Home in 3098 SW Cedar Trail, Palm City, FL 34990 for sale with MLS# B26014459
SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!
3098 SW Cedar Trail, Palm City, FL 34990
- Price:
- $995,000.00
- Original List Price:
- $1,195,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $362.34
- Listing Type:
- For Sale
- Status:
- Active
- Special Sale Conditions:
- Standard
- Listing Category:
- Residential
- Property Type:
- Single Family House
- Description of Last Important Update:
- Price Reduced
- Last Major Update on:
- June 16, 2026 8:00 pm
- Other Special Conditions:
- Sold As-is
- Bedrooms:
- 4
- Bathrooms Total:
- 2
- Full Bath:
- 2
- Room Type:
- Kitchen, Living Room, Master Bedroom
- Master Bedroom Bath:
- Master Bdrm - Upstairs, Separate Shower
- Dining Area:
- Snack Bar/counter, Dining/Living Room, Family/Dining Combination
- Living Area:
- 2,746 Sqft
- Built-Up Area:
- 3,352 Sqft
- Lot Size Dimensions and Info:
- 96'water x161'x70'x141'
- Building Area Source:
- Assessor
- Living Area Source:
- Public Records
- Lot Features:
- Irregular Lot, Cul-De-Sac, Many Trees
- Lot Size Acres:
- 0.235
- View from the Property:
- Water, Canal
- Waterfront:
- Yes
- Waterfront Features:
- Ocean Access, Canal Front, Navigable Water, Seawall, Other, River Access, No Fixed Bridge, Canal Width 1–80 Feet
- Frontage Length:
- 96
- Private Pool
- Swimming Pool Features:
- Heated, Private, In Ground, Free Form, Equipment Included
- Spa
- Spa Features:
- Above Ground
- Security:
- Smoke Detector(s), Security System
- Furnished:
- Negotiable
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Water Heater, Range
- Interior:
- High Ceilings, Pantry, Walk-In Closet(s), Vaulted Ceiling(s), Entrance Foyer, Built-in Features, Bar, Wet Bar, Cathedral Ceiling(s), Bedroom Layout - Split, Upstairs Living Area
- Exterior:
- Balcony, Lighting, Outdoor Shower, Custom Lighting
- Patio and Porch:
- Patio, Deck, Porch, Patio - Covered, Patio - Open, Porch - Open, Porch - Screened, Patio - Screened
- Windows:
- Shutters
- Other Structures:
- Shed(s), Cabana
- Laundry:
- Inside, Laundry Closet
- Doors:
- French Doors
- Fireplace
- Fireplace:
- Wood Burning
- Air Conditioning
- Air Conditioning System:
- Zoned, Central Air, Electric
- Heating
- Heating System:
- Central, Electric, Zoned
- Fence:
- Partial, Fenced
- Boat and Dock Features:
- Private Dock, Electric Available, Lift, Water Available
- Property Entrance Faces:
- East
- Other Equipment:
- Fuel Tank(s), Fuel Tank - Owned
- Balcony Details:
- Balcony - Covered, Balcony - Screened
- Storm Protection Impact Glass:
- Partial
- Sprinkler Description:
- Auto Sprinkler, Well Sprinkler
- Storm Protection Accordian Shutters:
- Partial
- Storm Protection Details:
- Storm Shutters
- Year Built:
- 1996
- Roof:
- Metal
- Year Roof Installed:
- 1996
- Architectural Style:
- Key West
- Levels:
- Multi/split,two
- Entry Level (floor):
- 1
- Construction Materials:
- Frame, Fiber Cement
- Flooring:
- Carpet, Tile
- Number of stories:
- 2
- Structure Type:
- House
- Stories:
- 2
- Road Frontage Type:
- Private Road, West Of Us-1
- Property Condition:
- Resale
- Tax Annual Amount:
- $13,701.5
- Tax Year:
- 2025
- Association Fee:
- $25.00
- Association Fee Frequency:
- Monthly
- Property Tax Details:
- No Homestead
- Parking Total Spaces:
- 4
- Covered Spaces:
- 0
- Parking Features:
- Driveway, Open
- Sewer:
- Septic Tank
- Utilities Available:
- Cable Available, Phone Available, Electricity Connected
- Water Source:
- Well
- Association
- Membership Details:
- No Membership Available
- Association Membership:
- Mandatory
- Association Type:
- Homeowner Association
- Pets Allowed?:
- Yes, No Restrictions
- Lease Number Times per Year Allowed:
- 48
- Amenities Provided by the Homeowner's Association (HOA):
- Boating
- Subdivision Name:
- RUSTIC HILLS
- Association Fee Includes:
- Common Areas
- Senior Community:
- No
- Development Name:
- Rustic Hills
- Restrictions:
- No Restrictions
- Minimum Days per Lease:
- 3
- Community Dock
- Leasing Permitted
- Leasing Permitted Details:
- Okay To Lease, Short Term Rentals Allowed
- Listing Terms Considered by Seller:
- Cash, Conventional, VA Loan
- Occupant Type:
- Tenant Occupied
- Buyer Possession:
- Close Of Escrow
- Negotiable Seller Concessions
- Tax Legal Description:
- RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
- Real Estate Folio Number (Parcel Number):
- 123840001000004104
- Zoning:
- res
- Elementary School:
- Wesley Matthews
- High School:
- Martin County
- Middle Or Junior School:
- Hidden Oaks
- Active on the market since:
- April 27, 2026
- Listing Agreement executed on:
- April 12, 2026
- Price change occurred on:
- June 16, 2026 8:00 pm
- Listing Status Last Changed On:
- April 27, 2026 7:26 pm
- Photos updated on:
- June 24, 2026 12:41 pm
- Last Modified:
- August 12, 2026 3:01 pm
- Courtesy of:
- Keller Williams Realty Of The Treasure Coast
- Attribution:
- Not provided
- Road Surface Type:
- Paved
- Street Name:
- Cedar
- Street Number:
- 3098
- City:
- Palm City
- State:
- Florida
- Zip Code:
- 34990
- County:
- Martin
- Latitude:
- N27° 11' 22.2''
- Longitude:
- W81° 42' 16.8''
- Street Suffix:
- Trail
- Street Direction Prefix:
- SW

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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates