Property Tax Details:
- City/County
- Garage Spaces:
- 0
- Carport Spaces:
- 2
- Covered Spaces:
- 2
- Parking Features:
- Covered
- Carport
- Sewer:
- Public Sewer
- Utilities Available:
- Cable Available
- Water Source:
- Public
- Association
- Association Membership:
- Mandatory
- Application Information:
- Association Approval Required
- Association Type:
- Homeowner Association
- Pets Allowed?:
- Yes, Pet Restrictions Possible
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Clubhouse, Security, Fitness Center, Tennis Court(s), Gated, Street Lights, Maintained Community
- Subdivision Name:
- KEY LARGO OCEAN RESORT CO
- Association Fee Includes:
- Common Areas
- Senior Community:
- Yes
- Community Dock
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Buyer Possession:
- Negotiable
- Tax Legal Description:
- UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC
- Real Estate Folio Number (Parcel Number):
- 00483401028100
- Zoning:
- SF - Single Family
- Elementary School:
- Key Largo
- High School:
- Coral Shores
- Middle Or Junior School:
- Key Largo
- Active on the market since:
- September 2, 2025
- Listing Agreement executed on:
- September 2, 2025
- Price change occurred on:
- December 18, 2025 11:18 pm
- Listing Status Last Changed On:
- January 15, 2026 10:56 pm
- Photos updated on:
- June 14, 2026 7:11 am
- Last Modified:
- July 7, 2026 2:08 am
- Courtesy of:
- RE/MAX All Keys Real Estate
- Attribution:
- Not provided
- Road Surface Type:
- Paved
- Street Name:
- Overseas
- Street Number:
- 94825
- Unit Number:
- 281
- City:
- Key Largo
- State:
- Florida
- Zip Code:
- 33037
- County:
- Monroe
- Latitude:
- N25° 2' 37.5''
- Longitude:
- W81° 30' 37.4''
- Street Suffix:
- Highway
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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