Home in 218 Useppa Island Captiva for sale with MLS# C7523756

Coves Edge is an elevated luxury retreat on coveted Useppa Island in the aquatic preserve of Pine Island Sound. Sitting well above the flood zone, this updated 5BR/5+2 BA home offers long water views, lush privacy, and exceptional amenities. Enjoy 97' of waterfront with sand beach and riparian rights, plus a private dock with two lifts and additional space for a larger boat. A 40' lap pool with expansive decking overlooks the Sound, surrounded by mature landscaping on one of the highest elevation points in Lee County. Interiors blend contemporary updates with Old Florida charm. Light-filled principal rooms capture stunning views throughout. The main-floor primary suite includes views of the Sound, an ensuite, walk-in closet and a private staircase to two offices/studios and multiple furnished outdoor retreats. Spacious water view kitchen with Sub-Zero fridge, double ovens, and new custom cabinets and stone countertops. Upper level offers two king guest suites with soaring ceilings, dedicated baths, and access to a 670 SF Sound-view deck and a 225 SF front deck overlooking the Useppa Palm Garden. Lower level includes a queen suite and a 4-twin bunk room for guests. Whole-home generator, hurricane protection, new AC equipment with a dedicated mechanical room and a separate golf cart garage and workshop. Offered turnkey with golf cart and most furnishings. Perfect for seasonal or full-time island living with excellent rental opportunities. Located on the southern end of the island, along the historic Pink Path and overlooking the Sound, you can keep an eye on your boat at the dock just behind the house. Coves Edge cottage is in the boating community of Useppa Island. The 110-acre Sanctuary is a private community and members-only club. With no need for gates or walls, it is surrounded by water, in the pristine Pine Island Sound and Charlotte Harbor aquatic preserves. Geographically it is in the same chain of barrier islands as Sanibel-Captiva, visible to the south, although one island east of the Gulf of America. Accessible only by boat (or aircraft), the commute to the mainland is in a special class of its own. Just a 15-minute joyful boat ride will deliver you to Boca Grande or Pine Island, and thence to all "civilized" conveniences of the mainland. The commute is special in a way that you will never tire of it. Just think-you are not stuck in traffic, or waiting for a light to change, fretting over the packed roads ahead. You are just watching the dolphins play and the birds dive, waving to passing boats with smiling passengers. Yes, not like the mainland! You might be sitting next to one of your Useppa neighbors, who has all their goods delivered to the Shore Port, where the staff will transport them to the island, and her home. Who said it is inconvenient when you don't have roads? And this beautiful home will let you join the ranks of the smart and lucky who have already landed on Useppa as a lifestyle choice.

📅 View days on the market

Days on the market

218 Useppa Island, Captiva, FL 33924

Price
Price:
$3,575,000.00
Original List Price:
$3,575,000.00
List Price per Sq Ft (Calculated, Approx.):
$715.00
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
C7523756
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
7
Full Bath:
5
Half Bath:
2
Additional Rooms:
Den/library/office, Bonus Room, Media Room, Great Room, Florida Room
Measures
Living Area:
5,000 Sqft
Built-Up Area:
6,200 Sqft
Lot Area:
16,117 Sqft
Building Area Source:
Public Records
Living Area Source:
Estimated
Lot Features:
Oversized Lot, In County, Sidewalk, Private, Historic District, Unincorporated, Sloped
Lot Size Acres:
0.37
Property Features
View from the Property:
Water
Waterfront:
Yes
Waterfront Features:
Bay/harbor
Private Pool
Swimming Pool Features:
Heated, Fiberglass, Above Ground, Child Safety Fence, Auto Cleaner, Deck
Security:
Smoke Detector(s), Fire Sprinkler System
Furnished:
Turnkey
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Built-in Oven, Electric Water Heater, Water Purifier, Exhaust Fan, Range Hood, Bar Fridge
Interior:
Eat-in Kitchen, Walk-In Closet(s), Ceiling Fans(s), Living Room/dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Window Treatments, Primary Bedroom Main Floor
Exterior:
Balcony, Sliding Doors, Hurricane Shutters, Private Yard
Patio and Porch:
Deck, Porch, Rear Porch, Enclosed
Windows:
Blinds, Tinted Windows, Thermal Windows, Double Pane Windows, Window Treatments, Insulated Windows, Aluminum Frames, Insulated Windows
Laundry:
Inside, Laundry Room
Fireplace
Fireplace:
Gas
Air Conditioning System:
Zoned, Central Air
Heating System:
Central, Electric, Zoned
Vegetation and Trees:
Mature Landscaping
Property Entrance Faces:
West
Road Responsibility:
Private Maintained Road
Other Equipment:
Generator, Irrigation Equipment, Fuel Tank(s), Private Yard
Water Access
Water Access Features:
Bay/harbor
Water Extras
Water Extra Details:
Lift
Water View
Water View Details:
Bay/harbor - Full
Construction
Year Built:
1989
Roof:
Metal
Architectural Style:
Key West
Levels:
Three Or More
Construction Materials:
Vinyl Siding
Flooring:
Laminate, Ceramic Tile, Hardwood
Foundation Details:
Concrete Perimeter
Flood Zone Code:
X
Property Condition:
Completed
Property Description:
Walk-up
Taxes and Expenses
Tax Annual Amount:
$6,055.21
Tax Year:
2025
Association Fee:
$504.89
Association Fee Frequency:
Monthly
Association Fee 2nd HOA:
$1,622.22
Association Fee 2nd HOA Frequency:
Monthly
Total Annual Fees:
$25,525.32
Total Monthly Fees:
$2,127.11
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Covered, Guest, Golf Cart Garage, Ground Level, Golf Cart Parking
Garage Dimensions:
15x20
Utilities
Sewer:
Public Sewer
Utilities Available:
Electricity Available, Underground Utilities, Phone Available, Electricity Connected, Sewer Connected, Water Connected, Propane, Private
Water Source:
Public
Community
Association
Minimum Lease Term:
1-7 Days
Pets Allowed?:
There is a limit on the number of pets allowed, Dogs Ok, Cats Ok
Number of Pets Allowed:
2
Amenities Provided by the Homeowner's Association (HOA):
Pool, Spa/hot Tub, Clubhouse, Recreation facilities, Fitness Center, Recreation Facilities, Tennis Court(s), Fence Restrictions, Vehicle Restrictions
Building Name:
218
Subdivision Name:
USEPPA ISLAND PH II
Community Features:
Clubhouse, Sidewalks, Fitness Center, Street Lights, Pool, Tennis Court(s), Restaurant, Association Recreation - Owned, Deed Restrictions, Golf Carts Ok, Buyer Approval Required, Community Mailbox, No Truck/rv/motorcycle Parking
Association Fee Includes:
Trash, Pool, Recreational Facilities, Private Road, Management
Association Name:
Not Applicable
Senior Community:
No
Development Name:
USEPPA ISLAND CLUB
Association Fee Required:
Required
Number of Ownership Years Prior To Lease:
0
Association Management:
Oscar
Association Phone:
239.283.1061
2nd Association Management:
Useppa Island Partners LLC
Terms
Listing Terms Considered by Seller:
Cash
Occupant Type:
Owner
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
COTTAGE SITES OF USEPPA IS SITE 11-18 AS DESC IN OR 1830 PG 0809 +2384/2658
Real Estate Folio Number (Parcel Number):
09-44-21-01-00002.0180
Zoning:
RM-2
Title to the property is held by owner as:
Fee Simple
Listing History
Originally published on:
March 25, 2026 9:07 pm
Active on the market since:
March 25, 2026
Listing Agreement executed on:
March 25, 2026
Listing Status Last Changed On:
March 25, 2026 9:07 pm
Photos updated on:
March 25, 2026 9:09 pm
Last Modified:
March 26, 2026 5:24 pm
Additional Information
Association Approval Required
Courtesy of:
UIP PROPERTY COMPANY LLC
Attribution:
239-410-7850
Road Surface Type:
Gravel
Location
Street Name:
USEPPA ISLAND
Street Number:
218
City:
CAPTIVA
State:
Florida
Zip Code:
33924
County:
Lee
Latitude:
N26° 39' 35.3''
Longitude:
W83° 47' 12.1''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income N/A
Median Home Value N/A
Median Rent N/A/mo
Median Age 37
Population 139

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 218 Useppa Island
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of March 26, 2026, 5:24 PM.