Home in 3544 Ruby Avenue, St. James City, FL 33956 for sale with MLS# A12111574

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, & 189 ft of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this 4-bed, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to a private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift & fillet station, with quick access to open water. The kitchen features custom cabinetry, Corian countertops, SS appliances, a wine fridge, & ample space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides privacy & includes its own kitchen & laundry. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of SJC with the unmistakealbe feel of the Florida Keys right at home. This home on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. In high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

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3544 Ruby Avenue, St. James City, FL 33956

Price
Price:
$1,224,000.00
Original List Price:
$1,224,000.00
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
September 14, 2026 4:00 am
Other Special Conditions:
Sold As-is, Flood Zone
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
3
Room Type:
Family Room, Maid/in-law Quarters, Garage Converted
Master Bedroom Bath:
Master Bdrm - Upstairs, Separate Shower, Master Bdrm - Ground
Measures
Lot Features:
Fruit Tree(s)
Property Features
View from the Property:
Water, Canal
Waterfront:
Yes
Waterfront Features:
Ocean Access, Canal Front, No Fixed Bridges, Point Lot
Frontage Length:
188
Private Pool
Swimming Pool Features:
Heated
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater
Interior:
Walk-In Closet(s), Storage, Bedroom Layout - Split
Exterior:
Lighting
Patio and Porch:
Patio, Deck, Porch, Porch - Screened
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s), Electric
Heating
Heating System:
Central, Electric
Fence:
Fenced
Boat and Dock Features:
Private Dock, Lift
Property Entrance Faces:
West
Construction
Year Built:
1993
Roof:
Metal
Levels:
Two
Construction Materials:
Block
Flooring:
Wood, Ceramic Tile
Number of stories:
2
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$15,418.00
Tax Year:
2025
Parking
Garage
Garage Spaces:
3
Covered Spaces:
3
Parking Features:
Garage Door Opener, Covered, Golf Cart Garage
Utilities
Sewer:
Septic Tank
Water Source:
Public
Community
Subdivision Name:
BAYVIEW ACRES
Senior Community:
No
Restrictions:
No Restrictions
Community Dock
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA
Buyer Possession:
Negotiable, Close Of Escrow
Zoning and Legal
Tax Legal Description:
BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
Real Estate Folio Number (Parcel Number):
1001991
Zoning:
RS-1
Listing History
Active on the market since:
September 14, 2026
Listing Agreement executed on:
September 14, 2026
Listing Status Last Changed On:
September 14, 2026 4:00 am
Photos updated on:
October 23, 2026 12:55 am
Last Modified:
October 24, 2026 9:11 am
Additional Information
Courtesy of:
Charles Rutenberg Realty FTL
Attribution:
Not provided
Road Surface Type:
Paved
Location
Street Name:
Ruby
Street Number:
3544
City:
St. James City
State:
Florida
Zip Code:
33956
County:
Lee
Latitude:
N26° 29' 43.3''
Longitude:
W83° 55' 3.1''
Street Suffix:
Avenue
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,539
Median Home Value $284,800
Median Rent $2,259/mo
Median Age 62
Population 3,846
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.