Home in 12990 Keystone Terrace, North Miami, FL 33181 for sale with MLS# B26072103

Welcome to 12990 Keystone Terrace, an exceptional waterfront residence in North Miami's desirable Keystone Islands, where relaxed South Florida living meets the freedom of direct ocean access. Set on an expansive corner lot, this 4-bedroom, 3-bath home offers approximately 3,085 square feet of inviting living space enhanced by soaring vaulted ceilings, generous natural light, and impact windows and doors throughout. A circular driveway and two-car garage create an impressive arrival, while the home's open, comfortable layout provides plenty of room for everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen offers a stylish gathering place with custom countertops, ample cabinetry, and an easy connection to the surrounding dining and living areas. The spacious interiors flow effortlessly toward the outdoors, where the waterfront setting becomes the centerpiece. Step outside to a private tropical retreat featuring a swimming pool, expansive patio areas, lush landscaping, and picturesque canal views-an ideal backdrop for quiet mornings, sunset dinners, or weekends spent entertaining family and friends. Boating enthusiasts will especially appreciate the private dock, wide canal frontage, and ocean access with no fixed bridges, allowing you to enjoy South Florida's waterways right from your backyard. Whether cruising toward Biscayne Bay, relaxing poolside, or simply taking in the peaceful waterfront atmosphere, this home offers an enviable combination of space, privacy, and coastal lifestyle. 12990 Keystone Terrace is a rare opportunity to experience the best of waterfront living while remaining conveniently connected to the dining, shopping, beaches, and attractions of the Miami area.

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12990 Keystone Terrace, North Miami, FL 33181

Price
Price:
$3,350,000.00
Original List Price:
$3,350,000.00
List Price per Sq Ft (Calculated, Approx.):
$1,086.25
Property Status and Type
Listing Type:
For Sale
Status:
Active
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
September 3, 2026 8:27 pm
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
3
Room Type:
Dining Room, Florida Room, Family Room, Foyer, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Living Room, Master Bedroom
Master Bedroom Bath:
Dual Sinks, Combo Tub/shower, Bedroom On Entry Level
Dining Area:
Formal Dining, Snack Bar/counter
Measures
Living Area:
3,084 Sqft
Built-Up Area:
3,941 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Corner Lot
Lot Size Acres:
0.29
Property Features
View from the Property:
Pool, Water, Canal
Waterfront:
Yes
Waterfront Features:
Ocean Access, Canal Front, Seawall, Canal Width 1–80 Feet
Frontage Length:
100
Private Pool
Swimming Pool Features:
Private, In Ground, Screen Enclosure
Security:
Smoke Detector(s)
Furnished:
Unfurnished
Accessibility:
Accessible Central Living Area
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Electric Range, Ice Maker, Oven, Electric Cooktop
Interior:
High Ceilings, Walk-In Closet(s), Closet Cabinetry, Kitchen Island, Vaulted Ceiling(s), Bar, Storage
Exterior:
Barbecue, Lighting
Patio and Porch:
Patio, Patio - Screened
Windows:
Blinds
Other Structures:
Outbuilding
Doors:
French Doors
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central, Electric
Fence:
Back Yard
Boat and Dock Features:
Private Dock
Property Entrance Faces:
East
Unit Description:
Corner/end Unit
Storm Protection Impact Glass:
Partial
Construction
Year Built:
1959
Roof:
Slate, Tar/gravel
Architectural Style:
Ranch, Traditional
Levels:
One
Construction Materials:
Block, Stucco, Concrete
Flooring:
Carpet, Tile, Marble
Number of stories:
1
Structure Type:
House
Stories:
1
Flood Zone Code:
AE
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$14,893.81
Tax Year:
2025
Property Tax Details:
City/County
Parking
Parking Total Spaces:
2
Garage
Garage Spaces:
2
Covered Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage, Garage Door Opener, Attached, Covered, Circular Driveway, Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Available, Water Available
Water Source:
Public
Community
Pets Allowed?:
Yes, No Restrictions
Lease Number Times per Year Allowed:
1
Subdivision Name:
KEYSTONE ISLAND
Senior Community:
No
Development Name:
KEYSTONE ISLAND
Restrictions:
No Restrictions
Minimum Days per Lease:
365
Community Dock
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Negotiable, Close Of Escrow
Negotiable Seller Concessions
Zoning and Legal
Tax Legal Description:
27-28 52 42 KEYSTONE ISLAND NO 5 PB 68-2 LOT 24 BLK 16 LOT SIZE 100.000 X 125 OR 15246-868 1091 1
Real Estate Folio Number (Parcel Number):
0622280210690
Zoning:
0900
Public Schools Assigned
Elementary School:
David Lawrence Jr. K-8
High School:
Alonzo And Tracy Mourning
Middle Or Junior School:
North Miami
Listing History
Active on the market since:
September 3, 2026
Listing Agreement executed on:
September 3, 2026
Listing Status Last Changed On:
September 3, 2026 8:27 pm
Photos updated on:
September 3, 2026 8:27 pm
Last Modified:
September 3, 2026 8:37 pm
Additional Information
Courtesy of:
KW Reserve Palm Beach
Attribution:
Not provided
Location
Street Name:
Keystone
Street Number:
12990
City:
North Miami
State:
Florida
Zip Code:
33181
County:
Miami-Dade
Latitude:
N25° 53' 49.3''
Longitude:
W81° 51' 6.2''
Street Suffix:
Terrace
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $56,473
Median Home Value $315,200
Median Rent $1,665/mo
Median Age 37
Population 20,969

Air Quality

Source: AirNow.gov · Miami

🌬️ Air Quality Index (AQI) 39 Good
☀️ O3 30 Good
🫁 PM2.5 39 Good
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Association of REALTORS®
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