Condo in 8817 S Thomas Drive A114, Panama City, FL 32408 for sale with MLS# B26029232

Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal design with 2 spacious beds, a renovated bathroom, upgraded kitchen with new countertops, backsplash, appliances, and a spacious private patio. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements

📅 View days on the market

Days on the market

8817 S Thomas Drive A114, Panama City, FL 32408

Price
Price:
$249,000.00
Original List Price:
$249,000.00
List Price per Sq Ft (Calculated, Approx.):
$509.2
Property Status and Type
Listing Type:
For Sale
Status:
Active
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Condominium
Description of Last Important Update:
New Listing
Last Major Update on:
May 16, 2026 12:31 am
Rooms Distribution
Bathrooms Total:
1
Full Bath:
1
Room Type:
Kitchen, Living Room, Master Bedroom
Rooms Total:
3
Measures
Living Area:
489 Sqft
Built-Up Area:
489 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Property Features
Waterfront:
No
Waterfront Features:
Ocean Access
Security:
Smoke Detector(s)
Furnished:
Furnished
Appliances:
Microwave, Refrigerator, Range, Oven
Patio and Porch:
Patio, Patio - Open
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Property Entrance Faces:
West
Unit Description:
Efficiency
Construction
Year Built:
1976
Roof:
Other
Levels:
One
Construction Materials:
Other
Flooring:
Laminate
Number of stories:
1
Structure Type:
Multi Family
Stories:
1
Property Condition:
Resale, Updated/remodeled
Taxes and Expenses
Tax Annual Amount:
$2,585.00
Tax Year:
2025
Tax Assessed Value:
$192,100.00
Association Fee:
$525.00
Association Fee Frequency:
Monthly
Property Tax Details:
No Homestead
Parking
Parking Total Spaces:
0
Covered Spaces:
0
Parking Features:
Guest, Permit Required
Utilities
Sewer:
Public Sewer
Utilities Available:
Electricity Connected, Sewer Connected, Water Connected
Water Source:
Public
Community
Association
Association Membership:
Mandatory
Association Type:
Condominium
Pets Allowed?:
Yes, No Restrictions
Amenities Provided by the Homeowner's Association (HOA):
Heated Pool, Pool, Community Room, Bar, Billiard Room, Laundry, Fitness Center, Beach Access, Game Room, Internet Included
Subdivision Name:
TOP OF THE GULF CONDO
Association Fee Includes:
Maintenance Grounds, Sewer, Water, Trash, Cable Tv, Pest Control, Maintenance Structure, Common Areas, Internet, Pool Service, Recreation Facility
Senior Community:
No
Restrictions:
No Restrictions
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Buyer Possession:
Close Of Escrow
Zoning and Legal
Tax Legal Description:
TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
Real Estate Folio Number (Parcel Number):
34994114000
Zoning:
Residential
Listing History
Active on the market since:
May 16, 2026
Listing Agreement executed on:
May 15, 2026
Listing Status Last Changed On:
May 16, 2026 12:31 am
Photos updated on:
May 16, 2026 12:31 am
Last Modified:
May 31, 2026 11:02 pm
Additional Information
Courtesy of:
Luxe Coastal Realty Group LLC
Attribution:
Not provided
Location
Street Name:
Thomas
Street Number:
8817
Unit Number:
A114
City:
Panama City
State:
Florida
Zip Code:
32408
County:
Bay
Latitude:
N30° 10' 25.8''
Longitude:
W86° 11' 58.3''
Street Suffix:
Drive
Street Direction Prefix:
S
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $72,322
Median Home Value $352,400
Median Rent $1,453/mo
Median Age 48
Population 18,326

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 8817 S Thomas Drive A114, Panama City, FL 32408
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed by the MLS or the real estate broker. ©2026 BeachesMLS, Inc. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.