Home in 8020 SW 198th Street, Cutler Bay, FL 33189 for sale with MLS# A12049494

Located in the desirable Saga Bay community, this 5-bedroom, 3-bath pool home offers the perfect combination of space, comfort, and modern efficiency. 2800 square feet of living space designed for growing or multi-generational families, the flexible floor plan features 3 bedrooms and 2 bathrooms upstairs and 2 bedrooms with 1 full bathroom on the first level, providing ideal separation for guests, extended family, or a home office.This move-in-ready home features a 2022 roof, impact windows and doors, a newly resurfaced saltwater pool, new upper and lower A/C units, and a renovated kitchen with new appliances, and many more updates. Built for entertaining, the home offers expansive upper and lower covered patio areas that overlook the private saltwater pool, creating the perfect indoor-outdoor flow for gatherings, weekend barbecues, or simply relaxing with family and friends.Located just steps from one of Saga Bay's many parks, residents enjoy an exceptional lifestyle with tennis and pickleball courts, walking paths with outdoor fitness equipment, open green spaces, a practice T-ball field, and a scenic lakefront park with picnic areas. Don't miss this rare opportunity to own a beautifully updated home in one of the area's most sought-after neighborhoods.

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8020 SW 198th Street, Cutler Bay, FL 33189

Price
Price:
$849,000.00
Original List Price:
$879,000.00
List Price per Sq Ft (Calculated, Approx.):
$303.21
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Price Reduced
Last Major Update on:
July 27, 2026 2:07 pm
Other Special Conditions:
Sold As-is, Flood Zone
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
3
Full Bath:
3
Room Type:
Laundry, Family Room
Master Bedroom Bath:
Master Bdrm - Upstairs, Separate Shower, Master Bdrm - Ground
Dining Area:
Family/Dining Combination
Measures
Living Area:
2,800 Sqft
Built-Up Area:
4,024 Sqft
Lot Size Acres:
0.19
Property Features
View from the Property:
Pool, Other
Waterfront:
No
Private Pool
Swimming Pool Features:
In Ground, Equipment Included
Security:
Security Patrol
Appliances:
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater
Interior:
Built-in Features
Exterior:
Balcony
Patio and Porch:
Patio
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Fence:
Fenced
Property Entrance Faces:
North
Balcony Details:
Balcony - Open
Storm Protection Impact Glass:
Complete
Construction
Year Built:
1976
Roof:
Shingle
Levels:
Two
Entry Level (floor):
2
Construction Materials:
Block
Flooring:
Tile
Number of stories:
2
Road Frontage Type:
Public Road
Flood Zone Code:
AE
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$9,660.00
Tax Year:
2025
Association Fee:
$162.00
Association Fee Frequency:
Quarterly
Parking
Garage
Garage Spaces:
2
Covered Spaces:
2
Parking Features:
Driveway, Garage, Attached, Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities
Water Source:
Public
Community
Association
Association Membership:
Mandatory
Application Information:
Association Approval Required
Association Type:
Homeowner Association
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
Security, Picnic Area, Tennis Court(s), Sidewalks, Maintained Community
Subdivision Name:
SAGA BAY SEC 1 PT 6
Association Fee Includes:
Security
Senior Community:
No
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Buyer Possession:
Negotiable
Zoning and Legal
Tax Legal Description:
SAGA BAY SEC 1 PT 6 PB 99-37 LOT 2 BLK 20 LOT SIZE 81.000 X 102 OR 14247-0414 0289 4 F/A/U 30-6010-007-0470
Real Estate Folio Number (Parcel Number):
3660100070470
Zoning:
0100
Public Schools Assigned
Elementary School:
Coral Reef (miami-dade)
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
July 7, 2026
Listing Agreement executed on:
July 7, 2026
Price change occurred on:
July 27, 2026 2:07 pm
Listing Status Last Changed On:
July 7, 2026 4:00 am
Photos updated on:
July 27, 2026 1:14 pm
Last Modified:
July 27, 2026 1:14 pm
Additional Information
Courtesy of:
Miami Portfolio Collection
Attribution:
Not provided
Road Surface Type:
Paved
Location
Street Name:
198th
Street Number:
8020
City:
Cutler Bay
State:
Florida
Zip Code:
33189
County:
Miami-Dade
Latitude:
N25° 34' 58.3''
Longitude:
W81° 40' 39.6''
Street Suffix:
Street
Street Direction Prefix:
SW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $66,487
Median Home Value $409,500
Median Rent $1,539/mo
Median Age 41
Population 24,627

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 45 Good
☀️ O3 30 Good
🫁 PM2.5 45 Good
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.