Home in 1009 NW Terrace Road, Stuart, FL 34994 for sale with MLS# B26095553

In Stuart, life has always followed the water. Fishing boats leave before sunrise, afternoons unfold along the river, and evenings bring families and friends together in a downtown that has preserved much of its old Florida character. Along the North Fork of the St. Lucie River, 1009 NW Terrace Road offers a place within that story. Incorporated in 1914, Stuart has grown without losing the qualities that have defined it for generations. Historic streets, locally owned shops, waterfront restaurants, and a community whose connection to the water runs deep. Known as the Sailfish Capital of the World, Stuart remains a place where fishing is more than a pastime and time spent on the water is part of everyday life. Positioned on 0.31 acres with 81 feet of waterfrontage, the property offers a setting increasingly difficult to find. With no fixed bridges between the property and open water, offshore fishing grounds are approximately 10 minutes away by boat, depending on conditions. In the other direction, Historic Downtown Stuart is just moments from home, with its boutiques, restaurants, and Riverwalk overlooking the St. Lucie River. Built in 2014, the residence reflects a balance of enduring construction and comfortable waterfront living. The first level is constructed of concrete block (CBS), while the second features frame construction, with impact windows and doors throughout. Terrazzo floors anchor the first level, giving way to genuine hardwood flooring upstairs. Across 4,394 square feet of interior living space and 5,823 square feet in total, five bedrooms, five full bathrooms, and one half bathroom provide room for extended family, visiting friends, and the kind of weekends that have long been part of life along the river. Yet the significance of this property reaches beyond its architecture or square footage. Homes can be renovated, rooms reimagined, and finishes changed with time. What remains is the land, the relationship to the river, and a location within one of Florida's most established waterfront communities. At 1009 NW Terrace Road, the appeal is not simply owning a home on the water. It is becoming part of a way of life that has shaped Stuart for more than a century.

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1009 NW Terrace Road, Stuart, FL 34994

Price
Price:
$2,599,000.00
Original List Price:
$2,599,000.00
List Price per Sq Ft (Calculated, Approx.):
$591.48
Property Status and Type
Listing Type:
For Sale
Status:
Active
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
November 9, 2026 1:42 pm
Rooms Distribution
Bedrooms:
6
Bathrooms Total:
5
Full Bath:
4
Half Bath:
1
Room Type:
Laundry, Kitchen, Living Room, Master Bedroom, Maid/in-law Quarters
Master Bedroom Bath:
Master Bdrm - Upstairs, Dual Sinks, Master Bdrm - Ground
Measures
Living Area:
4,394 Sqft
Built-Up Area:
5,823 Sqft
Lot Area:
13,689 Sqft
Building Area Source:
Public Records
Living Area Source:
Appraiser
Lot Size Acres:
0.31
Property Features
View from the Property:
Water, Marina
Waterfront:
Yes
Waterfront Features:
River Front, Seawall
Frontage Length:
81
Private Pool
Swimming Pool Features:
Private, Fenced, In Ground
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Gas Range, Ice Maker, Range, Oven, Vented Exhaust Fan
Interior:
Pantry, Walk-In Closet(s), Kitchen Island, Upstairs Living Area
Laundry:
Inside, Laundry Room
Doors:
French Doors
Fireplace
Fireplace:
Decorative
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Fence:
Wood, Fenced, Back Yard, Gate
Property Entrance Faces:
East
Storm Protection Impact Glass:
Complete
Construction
Year Built:
2014
Roof:
Metal
Levels:
Two
Construction Materials:
Frame, CBS
Flooring:
Tile, Wood, Vinyl, Terrazzo
Number of stories:
2
Structure Type:
House
Stories:
3
Flood Zone Code:
AE,X
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$13,847.5
Tax Year:
2025
Tax Assessed Value:
$839,726.00
Property Tax Details:
City/County
Parking
Parking Total Spaces:
4
Garage
Garage Spaces:
2
Covered Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage, Attached, Circular Driveway, Attached Garage
Utilities
Sewer:
Septic Tank
Electric:
Three Phase
Utilities Available:
Cable Available, Water Available
Water Source:
Public
Community
Pets Allowed?:
Yes, No Restrictions
Subdivision Name:
BAHAMA TERRACE
Senior Community:
No
Restrictions:
No Restrictions
Leasing Permitted
Leasing Permitted Details:
Okay To Lease
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Buyer Possession:
Close Of Escrow
Zoning and Legal
Tax Legal Description:
BAHAMA TERRACE SEC 1 LOT 11
Real Estate Folio Number (Parcel Number):
323741002000001104
Zoning:
res
Public Schools Assigned
Elementary School:
Felix A. Williams
High School:
Jensen Beach
Middle Or Junior School:
Stuart
Listing History
Active on the market since:
November 9, 2026
Listing Agreement executed on:
November 2, 2026
Listing Status Last Changed On:
November 9, 2026 1:42 pm
Photos updated on:
November 8, 2026 4:51 pm
Last Modified:
November 9, 2026 1:42 pm
Additional Information
Courtesy of:
One Sotheby's International Realty
Attribution:
Not provided
Location
Street Name:
Terrace
Street Number:
1009
City:
Stuart
State:
Florida
Zip Code:
34994
County:
Martin
Latitude:
N27° 12' 43.9''
Longitude:
W81° 44' 7.9''
Street Suffix:
Road
Street Direction Prefix:
NW
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $62,895
Median Home Value $248,900
Median Rent $1,558/mo
Median Age 50
Population 18,318
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Association of REALTORS®
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