Home in 422 Harbour Drive, Duck Key, FL 33050 for sale with MLS# B26097319

There are places where the water is part of the view. And then there's Duck Key, where it shapes the entire way of life. Set in the heart of the Florida Keys, this two-story waterfront residence brings together thoughtful living spaces, beautiful open-water scenery, and everything that makes island life so distinctive. The home offers four bedrooms and three bathrooms, surrounded by lush landscaping and designed to make the most of its waterfront setting. Outside, the property really comes into its own. A private pool, beach area, and dock put the water at the center of every day. And for boaters, the details matter: A 30,000-pound boat lift, a jet ski lift, a fish cleaning station, and steps leading right into the water. A morning offshore, an afternoon exploring the keys, or a quiet even

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422 Harbour Drive, Duck Key, FL 33050

Price
Price:
$4,500,000.00
Original List Price:
$4,500,000.00
List Price per Sq Ft (Calculated, Approx.):
$1,717.55
Property Status and Type
Listing Type:
For Sale
Status:
Active
Special Sale Conditions:
Standard
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
New Listing
Last Major Update on:
November 6, 2026 8:09 pm
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
3
Master Bedroom Bath:
Master Bdrm - Upstairs, Dual Sinks
Dining Area:
Dining/Living Room
Measures
Living Area:
2,620 Sqft
Built-Up Area:
5,300 Sqft
Lot Area:
23,677 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.54
Property Features
View from the Property:
Water, Bay
Waterfront:
Yes
Waterfront Features:
Ocean Access, Seawall, Bayfront
Frontage Length:
75
Private Pool
Swimming Pool Features:
Private, Fenced, In Ground
Security:
Smoke Detector(s)
Furnished:
Furnished
Appliances:
Dryer, Dishwasher, Microwave, Refrigerator, Washer, Electric Range
Interior:
Vaulted Ceiling(s)
Windows:
Blinds
Other Structures:
Gazebo
Laundry:
Inside, Laundry Closet, In Hall
Air Conditioning
Air Conditioning System:
Central Air, Ceiling Fan(s)
Heating
Heating System:
Central
Fence:
Fenced, Back Yard
Boat and Dock Features:
Private Dock, Electric Available, Lift, Water Available
Property Entrance Faces:
East
Construction
Year Built:
1985
Roof:
Metal
Levels:
Two
Construction Materials:
Stucco
Flooring:
Tile, Other
Number of stories:
3
Structure Type:
House
Stories:
2
Flood Zone Code:
VE,AE
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$20,458.4
Tax Year:
2025
Property Tax Details:
Tax Reflects No Exemptions
Parking
Parking Total Spaces:
3
Garage
Garage Spaces:
1
Covered Spaces:
1
Attached Garage
Parking Features:
Driveway, Garage, Attached, Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Sewer Connected, Water Connected
Water Source:
Public
Community
Pets Allowed?:
Yes, No Restrictions
Subdivision Name:
HARBOUR ISLAND AMD
Senior Community:
No
Restrictions:
No Restrictions
Community Dock
Leasing Permitted
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Buyer Possession:
Close Of Escrow
Zoning and Legal
Tax Legal Description:
LTS 11 & 11A AMENDED PLAT HARBOUR ISLAND DUCK KEY PB6-84 OR576-344 OR578-572 OR795-344 OR1772-1236
Real Estate Folio Number (Parcel Number):
00376951001100
Zoning:
IS-M
Public Schools Assigned
Elementary School:
Biscayne Beach
High School:
Coral Shores
Middle Or Junior School:
Marathon
Listing History
Active on the market since:
November 6, 2026
Listing Agreement executed on:
November 3, 2026
Listing Status Last Changed On:
November 6, 2026 8:09 pm
Photos updated on:
November 6, 2026 8:09 pm
Last Modified:
November 6, 2026 9:06 pm
Additional Information
Courtesy of:
The High Tide Group
Attribution:
Not provided
Location
Street Name:
Harbour
Street Number:
422
City:
Duck Key
State:
Florida
Zip Code:
33050
County:
Monroe
Latitude:
N24° 46' 16.8''
Longitude:
W81° 4' 41.1''
Street Suffix:
Drive
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $83,243
Median Home Value $705,600
Median Rent $1,611/mo
Median Age 48
Population 10,586
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Association of REALTORS®
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