Townhouse in 8906 SW 221st Terrace, Cutler Bay, FL 33190 with MLS# A12004792

BEST VALUE IN LAKES BY THE BAY! Same model as 8905 SW 221st Ter directly across the street, which closed at $500,000 in April 2026, priced $21K below at $479,000. This spacious 1,812 sq ft corner unit townhome offers 3 bedrooms, 2 1/2 bathrooms, and a rare layout that lives like a single-family home, without the single-family price tag.Key upgrades for peace of mind: brand new 2022 HVAC, high-efficiency appliances, durable granite kitchen with center island, walk in pantry, no carpet anywhere, tile and laminate flooring from top to bottom. The spacious primary suite features high ceilings, a soaking tub, and a walk-in closet.Prime location within community directly across from the park, pool, and mailboxes. Resort-style amenities include a gym, clubhouse, spa/hot tub, and bike/jog paths. Minutes to Black Point Marina, Old Cutler Road, US-1, and the new SouthPlace City Center development.SELLERS ARE MOTIVATED and will contribute toward buyer closing costs or a rate buydown with a strong offer. Fast closing available. FHA/VA approved. Don't miss the opportunity to own the best-priced unit in the neighborhood.

📅 View days on the market

Days on the market

8906 SW 221st Terrace, Cutler Bay, FL 33190

Price
Price:
$479,000.00
Original List Price:
$499,000.00
List Price per Sq Ft (Calculated, Approx.):
$258.83
Close Price:
$469,000.00
Transaction closed on:
July 15, 2026
Property Status and Type
Listing Type:
Sold
Status:
Closed
Listing Category:
Residential
Property Type:
Townhouse
Description of Last Important Update:
Status Change
Last Major Update on:
July 15, 2026 4:00 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
3
Full Bath:
2
Half Bath:
1
Room Type:
Laundry
Master Bedroom Bath:
Master Bdrm - Upstairs, Separate Shower, Separate Tub
Dining Area:
Eat-in Kitchen, Dining/Living Room
Measures
Living Area:
1,812 Sqft
Built-Up Area:
2,024 Sqft
Lot Features:
Fruit Tree(s)
Property Features
View from the Property:
Garden
Waterfront:
No
Security:
Smoke Detector(s), Other, Fire Alarm, Security Fence, Security Patrol
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Ice Maker, Oven
Interior:
Pantry, Walk-In Closet(s), Kitchen Island, Vaulted Ceiling(s), Roman Tub
Exterior:
Lighting
Patio and Porch:
Patio
Windows:
Blinds, Sliding
Green Energy Efficient:
Appliances
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Fence:
Fenced
Unit Description:
Corner/end Unit
Construction
Year Built:
2005
Levels:
Two
Entry Level (floor):
1
Construction Materials:
CBS
Flooring:
Laminate, Ceramic Tile
Number of stories:
2
Structure Type:
Townhouse
Stories:
2
Road Frontage Type:
East of US-1
Flood Zone Code:
AE
Taxes and Expenses
Tax Annual Amount:
$5,648.00
Tax Year:
2025
Association Fee:
$145.00
Association Fee Frequency:
Monthly
Parking
Garage
Garage Spaces:
1
Covered Spaces:
1
Parking Features:
Garage Door Opener
Utilities
Electric:
Circuit Breakers
Community
Association
Application Required
Application Fee:
$150.00
Application Information:
3-4 Weeks Approval, Association Approval Required
Association Type:
Homeowner Association
Pets Allowed?:
Yes, No Restrictions
Lease Number Times per Year Allowed:
1
Amenities Provided by the Homeowner's Association (HOA):
Pool, Spa/hot Tub, Community Room, Clubhouse, Playground, Maintenance, Fitness Center, Parking, Jogging Path
Subdivision Name:
LAKES BY THE BAY JAY
Association Fee Includes:
Maintenance Grounds, Security, Common Areas, Reserve Funds, Pool Service, Recreation Facility
Senior Community:
No
Restrictions:
Other Restrictions
Minimum Days per Lease:
365
Leasing Permitted
Leasing Permitted Details:
Okay To Lease, Okay To Lease During First Year
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, Fha-va Approved
Buyer Possession:
Negotiable, Close Of Escrow
Zoning and Legal
Tax Legal Description:
LAKES BY THE BAY JAY PB 161-97 T-21188 LOT 1 BLK 23 LOT SIZE 1824 SQ FT FAU 30 6016 000 0022 F/A/U 30-6016-014-1770 COC 24782-0947 07 2006 1
Real Estate Folio Number (Parcel Number):
3660160141770
Public Schools Assigned
Elementary School:
Central Ridge Elementary School
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
April 20, 2026
Listing Agreement executed on:
April 20, 2026
Purchase Contract Date:
June 22, 2026
Price change occurred on:
May 6, 2026 2:04 pm
Listing Status Last Changed On:
July 15, 2026 4:00 am
Photos updated on:
July 19, 2026 8:24 pm
Last Modified:
July 19, 2026 8:24 pm
Additional Information
Courtesy of:
Luxe Properties
Attribution:
Not provided
Location
Floor Number:
1
Street Name:
221st
Street Number:
8906
City:
Cutler Bay
State:
Florida
Zip Code:
33190
County:
Miami-Dade
Latitude:
N25° 33' 40.8''
Longitude:
W81° 39' 51.3''
Street Suffix:
Terrace
Street Direction Prefix:
SW
Property Map

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $75,876
Median Home Value $371,200
Median Rent $1,777/mo
Median Age 35
Population 17,280

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 35 Good
☀️ O3 30 Good
🫁 PM2.5 35 Good
Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 8906 SW 221st Terrace, Cutler Bay, FL 33190
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Properties may be listed or sold by various participants in the MLS.