Home in 8144 SW 205th Terrace, Cutler Bay, FL 33189 for sale with MLS# A12073270

Welcome to Saga Bay, one of Cutler Bay's most desirable communities, where an active outdoor lifestyle meets everyday convenience. Situated on a beautifully maintained 9,583 sq ft corner lot, this updated 3 bedroom, 2 bath residence offers a spacious, open-concept layout plus a versatile flex room that can easily serve as a guest bedroom, home office, gym, or media room. Inside, you'll find neutral wood-look tile flooring throughout, generous living and dining spaces, and a beautifully updated kitchen featuring newer appliances, a large island, and seamless views of the backyard, perfect for both everyday living and entertaining. The expansive covered terrace with a built-in summer kitchen/bar overlooks the sparkling pool and oversized yard, creating the ideal setting for weekend gatherings or relaxing year-round. The 2-car garage, and gated side access provide plenty of room to park a boat, RV, or other recreational toys. The roof was replaced approximately 9 years ago, and the home features partial impact windows with accordion shutters protecting the remaining openings for added peace of mind. Enjoy everything Saga Bay has to offer, including private lake access with a beach area, scenic walking paths, parks, tennis and pickleball courts, playgrounds, and a true sense of community. Just minutes from Black Point Marina, waterfront dining, shopping, and schools, this exceptional home offers the perfect balance of comfort, convenience, and outdoor living.

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Days on the market

8144 SW 205th Terrace, Cutler Bay, FL 33189

Price
Price:
$750,000.00
Original List Price:
$750,000.00
List Price per Sq Ft (Calculated, Approx.):
$407.6
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
August 19, 2026 4:00 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Room Type:
Family Room, Den
Dining Area:
Formal Dining, Snack Bar/counter, Breakfast Area
Measures
Living Area:
1,840 Sqft
Built-Up Area:
2,763 Sqft
Lot Size Acres:
0.22
Property Features
Waterfront:
No
Private Pool
Swimming Pool Features:
In Ground
Appliances:
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
Patio and Porch:
Patio
Laundry:
In Garage
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Fence:
Fenced
Property Entrance Faces:
West
Storm Protection Impact Glass:
Partial
Storm Protection Accordian Shutters:
Partial
Construction
Year Built:
1974
Roof:
Shingle
Architectural Style:
Ranch
Levels:
One
Entry Level (floor):
1
Construction Materials:
CBS, Concrete Block - No Stucco
Flooring:
Tile
Number of stories:
1
Road Frontage Type:
Public Road
Flood Zone Code:
AE
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$10,002.00
Tax Year:
2025
Association Fee:
$180.00
Association Fee Frequency:
Quarterly
Parking
Garage
Garage Spaces:
2
Covered Spaces:
2
Parking Features:
Driveway, Garage Door Opener, Rv Access/parking, Strip/slab, Boat Access/parking
Utilities
Sewer:
Public Sewer
Electric:
Circuit Breakers
Water Source:
Public
Community
Association
Association Type:
Homeowner Association
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
Other, Picnic Area
Subdivision Name:
SAGA BAY SEC 1 PT 5
Senior Community:
Yes
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Close Of Escrow
Zoning and Legal
Tax Legal Description:
SAGA BAY SEC 1 PT 5 PB 98-51 LOT 5 BLK 17 LOT SIZE .220 AC OR 21135-2525 032003 1 F/A/U 30-6010-004-0380
Real Estate Folio Number (Parcel Number):
3660100040380
Zoning:
0100
Public Schools Assigned
Elementary School:
Fairway
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
August 19, 2026
Listing Agreement executed on:
August 19, 2026
Listing Status Last Changed On:
August 19, 2026 4:00 am
Photos updated on:
August 30, 2026 7:01 pm
Last Modified:
August 31, 2026 7:05 am
Additional Information
Courtesy of:
Miami Portfolio Collection
Attribution:
Not provided
Location
Street Name:
205th
Street Number:
8144
City:
Cutler Bay
State:
Florida
Zip Code:
33189
County:
Miami-Dade
Latitude:
N25° 34' 34''
Longitude:
W81° 40' 36.6''
Street Suffix:
Terrace
Street Direction Prefix:
SW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $66,487
Median Home Value $409,500
Median Rent $1,539/mo
Median Age 41
Population 24,627

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 35 Good
☀️ O3 35 Good
🫁 PM2.5 35 Good
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.