Home in 3098 SW Cedar Trail, Palm City, FL 34990 for sale with MLS# B26014459
This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a 12,000 lb. boat lift, your boat is always within reach. A heated pool, a hot tub, and a cabana, along with multiple outdoor gathering areas, complete the experience. Additional highlights include a cargo lift for easy access between levels and a multi-zone A/C system for comfort and efficiency. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.
3098 SW Cedar Trail, Palm City, FL 34990
- Price:
- $1,195,000.00
- Original List Price:
- $1,195,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $435.17
- Listing Type:
- For Sale
- Status:
- Active
- Special Sale Conditions:
- Standard
- Listing Category:
- Residential
- Property Type:
- Single Family House
- Description of Last Important Update:
- New Listing
- Last Major Update on:
- April 16, 2026 7:15 am
- Other Special Conditions:
- Sold As-is
- Bedrooms:
- 4
- Bathrooms Total:
- 2
- Full Bath:
- 2
- Room Type:
- Kitchen, Living Room, Master Bedroom
- Rooms Total:
- 3
- Master Bedroom Bath:
- Master Bdrm - Upstairs, Separate Shower
- Dining Area:
- Snack Bar/counter, Dining/Living Room, Family/Dining Combination
- Living Area:
- 2,746 Sqft
- Built-Up Area:
- 3,352 Sqft
- Lot Size Dimensions and Info:
- 96'water x161'x70'x141'
- Building Area Source:
- Assessor
- Living Area Source:
- Public Records
- Lot Features:
- Irregular Lot, Cul-De-Sac, Many Trees
- Lot Size Acres:
- 0.235
- View from the Property:
- Water, Canal
- Waterfront:
- Yes
- Waterfront Features:
- Ocean Access, Canal Front, Navigable Water, Seawall, Other, River Access, No Fixed Bridge, Canal Width 1–80 Feet
- Frontage Length:
- 96
- Private Pool
- Swimming Pool Features:
- Heated, Private, In Ground, Free Form, Equipment Included
- Spa
- Spa Features:
- Above Ground
- Security:
- Smoke Detector(s), Security System
- Furnished:
- Negotiable
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Water Heater, Range
- Interior:
- High Ceilings, Pantry, Walk-In Closet(s), Vaulted Ceiling(s), Entrance Foyer, Built-in Features, Bar, Wet Bar, Cathedral Ceiling(s), Bedroom Layout - Split, Upstairs Living Area
- Exterior:
- Balcony, Lighting, Outdoor Shower, Custom Lighting
- Patio and Porch:
- Patio, Deck, Porch, Patio - Covered, Patio - Open, Porch - Open, Porch - Screened, Patio - Screened
- Windows:
- Shutters
- Other Structures:
- Shed(s), Cabana
- Laundry:
- Inside, Laundry Closet
- Doors:
- French Doors
- Fireplace
- Fireplace:
- Wood Burning
- Air Conditioning
- Air Conditioning System:
- Zoned, Central Air, Electric
- Heating
- Heating System:
- Central, Electric, Zoned
- Fence:
- Partial, Fenced
- Boat and Dock Features:
- Private Dock, Electric Available, Lift, Water Available
- Property Entrance Faces:
- East
- Other Equipment:
- Fuel Tank(s), Fuel Tank - Owned
- Balcony Details:
- Balcony - Covered, Balcony - Screened
- Storm Protection Impact Glass:
- Partial
- Sprinkler Description:
- Auto Sprinkler, Well Sprinkler
- Storm Protection Accordian Shutters:
- Partial
- Storm Protection Details:
- Storm Shutters
- Year Built:
- 1996
- Roof:
- Metal
- Architectural Style:
- Key West
- Levels:
- Multi/split,two
- Entry Level (floor):
- 1
- Construction Materials:
- Frame, Fiber Cement
- Flooring:
- Carpet, Tile
- Number of stories:
- 2
- Structure Type:
- House
- Stories:
- 2
- Road Frontage Type:
- Private Road, West Of Us-1
- Property Condition:
- Resale
- Tax Annual Amount:
- $13,701.5
- Tax Year:
- 2025
- Association Fee:
- $300.00
- Association Fee Frequency:
- Annually
- Property Tax Details:
- No Homestead
- Parking Total Spaces:
- 4
- Covered Spaces:
- 0
- Parking Features:
- Driveway, Open
- Sewer:
- Septic Tank
- Utilities Available:
- Cable Available, Phone Available, Electricity Connected
- Water Source:
- Well
- Association
- Association Membership:
- Mandatory
- Association Type:
- Homeowner Association
- Pets Allowed?:
- Yes, No Restrictions
- Amenities Provided by the Homeowner's Association (HOA):
- Boating
- Subdivision Name:
- RUSTIC HILLS
- Association Fee Includes:
- Common Areas
- Senior Community:
- No
- Development Name:
- Rustic Hills
- Restrictions:
- No Restrictions
- Membership Details:
- No Membership Available
- Community Dock
- Listing Terms Considered by Seller:
- Cash, Conventional, VA Loan
- Occupant Type:
- Tenant Occupied
- Buyer Possession:
- Close Of Escrow
- Negotiable Seller Concessions
- Tax Legal Description:
- RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
- Real Estate Folio Number (Parcel Number):
- 123840001000004104
- Zoning:
- res
- Elementary School:
- Verde K-8
- High School:
- Martin County
- Middle Or Junior School:
- Hidden Oaks
- Active on the market since:
- April 16, 2026
- Listing Agreement executed on:
- April 12, 2026
- Listing Status Last Changed On:
- April 16, 2026 7:15 am
- Photos updated on:
- April 16, 2026 7:15 am
- Last Modified:
- April 16, 2026 7:16 am
- Courtesy of:
- Keller Williams Realty Of The Treasure Coast
- Attribution:
- Not provided
- Road Surface Type:
- Paved
- Street Name:
- Cedar
- Street Number:
- 3098
- City:
- Palm City
- State:
- Florida
- Zip Code:
- 34990
- County:
- Martin
- Latitude:
- N27° 11' 22.2''
- Longitude:
- W81° 42' 16.8''
- Street Suffix:
- Trail
- Street Direction Prefix:
- SW
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
Air Quality
Source: AirNow.gov · Fort Pierce
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