Home in 7786 SW 188th Ter Cutler Bay for sale with MLS# A11941149

Life is better by the water, especially when every evening ends with breathtaking lakefront sunsets. This one of a kind 5 bedroom, 4 bath residence is tucked away on a quiet cul-de-sac in the gated community of Cutler Cay, offering the perfect blend of privacy, comfort, and timeless style. Step inside to soaring ceilings, dual staircases, and sun filled living spaces designed for both everyday living and effortless entertaining. The updated kitchen features quartz countertops, modern appliances, and a cozy breakfast nook overlooking 150 feet of waterfront. A first floor bedroom adds flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite is a true retreat, complete with dual walk in closets, dual vanities, a soaking tub, walk in shower and a private balcony: the perfect place to unwind while enjoying serene lake views. A 15' x 30' pool design and quote with financing options are available upon request, allowing you to create your own backyard oasis.. Residents enjoy resort style amenities, including cable, internet and alarm service, plus a spectacular clubhouse with pool, spa, fitness center, tennis, pickleball, basketball courts and playground. All just minutes from the marina, parks, top schools, shopping and major expressways. Homes like this rarely come available, schedule your private showing and experience it for yourself. This is the one you've been waiting for!

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7786 SW 188th Ter, Cutler Bay, FL 33157

Price
Price:
$1,300,000.00
Original List Price:
$1,300,000.00
Property Status and Type
Listing Type:
For Sale
Status:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Contingency:
Backup Contract/Call LA
Special Sale Conditions:
Listed As Is
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
A11941149
Description of Last Important Update:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Last Major Update on:
March 7, 2026 12:15 am
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
4
Full Bath:
4
Room Type:
Laundry, Storage Room, Family Room, Utility Room
Measures
Living Area:
3,945 Sqft
Built-Up Area:
5,039 Sqft
Lot Area:
12,468 Sqft
Lot Size Unit:
Square Feet
Lot Features:
Cul-De-Sac, Less Than Quarter Acre
Property Features
View from the Property:
Lake, Water
Waterfront:
Yes
Waterfront Features:
Lake Front
Frontage Length:
150
Swimming Pool Features:
Community, Pool, In Ground
Spa Features:
Community
Security:
Smoke Detector(s), Security Guard, Gated Community
Furnished:
Negotiable
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater, Built In Oven
Interior:
Breakfast Bar, Breakfast Area, Dining Area, Bedroom On Main Level, Entrance Foyer, Separate Formal Dining Room, French Doors Atrium Doors, Upper Level Primary, Sitting Area In Primary, Separate Shower, Dual Sinks
Exterior:
Room For Pool, Storm Security Shutters
Doors:
French Doors
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s), Electric
Heating
Heating System:
Central, Electric
Property Entrance Faces:
Southwest
Water Access Description:
None
Storm Protection:
Complete Accordion Shutters
Construction
Year Built:
2005
Year Built Details:
Resale
Roof:
Spanish Tile
Builder Model:
Milan
Architectural Style:
Two Story, Detached, Mediterranean
Levels:
Two
Construction Materials:
Block
Flooring:
Tile
Stories:
2
Taxes and Expenses
Tax Annual Amount:
$11,539.00
Tax Year:
2025
Association Fee:
$499.00
Association Fee Frequency:
Monthly
Property Tax Status:
Tax Reflects Homestead Exemption
Parking
Garage
Garage Spaces:
2
Covered Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage, Garage Door Opener, Attached
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available
Water Source:
Public
Community
Association
Pets Allowed?:
Yes, Conditional
Subdivision Name:
CUTLER CAY
Community Features:
Clubhouse, Gated, Home Owners Association, Maintained Community, Street Lights, Pool, Tennis Court(s), Sauna, Fitness, Pickleball
Senior Community:
No
Development Name:
Cutler Cay
Restrictions:
Association Approval Required, Limited Number of Vehicles, Okay to Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, VA Loan
Occupant Type:
Owner
Buyer Possession:
Closing And Funding
Zoning and Legal
Tax Legal Description:
CUTLER CAY PB 162-23 T-21739 LOT 6 BLK 8 LOT SIZE 12468 SQ FT FAU 30 6003 032 0010 THRU 5290 COC 23248-0716 02 2005 1 F/A/U 30-6003-034-1240
Real Estate Folio Number (Parcel Number):
36-60-03-034-1240
Zoning Description:
0100
Public Schools Assigned
Elementary School:
Heritage-hb
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay
Listing History
Originally published on:
January 8, 2026 7:41 am
Active on the market since:
January 7, 2026
Price change occurred on:
January 7, 2026 7:53 pm
Listing Status Last Changed On:
March 7, 2026 12:15 am
Photos updated on:
January 8, 2026 12:52 pm
Last Modified:
March 25, 2026 12:43 pm
Additional Information
Housing Older Persons Act:
No HOPA
Flood Zone:
AE
Type of Association:
Homeowners
Rooms Description:
Family Room, Storage Room, Utility Room/Laundry
Style:
WF/Pool/No Ocean Access
Municipal Code:
36
Subdivision Number:
34
Courtesy of:
Coldwell Banker Realty
Attribution:
Not provided
Location
Street Name:
188th Ter
Street Number:
7786
City:
Cutler Bay
State:
Florida
Zip Code:
33157
County:
Miami-Dade
Latitude:
N25° 35' 28.1''
Longitude:
W81° 40' 55.2''
Street Direction Prefix:
SW
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $80,364
Median Home Value $478,300
Median Rent $1,493/mo
Median Age 40
Population 69,605

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 50 Good
☀️ O3 45 Good
🫁 PM2.5 50 Good

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.