Home in 8620 SW 185th Terrace, Cutler Bay, FL 33157 for sale with MLS# A11979496

MAJOR PRICE IMPROVEMENT- NOW $799,000! NO FLOOD ZONE! Welcome to highly desirable North Cutler Bay & the perfect home for enjoying South Florida living! This beautifully maintained 4-bedroom, 2-bath home with a 2-car garage sits on a rare oversized 15,000 sq ft lot and features a screened-in pool and a fully fenced, private backyard-ideal for entertaining, relaxing poolside, or hosting family and friends. Inside, the home offers a spacious functional layout & includes a bedroom with its own private entrance on the opposite side of the home, perfect for guests, in-laws, or a home office. The expansive lot provides plenty of space for boats, RVs, and all your outdoor toys. A detached shed with electric offers excellent extra storage, workshop space, or potential office conversion. Lovingly cared for by the same owners for 25 years. Located in a highly desirable neighborhood close to A-rated schools and just minutes from Palmer Trinity School. Our community has many family events hosting golf cart parades, chili cook-offs, wing-fests and more. Located near downtown Cutler Bay, the Turnpike, and popular Black Point Marina. Bring your offers!

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Days on the market

8620 SW 185th Terrace, Cutler Bay, FL 33157

Price
Price:
$799,000.00
Original List Price:
$856,000.00
List Price per Sq Ft (Calculated, Approx.):
$450.9
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Price Reduced
Last Major Update on:
September 22, 2026 1:08 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
2
Full Bath:
2
Room Type:
Laundry
Master Bedroom Bath:
Separate Shower, Other
Dining Area:
Dining/Living Room
Measures
Living Area:
1,772 Sqft
Built-Up Area:
2,916 Sqft
Lot Area:
15,000 Sqft
Lot Size Acres:
0.34
Property Features
View from the Property:
Pool, Garden
Waterfront:
No
Private Pool
Swimming Pool Features:
In Ground
Appliances:
Dishwasher, Microwave, Refrigerator, Electric Range
Interior:
Other
Exterior:
Lighting
Patio and Porch:
Porch, Porch - Screened
Other Structures:
Outbuilding
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s), Electric
Fence:
Fenced
Property Entrance Faces:
North
Construction
Year Built:
1958
Roof:
Shingle
Levels:
One
Entry Level (floor):
1
Construction Materials:
Block
Flooring:
Tile, Wood, Terrazzo
Number of stories:
1
Flood Zone Code:
X
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$3,981.00
Tax Year:
2025
Parking
Garage
Garage Spaces:
2
Covered Spaces:
2
Parking Features:
Driveway
Utilities
Sewer:
Public Sewer
Water Source:
Public
Community
Subdivision Name:
WHISPERING PINES ESTATES
Senior Community:
No
Restrictions:
No Restrictions
Terms
Listing Terms Considered by Seller:
Cash, Conventional, VA Loan
Buyer Possession:
Negotiable
Zoning and Legal
Tax Legal Description:
WHISPERING PINES ESTS SEC 1 PB 65-24 LOT 1 BLK 5 LOT SIZE 120.000 X 125 OR 19408-4515 122000 1 F/A/U 30-6003-003-0600
Real Estate Folio Number (Parcel Number):
3660030030600
Zoning:
2100
Public Schools Assigned
Elementary School:
Lake St George Elementary-pn
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
July 10, 2026
Listing Agreement executed on:
March 9, 2026
Price change occurred on:
September 22, 2026 1:08 am
Listing Status Last Changed On:
July 10, 2026 5:16 am
Photos updated on:
October 17, 2026 5:47 am
Last Modified:
October 31, 2026 1:20 pm
Additional Information
Courtesy of:
Cutler Realty, Inc.
Attribution:
Not provided
Location
Street Name:
185th
Street Number:
8620
City:
Cutler Bay
State:
Florida
Zip Code:
33157
County:
Miami-Dade
Latitude:
N25° 35' 42.8''
Longitude:
W81° 40' 5.8''
Street Suffix:
Terrace
Street Direction Prefix:
SW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $80,364
Median Home Value $478,300
Median Rent $1,493/mo
Median Age 40
Population 69,605
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.