Home in 7970 SW 198th Street, Cutler Bay, FL 33189 with MLS# A12008278

Turnkey Saga Bay pool home with over 2,500 SF under air and nearly 3,000 SF total-one of the largest floor plans in the community. This 3-bedroom, 2.5-bath residence features a bright, open layout with volume ceilings and a modern kitchen with stainless steel appliances flowing into the main living areas. A fully finished extra room delivers flexible space for a home office, media room, gym, or playroom-offering functionality well beyond the recorded 2,000 SF. Newer roof, updated bathrooms, and custom closet systems make this one truly move-in ready. Step outside to a private backyard oasis with synthetic turf, a sparkling pool, and dedicated BBQ area-perfect for year-round entertaining. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a 5-acre park with playground, walking trails, and community security-all with one of the lowest HOAs in Cutler Bay. Minutes to A-rated schools, Black Point Marina, and US-1.

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Days on the market

7970 SW 198th Street, Cutler Bay, FL 33189

Price
Price:
$795,000.00
Original List Price:
$815,000.00
List Price per Sq Ft (Calculated, Approx.):
$378.93
Close Price:
$770,000.00
Transaction closed on:
July 20, 2026
Property Status and Type
Listing Type:
Sold
Status:
Closed
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Status Change
Last Major Update on:
July 20, 2026 4:00 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
3
Full Bath:
2
Half Bath:
1
Room Type:
Laundry, Den
Master Bedroom Bath:
Separate Shower, Dual Sinks, Bedroom On Entry Level
Dining Area:
Snack Bar/counter, Dining/Living Room
Measures
Living Area:
2,032 Sqft
Built-Up Area:
2,984 Sqft
Lot Size Acres:
0.18
Property Features
Waterfront:
No
Private Pool
Swimming Pool Features:
In Ground, Screen Enclosure
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer
Interior:
High Ceilings, Walk-In Closet(s), Closet Cabinetry, Kitchen Island
Exterior:
Awning(s), Barbecue
Patio and Porch:
Patio
Air Conditioning
Air Conditioning System:
Central Air
Heating
Heating System:
Central
Property Entrance Faces:
North
Construction
Year Built:
1989
Roof:
Metal
Levels:
One
Entry Level (floor):
1
Construction Materials:
CBS
Flooring:
Tile
Number of stories:
1
Flood Zone Code:
AE
Property Condition:
Updated/remodeled
Taxes and Expenses
Tax Annual Amount:
$9,306.00
Tax Year:
2025
Association Fee:
$50.00
Association Fee Frequency:
Monthly
Parking
Garage
Garage Spaces:
1
Covered Spaces:
1
Parking Features:
Driveway, Garage, Garage Door Opener, Attached, Attached Garage
Utilities
Sewer:
Public Sewer
Water Source:
Public
Community
Association
Association Type:
Homeowner Association
Amenities Provided by the Homeowner's Association (HOA):
Other
Subdivision Name:
SAGA BAY SEC 1 PT 6
Senior Community:
No
Development Name:
SAGA BAY
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Negotiable
Zoning and Legal
Tax Legal Description:
SAGA BAY SEC 1 PT 6 PB 99-37 LOT 5 BLK 20 LOT SIZE 79.000 X 102 OR 20847-2624 112002 1 COC 22584-2213 08 2004 4 F/A/U 30-6010-007-0500
Real Estate Folio Number (Parcel Number):
3660100070500
Zoning:
0100
Public Schools Assigned
Elementary School:
Meadowbrook
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
April 27, 2026
Listing Agreement executed on:
April 27, 2026
Purchase Contract Date:
June 18, 2026
Price change occurred on:
May 20, 2026 10:10 pm
Listing Status Last Changed On:
July 20, 2026 4:00 am
Photos updated on:
July 22, 2026 2:19 pm
Last Modified:
July 22, 2026 4:07 pm
Additional Information
Courtesy of:
Compass Florida, LLC.
Attribution:
Not provided
Location
Street Name:
198th
Street Number:
7970
City:
Cutler Bay
State:
Florida
Zip Code:
33189
County:
Miami-Dade
Latitude:
N25° 34' 58.4''
Longitude:
W81° 40' 42.2''
Street Suffix:
Street
Street Direction Prefix:
SW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $66,487
Median Home Value $409,500
Median Rent $1,539/mo
Median Age 41
Population 24,627

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 45 Good
☀️ O3 35 Good
🫁 PM2.5 45 Good
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Properties may be listed or sold by various participants in the MLS.