Home in 103 Saddle Trail, Royal Palm Beach, FL 33411 for sale with MLS# B26072295

Big Updates, Low HOA & Easy Florida Living in Saratoga! Welcome to the beautiful Saratoga Lakes, where low HOA fees, a great Royal Palm Beach location, and a long list of valuable improvements come together in one very appealing home. This gorgeous single-story residence offers three bedrooms, two bathrooms, 1,366 square feet of living space with vaulted ceilings, and a two-car garage, but the real story here is just how much has already been done. Now you can customize this one story interior to make it your own, and get into this gorgeous community at a low price! Let's start with the expensive stuff. The roof was replaced in 2018, and that same year the entire home was replumbed. The air conditioning system has also been replaced over the past several years. Add accordion hurricane shutters and wiring already in place for a whole-house generator, and some of the biggest items on a Florida homeowner's checklist have already been addressed. The outdoor space is just as practical. The backyard is fully fenced, the fence was installed in 2018, and all screens on the front and rear patios were replaced that same year. Even better, the sprinkler system runs on well water, so keeping the South Florida lawn looking good does not mean watching your water bill climb along with the grass. The home also features keypad garage entry and an existing ten-camera security system. Saratoga Lakes residents enjoy a beautifully remodeled community pool, while the refreshingly low HOA fee includes basic cable and internet. There is a lot to love about a home where the previous owners have already tackled so many of the projects buyers would rather not inherit. Combine that with single-story living, a two-car garage, a fenced yard, hurricane protection, a low HOA, and a fantastic Royal Palm Beach location, and this one deserves a spot at the top of the list.

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103 Saddle Trail, Royal Palm Beach, FL 33411

Price
Price:
$500,000.00
Original List Price:
$500,000.00
List Price per Sq Ft (Calculated, Approx.):
$366.03
Property Status and Type
Listing Type:
For Sale
Status:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Contingency:
Active Under Contract
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Status Change
Last Major Update on:
September 30, 2026 3:28 pm
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Room Type:
Laundry, Bedroom 2, Bedroom 3, Kitchen, Living Room, Master Bedroom
Master Bedroom Bath:
Separate Shower, Dual Sinks, Master Bdrm - Ground, Separate Tub
Dining Area:
Eat-in Kitchen, Kitchen Dining, Dining/Living Room
Measures
Living Area:
1,366 Sqft
Built-Up Area:
1,975 Sqft
Lot Area:
5,000 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Sidewalks
Lot Size Acres:
0.11
Property Features
View from the Property:
Garden
Waterfront:
No
Security:
Security System Owned
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Range, Electric Water Heater, Ice Maker, Water Heater
Interior:
Pantry, Walk-In Closet(s), Vaulted Ceiling(s), Entrance Foyer, Cathedral Ceiling(s)
Patio and Porch:
Patio, Patio - Screened
Windows:
Blinds, Drapes, Arched
Laundry:
Inside
Air Conditioning
Air Conditioning System:
Central Air
Heating
Heating System:
Central
Property Entrance Faces:
South
Sprinkler Description:
Auto Sprinkler, Well Sprinkler
Storm Protection Accordian Shutters:
Complete
Storm Protection Details:
Storm Shutters, Generator Hookup
Construction
Year Built:
1995
Roof:
Shingle, Composition
Architectural Style:
Ranch
Levels:
Two
Entry Level Location:
Entry Level Living Area Y
Construction Materials:
CBS
Flooring:
Carpet, Ceramic Tile
Number of stories:
1
Structure Type:
House
Stories:
1
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$4,009.00
Tax Year:
2025
Association Fee:
$150.00
Association Fee Frequency:
Monthly
Property Tax Details:
City/County
Parking
Parking Total Spaces:
4
Garage
Garage Spaces:
2
Covered Spaces:
2
Attached Garage
Parking Features:
Garage, Garage Door Opener, On Street, Attached Garage
Utilities
Sewer:
Public Sewer
Electric:
Three Phase
Utilities Available:
Cable Available, Sewer Available, Water Available
Water Source:
Public
Community
Association
Association Membership:
Mandatory
Capital Contributions Required
Capital Contributions Amount:
$450.00
Application Required
Application Fee:
$150.00
Application Information:
Association Approval Required
Association Type:
Homeowner Association
Pets Allowed?:
Yes, Pet Restrictions Possible
Amenities Provided by the Homeowner's Association (HOA):
Pool, Community Room, Clubhouse, Tennis Court(s), Sidewalks, Jogging Path, Street Lights
Subdivision Name:
SARATOGA AT ROYAL PALM 3
Association Fee Includes:
Cable Tv, Common Areas, Internet
Association Name:
Saratoga Lakes HOA
Senior Community:
No
Development Name:
Saratoga Lakes East
Restrictions:
Buyer Approval Required
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Buyer Possession:
Negotiable, Close Of Escrow
Negotiable Seller Concessions
Zoning and Legal
Tax Legal Description:
SARATOGA AT ROYAL PALM PL 3 LT 83
Real Estate Folio Number (Parcel Number):
72414315040000830
Zoning:
PUD(ci
Public Schools Assigned
Elementary School:
H. L. Johnson
High School:
Royal Palm Beach
Middle Or Junior School:
Crestwood
Listing History
Active on the market since:
September 4, 2026
Listing Agreement executed on:
September 4, 2026
Purchase Contract Date:
September 19, 2026
Listing Status Last Changed On:
September 30, 2026 3:28 pm
Photos updated on:
September 4, 2026 12:28 pm
Last Modified:
October 20, 2026 7:46 pm
Additional Information
Courtesy of:
KW Innovations
Attribution:
Not provided
Road Surface Type:
Paved
Location
Floor Number:
1
Street Name:
Saddle
Street Number:
103
City:
Royal Palm Beach
State:
Florida
Zip Code:
33411
County:
Palm Beach
Latitude:
N26° 43' 38.4''
Longitude:
W81° 45' 59''
Street Suffix:
Trail
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $89,329
Median Home Value $400,900
Median Rent $1,887/mo
Median Age 42
Population 75,299
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed by the MLS or the real estate broker. ©2026 BeachesMLS, Inc. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.