Home in 328 Useppa Captiva for sale with MLS# C7523767
This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things "mainland".
328 Useppa, Captiva, FL 33924
- Price:
- $2,150,000.00
- Previous Asking Price:
- $2,250,000.00
- Original List Price:
- $2,250,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $718.58
- Listing Type:
- For Sale
- Status:
- Active
- Contract Status:
- Inspections, Right Of 1st Refusal
- Previous Status:
- Pending (An offer has been accepted)
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- C7523767
- Bedrooms:
- 5
- Bathrooms Total:
- 4
- Full Bath:
- 3
- Half Bath:
- 1
- Living Area:
- 2,992 Sqft
- Built-Up Area:
- 8,188 Sqft
- Lot Area:
- 14,244 Sqft
- Lot Size Dimensions and Info:
- 145x103x96x156
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Sidewalk, Private, Historic District, Unpaved, Unincorporated, Landscaped
- Lot Size Acres:
- 0.33
- View from the Property:
- Water, Park/greenbelt
- Waterfront:
- No
- Security:
- Fire Sprinkler System, Fire Alarm
- Furnished:
- Turnkey
- Accessibility:
- Accessible Doors, Accessible Kitchen, Accessible Bedroom, Accessible Central Living Area, Accessible Kitchen Appliances, Accessible Washer/dryer, Accessible Common Area, Accessible Electrical And Environmental Controls, Central Living Area, Accessible Stairway
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Built-in Oven, Electric Water Heater, Exhaust Fan, Range, Range Hood, Water Filtration System, Bar Fridge
- Interior:
- Eat-in Kitchen, Cathedral Ceiling(s), Ceiling Fans(s), Living Room/dining Room Combo, Open Floorplan, Thermostat, Window Treatments, Solid Surface Counters, Solid Wood Cabinets, Dry Bar, Primarybedroom Upstairs
- Exterior:
- Balcony, French Doors, Storage, Private Entrance
- Patio and Porch:
- Screened, Wrap Around, Covered
- Windows:
- Skylight(s), Wood Frames, Skylight(s), Storm Window(s)
- Laundry:
- Inside, Laundry Room
- Fireplace
- Fireplace:
- Gas
- Air Conditioning System:
- Zoned, Central Air
- Heating System:
- Electric, Zoned
- Basement:
- Exterior Entry, Daylight, Unfinished
- Vegetation and Trees:
- Trees/landscaped, Mature Landscaping, Oak Trees
- Property Entrance Faces:
- East
- Road Responsibility:
- Private Maintained Road
- Other Equipment:
- Generator, Fuel Tank(s), Private Entrance
- Water View
- Water View Details:
- Bay/harbor - Partial
- Year Built:
- 1988
- Roof:
- Metal
- Architectural Style:
- Key West
- Levels:
- Three Or More
- Construction Materials:
- Frame, Hardiplank Type
- Flooring:
- Laminate
- Number of stories:
- 3
- Foundation Details:
- Stilt/on Piling
- Flood Zone Code:
- X
- Property Condition:
- Completed
- Property Description:
- Elevated, Stilt Home
- Tax Annual Amount:
- $17,604.15
- Tax Year:
- 2025
- Association Fee:
- $503.89
- Association Fee Frequency:
- Monthly
- Association Fee 2nd HOA:
- $1,622.22
- Association Fee 2nd HOA Frequency:
- Monthly
- Total Annual Fees:
- $25,513.32
- Total Monthly Fees:
- $2,126.11
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Parking Features:
- Driveway, Garage Door Opener, Covered, Guest, Golf Cart Garage, Garage Faces Rear, Ground Level, Golf Cart Parking, Curb Parking, Workshop In Garage, Basement
- Garage Dimensions:
- 20x25
- Sewer:
- Public Sewer
- Utilities Available:
- Underground Utilities, Electricity Connected, Sewer Connected, Propane
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 1-7 Days
- Pets Allowed?:
- There is a limit on the number of pets allowed, Dogs Ok, Cats Ok
- Number of Pets Allowed:
- 2
- Lease Number Times per Year Allowed:
- 180
- Amenities Provided by the Homeowner's Association (HOA):
- Spa/hot Tub, Clubhouse, Recreation facilities, Fitness Center, Recreation Facilities, Tennis Court(s), Fence Restrictions, Vehicle Restrictions
- Building Name:
- N/A
- Subdivision Name:
- COTTAGE SITE III-28
- Community Features:
- Clubhouse, Sidewalks, Fitness Center, Street Lights, Pool, Tennis Court(s), Restaurant, Association Recreation - Owned, Deed Restrictions, Golf Carts Ok, Buyer Approval Required, Community Mailbox, Special Community Restrictions, No Truck/rv/motorcycle Parking
- Association Fee Includes:
- Trash, Pool, Recreational Facilities, Escrow Reserves Fund, Private Road, Management
- Association Name:
- Not Applicable
- Senior Community:
- No
- Association Fee Required:
- Required
- Number of Ownership Years Prior To Lease:
- 0
- Association Management:
- Evelyn
- Association Phone:
- 239-283-1061
- 2nd Association Management:
- Useppa Island Partners LLC
- Listing Terms Considered by Seller:
- Cash
- Occupant Type:
- Owner
- Lease Considered:
- Yes
- Tax Legal Description:
- USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
- Real Estate Folio Number (Parcel Number):
- 09-44-21-01-00003.0280
- Zoning:
- RM-2
- Title to the property is held by owner as:
- Fee Simple
- Originally published on:
- March 25, 2026 9:22 pm
- Active on the market since:
- March 25, 2026
- Listing Agreement executed on:
- March 25, 2026
- Purchase Contract Date:
- March 31, 2026
- Price change occurred on:
- April 15, 2026 10:07 pm
- Listing Status Last Changed On:
- April 9, 2026 9:02 pm
- Photos updated on:
- March 25, 2026 9:26 pm
- Last Modified:
- April 15, 2026 10:07 pm
- Association Approval Required
- Courtesy of:
- UIP PROPERTY COMPANY LLC
- Attribution:
- 239-410-7850
- Road Surface Type:
- Gravel
- Street Name:
- USEPPA
- Street Number:
- 328
- City:
- CAPTIVA
- State:
- Florida
- Zip Code:
- 33924
- County:
- Lee
- Latitude:
- N26° 39' 39.3''
- Longitude:
- W83° 47' 12.7''
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates

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