Home in 2195 SW Shoal Creek Trace, Palm City, FL 34990 for sale with MLS# B26057985
Welcome to Charter Club at Martin Downs! This beautifully maintained 3 bedroom, 2.5 bath home offers an open-concept layout with high ceilings, a 1st floor primary suite and peaceful lake views. Enjoy indoor-outdoor living from the covered, screened patio, perfect for relaxing or entertaining. Additional features include impact windows, an EV charging station, and access to community amenities including a pool and tennis courts. Conveniently located near shopping, dining, golf, I-95, and the Turnpike.
2195 SW Shoal Creek Trace, Palm City, FL 34990
Price
- Price:
- $489,000.00
- Original List Price:
- $489,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $279.26
Property Status and Type
- Listing Type:
- For Sale
- Status:
- Active
- Special Sale Conditions:
- Standard
- Listing Category:
- Residential
- Property Type:
- Single Family House
- Description of Last Important Update:
- New Listing
- Last Major Update on:
- July 29, 2026 7:42 pm
- Other Special Conditions:
- Deed Restrictions
Rooms Distribution
- Bedrooms:
- 3
- Bathrooms Total:
- 3
- Full Bath:
- 2
- Half Bath:
- 1
- Room Type:
- Dining Room, Florida Room, Laundry, Den, Bedroom 2, Bedroom 3, Kitchen, Living Room, Master Bedroom
- Master Bedroom Bath:
- Separate Shower, Dual Sinks, Master Bdrm - Ground
- Dining Area:
- Dining/Living Room, Breakfast Area
Measures
- Living Area:
- 1,751 Sqft
- Built-Up Area:
- 2,171 Sqft
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Interior Lot, Landscaped
- Lot Size Acres:
- 0.14
Property Features
- View from the Property:
- Lake
- Waterfront:
- Yes
- Waterfront Features:
- Lake Front
- Security:
- Security System, Gated - No Guard
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Microwave, Refrigerator, Electric Range, Electric Water Heater, Water Heater
- Interior:
- Vaulted Ceiling(s), Bedroom Layout - Split
- Patio and Porch:
- Patio, Patio - Covered, Patio - Screened
- Laundry:
- Inside, Laundry Room
- Air Conditioning
- Air Conditioning System:
- Central Air
- Heating
- Heating System:
- Central
- Property Entrance Faces:
- Southwest
- Storm Protection Impact Glass:
- Complete
- Sprinkler Description:
- Auto Sprinkler
Construction
- Year Built:
- 1989
- Roof:
- Barrel, Tile
- Year Roof Installed:
- 2011
- Levels:
- Two
- Construction Materials:
- CBS, Concrete Block - With Stucco
- Flooring:
- Laminate, Ceramic Tile
- Number of stories:
- 2
- Structure Type:
- House
- Stories:
- 2
- Flood Zone Code:
- X
- Property Condition:
- Resale
Taxes and Expenses
- Tax Annual Amount:
- $6,681.67
- Tax Year:
- 2025
- Tax Assessed Value:
- $393,960.00
- Association Fee:
- $1,225.00
- Association Fee Frequency:
- Quarterly
- Property Tax Details:
- City/County, County Only
Parking
- Parking Total Spaces:
- 4
- Garage
- Garage Spaces:
- 2
- Covered Spaces:
- 2
- Attached Garage
- Parking Features:
- Driveway, Garage, Garage Door Opener, Electric Vehicle Charging Station(s), Attached Garage
Utilities
- Sewer:
- Public Sewer
- Utilities Available:
- Electricity Connected, Sewer Connected, Water Connected
- Water Source:
- Public
Community
- Association
- Master Association
- Association Membership:
- Mandatory
- Application Required
- Association Type:
- Homeowner Association
- Pets Allowed?:
- Yes, Pet Restrictions Possible
- Lease Number Times per Year Allowed:
- 1
- Amenities Provided by the Homeowner's Association (HOA):
- Heated Pool, Pool, Spa/hot Tub, Tennis Court(s), Pickleball Court(s)
- Subdivision Name:
- CHARTER CLUB AT MARTIN DOWNS
- Association Fee Includes:
- Maintenance Grounds, Cable Tv, Security, Common Areas, Internet, Recreation Facility
- Association Name:
- Charter Club at Martin Downs HOA Inc.
- Association Name 2:
- Martin Downs Property Owners Association
- Senior Community:
- No
- Association Phone:
- 772-678-6524
- Restrictions:
- Buyer Approval Required, Parking - No Boat, Parking - No Rv, Parking - No Truck, Parking - No Motorcycle, Parking - No Trailer, See Remarks
- Minimum Days per Lease:
- 90
- Leasing Permitted
- Leasing Permitted Details:
- Okay To Lease
Terms
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Buyer Possession:
- Close Of Escrow
- Negotiable Seller Concessions
Zoning and Legal
- Tax Legal Description:
- CHARTER CLUB AT MARTIN DOWNS LOT 169
- Real Estate Folio Number (Parcel Number):
- 183841018000016909
- Zoning:
- Residential
Public Schools Assigned
- Elementary School:
- Bessey Creek
- High School:
- Martin County
- Middle Or Junior School:
- Hidden Oaks
Listing History
- Active on the market since:
- July 29, 2026
- Listing Agreement executed on:
- July 28, 2026
- Listing Status Last Changed On:
- July 29, 2026 7:42 pm
- Photos updated on:
- July 29, 2026 8:15 pm
- Last Modified:
- August 5, 2026 7:05 pm
Additional Information
- Courtesy of:
- RE/MAX Gold
- Attribution:
- Not provided
Location
- Street Name:
- Shoal Creek
- Street Number:
- 2195
- City:
- Palm City
- State:
- Florida
- Zip Code:
- 34990
- County:
- Martin
- Latitude:
- N27° 10' 14''
- Longitude:
- W81° 43' 1.9''
- Street Suffix:
- Trace
- Street Direction Prefix:
- SW
Property Map
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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
Median Household Income
$120,407
Median Home Value
$558,300
Median Rent
$1,958/mo
Median Age
51
Population
29,874
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