Home in 20 Center Lane, Key Largo, FL 33037 for sale with MLS# A12107539

Boater's Dream Home in Stillwater! This turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, and 1 half bath, complete with a heated in-ground pool and elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift, and 2 jet ski docks. The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, and built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, and motorized canal-facing shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless steel appliances, designer lighting, and a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, and a washer/dryer. The entire 3rd floor is dedicated to a second luxurious primary suite with a spa-inspired bath, oversized walk-in closet, and private retreat. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105-just one hour from Miami! Can be sold fully furnished! Call listing agent today-this one won't last!

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20 Center Lane, Key Largo, FL 33037

Price
Price:
$2,785,000.00
Original List Price:
$2,785,000.00
List Price per Sq Ft (Calculated, Approx.):
$922.79
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
October 19, 2026 4:00 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Room Type:
Laundry, Other, Family Room, Den, Game Room
Master Bedroom Bath:
2 Master Baths, Master Bdrm - Sitting, Master Bdrm - Upstairs, Separate Shower, Dual Sinks, Separate Tub
Dining Area:
Snack Bar/counter, Dining/Living Room, Breakfast Area
Measures
Living Area:
3,018 Sqft
Built-Up Area:
6,338 Sqft
Lot Area:
5,775 Sqft
Lot Size Acres:
0.13
Property Features
View from the Property:
Ocean, Bay
Waterfront:
Yes
Waterfront Features:
Ocean Access, Canal Front, Navigable Water, No Fixed Bridge
Frontage Length:
55
Private Pool
Swimming Pool Features:
Concrete, In Ground, Equipment Included
Spa
Security:
Smoke Detector(s)
Furnished:
Negotiable
Accessibility:
Accessible Elevator Installed
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater, Ice Maker, Oven
Interior:
Walk-In Closet(s), Kitchen Island, Built-in Features, Other, Elevator, Bedroom Layout - Split
Exterior:
Balcony, Lighting, Outdoor Shower
Patio and Porch:
Patio, Deck
Windows:
Blinds, Drapes, Rods
Green Energy Efficient:
Roof, Construction
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s), Electric, Paddle Fan(s)
Heating
Heating System:
Central, Electric
Fence:
Fenced
Boat and Dock Features:
Private Dock, Lift, Deeded Dock
Property Entrance Faces:
Southwest
Balcony Details:
Balcony - Open
Storm Protection Impact Glass:
Complete
Construction
Year Built:
2015
Roof:
Concrete
Levels:
Three Or More
Construction Materials:
CBS
Flooring:
Tile, Other
Number of stories:
3
Flood Zone Code:
AE
Property Condition:
Resale, Updated/remodeled
Taxes and Expenses
Tax Annual Amount:
$17,968.00
Tax Year:
2025
Property Tax Details:
Tax Reflects No Exemptions
Parking
Garage Spaces:
0
Carport Spaces:
4
Covered Spaces:
4
Parking Features:
Covered, Rv Access/parking, Attached Carport, Carport, Boat Access/parking
Carport
Utilities
Sewer:
Public Sewer
Electric:
Circuit Breakers
Utilities Available:
Cable Available
Water Source:
Public
Community
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
None, Boating
Subdivision Name:
STILLWRIGHT POINT NO 2
Senior Community:
No
Restrictions:
No Restrictions
Community Dock
Terms
Listing Terms Considered by Seller:
Cash, Conventional, Cryptocurrency
Buyer Possession:
Negotiable
Zoning and Legal
Tax Legal Description:
BK 4 LT 10 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR710-528 OR725-789 OR773-483 OR821-1120 OR2573-1590 OR2573-1592 OR2733-277/78 OR28
Real Estate Folio Number (Parcel Number):
00515140000000
Zoning:
RU-1
Public Schools Assigned
Elementary School:
Key Largo
High School:
Coral Shores
Middle Or Junior School:
Key Largo
Listing History
Active on the market since:
October 19, 2026
Listing Agreement executed on:
October 19, 2026
Listing Status Last Changed On:
October 19, 2026 4:00 am
Photos updated on:
October 20, 2026 1:34 pm
Last Modified:
October 20, 2026 2:12 pm
Additional Information
Courtesy of:
Keller Williams Capital Realty
Attribution:
Not provided
Location
Street Name:
Center
Street Number:
20
City:
Key Largo
State:
Florida
Zip Code:
33037
County:
Monroe
Latitude:
N25° 9' 36.6''
Longitude:
W81° 36' 27.3''
Street Suffix:
Lane
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $80,911
Median Home Value $660,700
Median Rent $1,896/mo
Median Age 54
Population 13,674
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.