Home in 21650 Overseas Highway, FL 33042 for sale with MLS# A12116383

Experience the best of the Lower Keys with this rare opportunity to own a property that blends personal enjoyment with exceptional income potential. Whether you're searching for a private waterfront getaway, vacation retreat, or proven income-producing investment, this property delivers on all fronts.Successfully operated as a short-term rental since 2018, this home has consistently generated over $100,000 annually in rental income, offering a turnkey investment opportunity while enjoying the Florida Keys lifestyle.One of the property's most valuable features is its fully transferable transient rental license, valued at approximately $400,000. Unlike many Lower Keys properties with strict rental limitations, this license allows hotel-style rentals with no minimum night restrictions - a rare and highly desirable advantage.Each home includes a private dock slip, perfect for boats, jet skis, kayaks, and other water toys. This exclusive community of just 11 homes offers exceptional privacy, a shared heated pool, and a low, owner-operated HOA.Offered fully furnished and turnkey, the property includes established rental history and everything needed to continue operating immediately.Enjoy boating, fishing, diving, and the ultimate Florida Keys lifestyle from this ideally located Cudjoe Key property. For all showings, please contact the property owner, Michael Cordova, to schedule an appointment.

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21650 Overseas Highway, FL 33042

Price
Price:
$999,000.00
Original List Price:
$999,000.00
List Price per Sq Ft (Calculated, Approx.):
$864.18
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
November 2, 2026 5:00 am
Rooms Distribution
Bedrooms:
2
Bathrooms Total:
3
Full Bath:
3
Room Type:
Laundry, Family Room
Master Bedroom Bath:
Master Bdrm - Upstairs
Dining Area:
Family/Dining Combination
Measures
Living Area:
1,156 Sqft
Built-Up Area:
1,917 Sqft
Lot Area:
967 Sqft
Lot Size Acres:
0.02
Property Features
View from the Property:
Ocean, Direct Ocean
Waterfront:
Yes
Waterfront Features:
Ocean Access, No Fixed Bridge
Frontage Length:
120
Private Pool
Swimming Pool Features:
In Ground
Security:
Fire Alarm
Furnished:
Furnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater
Exterior:
Barbecue, Lighting
Patio and Porch:
Patio
Laundry:
Dryer Hookup
Air Conditioning
Air Conditioning System:
Central Air
Heating
Heating System:
Central
Boat and Dock Features:
Marina
Property Entrance Faces:
West
Construction
Year Built:
2007
Roof:
Metal
Levels:
Three Or More
Entry Level (floor):
2
Flooring:
Laminate
Number of stories:
3
Flood Zone Code:
AE
Property Condition:
Resale, Updated/remodeled
Taxes and Expenses
Tax Annual Amount:
$5,854.00
Tax Year:
2025
Association Fee:
$382.00
Association Fee Frequency:
Monthly
Property Tax Details:
County Only
Parking
Garage Spaces:
0
Carport Spaces:
2
Covered Spaces:
2
Parking Features:
Covered, Guest, Attached Carport, Golf Cart Garage, Carport
Carport
Utilities
Sewer:
Public Sewer
Water Source:
Public
Community
Association
Association Type:
Homeowner Association
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
Pool, Gated, Boating
Subdivision Name:
SACARMA
Association Fee Includes:
Maintenance Grounds, Trash, Security, Maintenance Structure, Common Areas, Insurance, Recreation Facility
Senior Community:
Yes
Community Dock
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Negotiable
Zoning and Legal
Tax Legal Description:
RESIDENTIAL UNIT 101 SUNRISE BEACH (A/K/A PT LOT 17 SACARMA PB2-48) OR2108-1807/1878DEC OR2328-337/340 OR2928-2137C/T OR2941-1751 OR2976-046
Real Estate Folio Number (Parcel Number):
00174820000101
Zoning:
URM
Public Schools Assigned
High School:
Key West
Middle Or Junior School:
Sugarloaf
Listing History
Active on the market since:
November 1, 2026
Listing Agreement executed on:
November 2, 2026
Listing Status Last Changed On:
November 2, 2026 5:00 am
Photos updated on:
November 3, 2026 4:49 pm
Last Modified:
November 4, 2026 12:02 am
Additional Information
Courtesy of:
Florida Realty of Miami Corp
Attribution:
Not provided
Location
Street Name:
Overseas
Street Number:
21650
State:
Florida
Zip Code:
33042
County:
Monroe
Latitude:
N24° 39' 56.1''
Longitude:
W82° 30' 15.1''
Street Suffix:
Highway
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $101,625
Median Home Value $759,600
Median Rent $2,252/mo
Median Age 52
Population 6,781
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS or the real estate broker. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.