Home in 8820 SW 223rd Ter Cutler Bay for sale with MLS# A11979773

Welcome to The Isles at Bayshore - one of Cutler Bay's most sought-after guard-gated communities, where lakefront living meets resort-style comfort. This beautifully updated home offers a split bedroom plan with water views from multiple living areas, soaring high ceilings, and abundant natural light framed by custom window treatments throughout. Inside, you'll find all-new appliances, recent A/C replacement, and thoughtful upgrades that make this home truly move-in ready. The back porch is a perfect perch for the birdwatching this area is known for - or head to the community's Olympic-sized pool, fitness center, and clubhouse just moments away. Cutler Bay is a buzzing, family-friendly town. Golf carts aren't just allowed here, they're a way of life. You'll spot families cruising to the park and neighbors heading out for weekend errands. It's the kind of laid-back, community-first vibe that's genuinely hard to find this close to a major city. Black Point Marina is five minutes away, offering fishing, diving, and waterfront dining. Biscayne National Park, Old Cutler Road, and the Florida Turnpike are all within easy reach - giving you that rare combination of serene, natural surroundings with effortless access to everything South Florida has to offer. The area is served by highly regarded Miami-Dade public schools. With 24/7 gated security, a welcoming atmosphere, and a town that truly feels like a community, this is South Florida living at its finest.

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Days on the market

8820 SW 223rd Ter, Cutler Bay, FL 33190

Price
Price:
$599,000.00
Previous Asking Price:
$615,000.00
Original List Price:
$615,000.00
Property Status and Type
Listing Type:
For Sale
Status:
Pending (An offer has been accepted)
Contingency:
Financing
Special Sale Conditions:
Listed As Is
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
A11979773
Description of Last Important Update:
Pending (An offer has been accepted)
Last Major Update on:
April 13, 2026 4:59 pm
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
3
Full Bath:
2
Half Bath:
1
Room Type:
Laundry, Utility Room
Measures
Living Area:
1,760 Sqft
Built-Up Area:
2,000 Sqft
Lot Area:
5,000 Sqft
Lot Size Unit:
Square Feet
Lot Features:
Less Than Quarter Acre
Property Features
View from the Property:
Lake
Waterfront:
Yes
Waterfront Features:
Lake Front
Frontage Length:
50
Swimming Pool Features:
Community, None
Security:
Gated Community
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater
Interior:
Breakfast Bar, First Floor Entry, Pantry, Split Bedrooms, Bedroom On Main Level, Entrance Foyer, Main Level Primary, Living Dining Room
Exterior:
Fence, Patio, Storm Security Shutters, Security High Impact Doors
Patio and Porch:
Patio
Windows:
Blinds, Impact Glass, Plantation Shutters, Impact glass, Impact Glass
Air Conditioning
Air Conditioning System:
Central Air
Heating System:
Other
Property Entrance Faces:
North
Water Access Description:
None
Storm Protection:
Impact Glass, Partial Storm Panels, Partial Accordion Shutters
Construction
Year Built:
2004
Year Built Details:
Resale
Roof:
Spanish Tile
Architectural Style:
Detached, One Story
Construction Materials:
Block
Flooring:
Carpet, Tile, Laminate
Stories:
1
Taxes and Expenses
Tax Annual Amount:
$6,119.00
Tax Year:
2025
Association Fee:
$93.00
Association Fee Frequency:
Monthly
Property Tax Status:
Tax Reflects Homestead Exemption
Parking
Garage
Garage Spaces:
1
Covered Spaces:
1
Attached Garage
Parking Features:
Driveway, Garage, Attached, Paver Block
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities
Water Source:
Public
Community
Association
Pets Allowed?:
Yes, Conditional
Subdivision Name:
LAKES BY THE BAY KAYE
Community Features:
Clubhouse, Gated, Home Owners Association, Sidewalks, Maintained Community, Pool, Fitness
Association Fee Includes:
Security, Recreation Facilities, Common Area Maintenance
Senior Community:
No
Restrictions:
Association Approval Required
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Buyer Possession:
Closing And Funding
Zoning and Legal
Tax Legal Description:
LAKES BY THE BAY KAYE PB 161-95 T-20976 LOT 29 BLK 2 LOT SIZE 5000 SQ FT FAU 30 6016 000 0020 COC 23691-0190 07 2005 1 F/A/U 30-6016-013-042
Real Estate Folio Number (Parcel Number):
36-60-16-013-0420
Zoning Description:
0100
Listing History
Originally published on:
March 10, 2026 3:34 pm
Active on the market since:
March 10, 2026
Price change occurred on:
March 30, 2026 5:57 pm
Listing Status Last Changed On:
April 13, 2026 4:59 pm
Photos updated on:
March 10, 2026 8:28 pm
Last Modified:
April 13, 2026 9:00 pm
Additional Information
Housing Older Persons Act:
No HOPA
Flood Zone:
AE
Type of Association:
Homeowners
Rooms Description:
Utility Room/Laundry
Style:
WF/No Ocean Access
Municipal Code:
36
Subdivision Number:
13
Courtesy of:
Miami Portfolio Collection
Attribution:
Not provided
Road Surface Type:
Paved
Location
Street Name:
223rd Ter
Street Number:
8820
City:
Cutler Bay
State:
Florida
Zip Code:
33190
County:
Miami-Dade
Latitude:
N25° 33' 36.4''
Longitude:
W81° 39' 59.7''
Street Direction Prefix:
SW
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $75,876
Median Home Value $371,200
Median Rent $1,777/mo
Median Age 35
Population 17,280

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 50 Good
☀️ O3 45 Good
🫁 PM2.5 50 Good

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.