Home in 8005 SW 198th Terrace, Cutler Bay, FL 33189 for sale with MLS# A12087565

Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay's most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security-all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.

📅 View days on the market

Days on the market
Photo 1 of the property
📷 SEE MORE PHOTOS (1/42)
Photo 2 of the property
📷 SHOW 41 MORE PHOTOS
Photo 3 of the property Photo 4 of the property Photo 5 of the property Photo 6 of the property Photo 7 of the property Photo 8 of the property Photo 9 of the property Photo 10 of the property Photo 11 of the property Photo 12 of the property Photo 13 of the property Photo 14 of the property Photo 15 of the property Photo 16 of the property Photo 17 of the property Photo 18 of the property Photo 19 of the property Photo 20 of the property Photo 21 of the property Photo 22 of the property Photo 23 of the property Photo 24 of the property Photo 25 of the property Photo 26 of the property Photo 27 of the property Photo 28 of the property Photo 29 of the property Photo 30 of the property Photo 31 of the property Photo 32 of the property Photo 33 of the property Photo 34 of the property Photo 35 of the property Photo 36 of the property Photo 37 of the property Photo 38 of the property Photo 39 of the property Photo 40 of the property Photo 41 of the property Photo 42 of the property

8005 SW 198th Terrace, Cutler Bay, FL 33189

Price
Price:
$750,000.00
Original List Price:
$750,000.00
List Price per Sq Ft (Calculated, Approx.):
$410.95
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
September 15, 2026 4:00 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Room Type:
Family Room, Den
Master Bedroom Bath:
Separate Shower, Dual Sinks, Master Bdrm - Ground, Bedroom On Entry Level
Dining Area:
Formal Dining, Snack Bar/counter, Dining/Living Room
Measures
Living Area:
1,825 Sqft
Built-Up Area:
2,381 Sqft
Lot Area:
8,753 Sqft
Lot Features:
Room For Pool
Lot Size Acres:
0.2
Property Features
Waterfront:
No
Security:
Smoke Detector(s)
Appliances:
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Other, Electric Range
Interior:
Vaulted Ceiling(s)
Exterior:
Lighting
Patio and Porch:
Patio
Windows:
Blinds
Laundry:
In Garage
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central, Electric
Fence:
Fenced
Property Entrance Faces:
South
Other Equipment:
Other
Storm Protection Impact Glass:
Complete
Construction
Year Built:
1977
Roof:
Shingle
Levels:
One
Entry Level (floor):
1
Construction Materials:
CBS
Flooring:
Tile, Vinyl, Laminate
Number of stories:
1
Road Frontage Type:
Public Road
Flood Zone Code:
AE
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$4,680.00
Tax Year:
2025
Association Fee:
$180.00
Association Fee Frequency:
Quarterly
Parking
Garage
Garage Spaces:
2
Covered Spaces:
2
Parking Features:
Driveway, Garage, Garage Door Opener, Attached, Attached Garage, Strip/slab
Utilities
Sewer:
Public Sewer
Water Source:
Public
Community
Association
Association Type:
Homeowner Association
Amenities Provided by the Homeowner's Association (HOA):
Other, Maintained Community
Subdivision Name:
SAGA BAY SEC 1 PT 6
Senior Community:
Yes
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Close Of Escrow
Zoning and Legal
Tax Legal Description:
SAGA BAY SEC 1 PT 6 PB 99-37 LOT 25 BLK 20 LOT SIZE 85.000 X 103 OR 16685-3851 0295 1 COC 23369-3291 04 2005 1 F/A/U 30-6010-007-0700 COC 26
Real Estate Folio Number (Parcel Number):
3660100070700
Zoning:
0100
Public Schools Assigned
Elementary School:
David Fairchild
High School:
Miami Southridge
Middle Or Junior School:
Cutler Bay Middle
Listing History
Active on the market since:
September 15, 2026
Listing Agreement executed on:
September 15, 2026
Listing Status Last Changed On:
September 15, 2026 4:00 am
Photos updated on:
September 15, 2026 8:01 pm
Last Modified:
September 15, 2026 8:06 pm
Additional Information
Courtesy of:
South Florida Global R.E. LLC
Attribution:
Not provided
Location
Street Name:
198th
Street Number:
8005
City:
Cutler Bay
State:
Florida
Zip Code:
33189
County:
Miami-Dade
Latitude:
N25° 34' 57.3''
Longitude:
W81° 40' 42.1''
Street Suffix:
Terrace
Street Direction Prefix:
SW
Property Map

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $66,487
Median Home Value $409,500
Median Rent $1,539/mo
Median Age 41
Population 24,627
Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 8005 SW 198th Terrace, Cutler Bay, FL 33189
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.