Home in 21650 Overseas Highway, FL 33042 for sale with MLS# A12116383
Experience the best of the Lower Keys with this rare opportunity to own a property that blends personal enjoyment with exceptional income potential. Whether you're searching for a private waterfront getaway, vacation retreat, or proven income-producing investment, this property delivers on all fronts.Successfully operated as a short-term rental since 2018, this home has consistently generated over $100,000 annually in rental income, offering a turnkey investment opportunity while enjoying the Florida Keys lifestyle.One of the property's most valuable features is its fully transferable transient rental license, valued at approximately $400,000. Unlike many Lower Keys properties with strict rental limitations, this license allows hotel-style rentals with no minimum night restrictions - a rare and highly desirable advantage.Each home includes a private dock slip, perfect for boats, jet skis, kayaks, and other water toys. This exclusive community of just 11 homes offers exceptional privacy, a shared heated pool, and a low, owner-operated HOA.Offered fully furnished and turnkey, the property includes established rental history and everything needed to continue operating immediately.Enjoy boating, fishing, diving, and the ultimate Florida Keys lifestyle from this ideally located Cudjoe Key property. For all showings, please contact the property owner, Michael Cordova, to schedule an appointment.
21650 Overseas Highway, FL 33042
- Price:
- $999,000.00
- Original List Price:
- $999,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $864.18
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- Description of Last Important Update:
- New Listing
- Last Major Update on:
- November 2, 2026 5:00 am
- Bedrooms:
- 2
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Room Type:
- Laundry, Family Room
- Master Bedroom Bath:
- Master Bdrm - Upstairs
- Dining Area:
- Family/Dining Combination
- Living Area:
- 1,156 Sqft
- Built-Up Area:
- 1,917 Sqft
- Lot Area:
- 967 Sqft
- Lot Size Acres:
- 0.02
- View from the Property:
- Ocean, Direct Ocean
- Waterfront:
- Yes
- Waterfront Features:
- Ocean Access, No Fixed Bridge
- Frontage Length:
- 120
- Private Pool
- Swimming Pool Features:
- In Ground
- Security:
- Fire Alarm
- Furnished:
- Furnished
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater
- Exterior:
- Barbecue, Lighting
- Patio and Porch:
- Patio
- Laundry:
- Dryer Hookup
- Air Conditioning
- Air Conditioning System:
- Central Air
- Heating
- Heating System:
- Central
- Boat and Dock Features:
- Marina
- Property Entrance Faces:
- West
- Year Built:
- 2007
- Roof:
- Metal
- Levels:
- Three Or More
- Entry Level (floor):
- 2
- Flooring:
- Laminate
- Number of stories:
- 3
- Flood Zone Code:
- AE
- Property Condition:
- Resale, Updated/remodeled
- Tax Annual Amount:
- $5,854.00
- Tax Year:
- 2025
- Association Fee:
- $382.00
- Association Fee Frequency:
- Monthly
- Property Tax Details:
- County Only
- Garage Spaces:
- 0
- Carport Spaces:
- 2
- Covered Spaces:
- 2
- Parking Features:
- Covered, Guest, Attached Carport, Golf Cart Garage, Carport
- Carport
- Sewer:
- Public Sewer
- Water Source:
- Public
- Association
- Association Type:
- Homeowner Association
- Pets Allowed?
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Gated, Boating
- Subdivision Name:
- SACARMA
- Association Fee Includes:
- Maintenance Grounds, Trash, Security, Maintenance Structure, Common Areas, Insurance, Recreation Facility
- Senior Community:
- Yes
- Community Dock
- Leasing Permitted
- Leasing Permitted Details:
- Okay To Lease
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Buyer Possession:
- Negotiable
- Tax Legal Description:
- RESIDENTIAL UNIT 101 SUNRISE BEACH (A/K/A PT LOT 17 SACARMA PB2-48) OR2108-1807/1878DEC OR2328-337/340 OR2928-2137C/T OR2941-1751 OR2976-046
- Real Estate Folio Number (Parcel Number):
- 00174820000101
- Zoning:
- URM
- High School:
- Key West
- Middle Or Junior School:
- Sugarloaf
- Active on the market since:
- November 1, 2026
- Listing Agreement executed on:
- November 2, 2026
- Listing Status Last Changed On:
- November 2, 2026 5:00 am
- Photos updated on:
- November 3, 2026 4:49 pm
- Last Modified:
- November 4, 2026 12:02 am
- Courtesy of:
- Florida Realty of Miami Corp
- Attribution:
- Not provided
- Street Name:
- Overseas
- Street Number:
- 21650
- State:
- Florida
- Zip Code:
- 33042
- County:
- Monroe
- Latitude:
- N24° 39' 56.1''
- Longitude:
- W82° 30' 15.1''
- Street Suffix:
- Highway

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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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