Home in 3098 SW Cedar Trail, Palm City, FL 34990 for sale with MLS# B26014459

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

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3098 SW Cedar Trail, Palm City, FL 34990

Price
Price:
$995,000.00
Original List Price:
$1,195,000.00
List Price per Sq Ft (Calculated, Approx.):
$362.34
Property Status and Type
Listing Type:
For Sale
Status:
Active
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Price Reduced
Last Major Update on:
June 16, 2026 8:00 pm
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
2
Full Bath:
2
Room Type:
Kitchen, Living Room, Master Bedroom
Master Bedroom Bath:
Master Bdrm - Upstairs, Separate Shower
Dining Area:
Snack Bar/counter, Dining/Living Room, Family/Dining Combination
Measures
Living Area:
2,746 Sqft
Built-Up Area:
3,352 Sqft
Lot Size Dimensions and Info:
96'water x161'x70'x141'
Building Area Source:
Assessor
Living Area Source:
Public Records
Lot Features:
Irregular Lot, Cul-De-Sac, Many Trees
Lot Size Acres:
0.235
Property Features
View from the Property:
Water, Canal
Waterfront:
Yes
Waterfront Features:
Ocean Access, Canal Front, Navigable Water, Seawall, Other, River Access, No Fixed Bridge, Canal Width 1–80 Feet
Frontage Length:
96
Private Pool
Swimming Pool Features:
Heated, Private, In Ground, Free Form, Equipment Included
Spa
Spa Features:
Above Ground
Security:
Smoke Detector(s), Security System
Furnished:
Negotiable
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Water Heater, Range
Interior:
High Ceilings, Pantry, Walk-In Closet(s), Vaulted Ceiling(s), Entrance Foyer, Built-in Features, Bar, Wet Bar, Cathedral Ceiling(s), Bedroom Layout - Split, Upstairs Living Area
Exterior:
Balcony, Lighting, Outdoor Shower, Custom Lighting
Patio and Porch:
Patio, Deck, Porch, Patio - Covered, Patio - Open, Porch - Open, Porch - Screened, Patio - Screened
Windows:
Shutters
Other Structures:
Shed(s), Cabana
Laundry:
Inside, Laundry Closet
Doors:
French Doors
Fireplace
Fireplace:
Wood Burning
Air Conditioning
Air Conditioning System:
Zoned, Central Air, Electric
Heating
Heating System:
Central, Electric, Zoned
Fence:
Partial, Fenced
Boat and Dock Features:
Private Dock, Electric Available, Lift, Water Available
Property Entrance Faces:
East
Other Equipment:
Fuel Tank(s), Fuel Tank - Owned
Balcony Details:
Balcony - Covered, Balcony - Screened
Storm Protection Impact Glass:
Partial
Sprinkler Description:
Auto Sprinkler, Well Sprinkler
Storm Protection Accordian Shutters:
Partial
Storm Protection Details:
Storm Shutters
Construction
Year Built:
1996
Roof:
Metal
Year Roof Installed:
1996
Architectural Style:
Key West
Levels:
Multi/split,two
Entry Level (floor):
1
Construction Materials:
Frame, Fiber Cement
Flooring:
Carpet, Tile
Number of stories:
2
Structure Type:
House
Stories:
2
Road Frontage Type:
Private Road, West Of Us-1
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$13,701.5
Tax Year:
2025
Association Fee:
$25.00
Association Fee Frequency:
Monthly
Property Tax Details:
No Homestead
Parking
Parking Total Spaces:
4
Covered Spaces:
0
Parking Features:
Driveway, Open
Utilities
Sewer:
Septic Tank
Utilities Available:
Cable Available, Phone Available, Electricity Connected
Water Source:
Well
Community
Association
Membership Details:
No Membership Available
Association Membership:
Mandatory
Association Type:
Homeowner Association
Pets Allowed?:
Yes, No Restrictions
Lease Number Times per Year Allowed:
48
Amenities Provided by the Homeowner's Association (HOA):
Boating
Subdivision Name:
RUSTIC HILLS
Association Fee Includes:
Common Areas
Senior Community:
No
Development Name:
Rustic Hills
Restrictions:
No Restrictions
Minimum Days per Lease:
3
Community Dock
Leasing Permitted
Leasing Permitted Details:
Okay To Lease, Short Term Rentals Allowed
Terms
Listing Terms Considered by Seller:
Cash, Conventional, VA Loan
Occupant Type:
Tenant Occupied
Buyer Possession:
Close Of Escrow
Negotiable Seller Concessions
Zoning and Legal
Tax Legal Description:
RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
Real Estate Folio Number (Parcel Number):
123840001000004104
Zoning:
res
Public Schools Assigned
High School:
Martin County
Middle Or Junior School:
Hidden Oaks
Listing History
Active on the market since:
April 27, 2026
Listing Agreement executed on:
April 12, 2026
Price change occurred on:
June 16, 2026 8:00 pm
Listing Status Last Changed On:
April 27, 2026 7:26 pm
Photos updated on:
June 24, 2026 12:41 pm
Last Modified:
August 12, 2026 3:01 pm
Additional Information
Courtesy of:
Keller Williams Realty Of The Treasure Coast
Attribution:
Not provided
Road Surface Type:
Paved
Location
Street Name:
Cedar
Street Number:
3098
City:
Palm City
State:
Florida
Zip Code:
34990
County:
Martin
Latitude:
N27° 11' 22.2''
Longitude:
W81° 42' 16.8''
Street Suffix:
Trail
Street Direction Prefix:
SW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $120,407
Median Home Value $558,300
Median Rent $1,958/mo
Median Age 51
Population 29,874
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed by the MLS or the real estate broker. ©2026 BeachesMLS, Inc. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.