Home in 21320 SW 92nd Ave Cutler Bay for sale with MLS# A11921728

Experience true Florida lakefront living with year-round sunsets! Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard is an entertainer's dream, featuring a covered tiki area with fan. A portable gas grill and griddle is included for outdoor dining. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS. HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location East of Old Cutler Road, close to top schools, parks and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at "Lakes by the Bay" community, close to Turnpike, taking just a 35-minute drive-outside rush hour-to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!

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Days on the market

21320 SW 92nd Ave, Cutler Bay, FL 33189

Price
Price:
$838,000.00
Previous Asking Price:
$859,000.00
Original List Price:
$859,000.00
Property Status and Type
Listing Type:
For Sale
Status:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Contingency:
Pending Inspections
Special Sale Conditions:
Listed As Is
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
A11921728
Description of Last Important Update:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Last Major Update on:
April 2, 2026 6:43 pm
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Room Type:
Storage Room, Den
Measures
Living Area:
1,707 Sqft
Built-Up Area:
2,105 Sqft
Lot Area:
6,930 Sqft
Lot Size Unit:
Square Feet
Lot Features:
Sprinklers Automatic, Less Than Quarter Acre
Property Features
View from the Property:
Lake, Water
Waterfront:
Yes
Waterfront Features:
Lake Front, Lake Privileges
Frontage Length:
66
Swimming Pool Features:
Pool, In Ground
Furnished:
Furnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Other, Electric Range, Electric Water Heater
Interior:
First Floor Entry, Breakfast Area, Walk-In Closet(s), Bedroom On Main Level, Main Level Primary, Bidet, Living Dining Room, Dual Sinks
Exterior:
Storm Security Shutters, Security High Impact Doors
Windows:
Impact Glass, Impact glass, Impact Glass
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Property Entrance Faces:
East
Water Access Description:
Other
Storm Protection:
Complete Accordion Shutters, Impact-Resistant Doors, Partial Impact Glass
Construction
Year Built:
1996
Year Built Details:
Resale
Roof:
Spanish Tile
Architectural Style:
Detached, One Story
Construction Materials:
Block
Flooring:
Tile, Other
Stories:
1
Taxes and Expenses
Tax Annual Amount:
$3,934.00
Tax Year:
2025
Association Fee:
$293.00
Association Fee Frequency:
Quarterly
Property Tax Status:
Tax Reflects Homestead Exemption
Parking
Garage Spaces:
0
Covered Spaces:
0
Parking Features:
Driveway
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities
Water Source:
Public
Community
Pets Allowed?:
Yes, Conditional
Subdivision Name:
LAKES BY THE BAY SEC 10
Community Features:
Sidewalks
Senior Community:
No
Development Name:
Monterey Lakes
Restrictions:
No Boats, No RVs, No Trucks, Okay to Lease
Terms
Disclosures:
Owner Is Listing Agent, Seller Disclosure
Listing Terms Considered by Seller:
Cash, Conventional
Occupant Type:
Owner
Buyer Possession:
Close Of Escrow, Closing And Funding
Lease Considered:
No
Zoning and Legal
Tax Legal Description:
LAKES BY THE BAY SEC 10 PB 141-5 LOT 38 BLK 23 LOT SIZE 6930 SQ FT & INT IN COMMON AREAS F/A/U 30-6009-006-0060 OR 19556-4538 0301 1 COC 234
Real Estate Folio Number (Parcel Number):
36-60-09-023-0210
Zoning Description:
0100
Listing History
Originally published on:
November 27, 2025 11:46 pm
Active on the market since:
November 27, 2025
Price change occurred on:
February 27, 2026 12:27 pm
Listing Status Last Changed On:
April 2, 2026 6:43 pm
Photos updated on:
February 27, 2026 6:12 pm
Last Modified:
April 2, 2026 10:44 pm
Additional Information
Housing Older Persons Act:
No HOPA
Flood Zone:
AE
Type of Association:
Homeowners
Rooms Description:
Den/Library/Office, Storage Room
Style:
WF/Pool/No Ocean Access
Num Ceiling Fans:
6
Municipal Code:
36
Subdivision Number:
23
Courtesy of:
Mezzini Realty Group
Attribution:
Not provided
Location
Street Name:
92nd Ave
Street Number:
21320
City:
Cutler Bay
State:
Florida
Zip Code:
33189
County:
Miami-Dade
Latitude:
N25° 34' 6.9''
Longitude:
W81° 39' 34.7''
Street Direction Prefix:
SW
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $66,487
Median Home Value $409,500
Median Rent $1,539/mo
Median Age 41
Population 24,627

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 50 Good
☀️ O3 50 Good
🫁 PM2.5 50 Good

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.