Home in 328 Useppa Captiva for sale with MLS# C7523767

This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things "mainland".

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Days on the market

328 Useppa, Captiva, FL 33924

Price
Price:
$2,150,000.00
Previous Asking Price:
$2,250,000.00
Original List Price:
$2,250,000.00
List Price per Sq Ft (Calculated, Approx.):
$718.58
Property Status and Type
Listing Type:
For Sale
Status:
Active
Contract Status:
Inspections, Right Of 1st Refusal
Previous Status:
Pending (An offer has been accepted)
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
C7523767
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Measures
Living Area:
2,992 Sqft
Built-Up Area:
8,188 Sqft
Lot Area:
14,244 Sqft
Lot Size Dimensions and Info:
145x103x96x156
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Sidewalk, Private, Historic District, Unpaved, Unincorporated, Landscaped
Lot Size Acres:
0.33
Property Features
View from the Property:
Water, Park/greenbelt
Waterfront:
No
Security:
Fire Sprinkler System, Fire Alarm
Furnished:
Turnkey
Accessibility:
Accessible Doors, Accessible Kitchen, Accessible Bedroom, Accessible Central Living Area, Accessible Kitchen Appliances, Accessible Washer/dryer, Accessible Common Area, Accessible Electrical And Environmental Controls, Central Living Area, Accessible Stairway
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Built-in Oven, Electric Water Heater, Exhaust Fan, Range, Range Hood, Water Filtration System, Bar Fridge
Interior:
Eat-in Kitchen, Cathedral Ceiling(s), Ceiling Fans(s), Living Room/dining Room Combo, Open Floorplan, Thermostat, Window Treatments, Solid Surface Counters, Solid Wood Cabinets, Dry Bar, Primarybedroom Upstairs
Exterior:
Balcony, French Doors, Storage, Private Entrance
Patio and Porch:
Screened, Wrap Around, Covered
Windows:
Skylight(s), Wood Frames, Skylight(s), Storm Window(s)
Laundry:
Inside, Laundry Room
Fireplace
Fireplace:
Gas
Air Conditioning System:
Zoned, Central Air
Heating System:
Electric, Zoned
Basement:
Exterior Entry, Daylight, Unfinished
Vegetation and Trees:
Trees/landscaped, Mature Landscaping, Oak Trees
Property Entrance Faces:
East
Road Responsibility:
Private Maintained Road
Other Equipment:
Generator, Fuel Tank(s), Private Entrance
Water View
Water View Details:
Bay/harbor - Partial
Construction
Year Built:
1988
Roof:
Metal
Architectural Style:
Key West
Levels:
Three Or More
Construction Materials:
Frame, Hardiplank Type
Flooring:
Laminate
Number of stories:
3
Foundation Details:
Stilt/on Piling
Flood Zone Code:
X
Property Condition:
Completed
Property Description:
Elevated, Stilt Home
Taxes and Expenses
Tax Annual Amount:
$17,604.15
Tax Year:
2025
Association Fee:
$503.89
Association Fee Frequency:
Monthly
Association Fee 2nd HOA:
$1,622.22
Association Fee 2nd HOA Frequency:
Monthly
Total Annual Fees:
$25,513.32
Total Monthly Fees:
$2,126.11
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener, Covered, Guest, Golf Cart Garage, Garage Faces Rear, Ground Level, Golf Cart Parking, Curb Parking, Workshop In Garage, Basement
Garage Dimensions:
20x25
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities, Electricity Connected, Sewer Connected, Propane
Water Source:
Public
Community
Association
Minimum Lease Term:
1-7 Days
Pets Allowed?:
There is a limit on the number of pets allowed, Dogs Ok, Cats Ok
Number of Pets Allowed:
2
Lease Number Times per Year Allowed:
180
Amenities Provided by the Homeowner's Association (HOA):
Spa/hot Tub, Clubhouse, Recreation facilities, Fitness Center, Recreation Facilities, Tennis Court(s), Fence Restrictions, Vehicle Restrictions
Building Name:
N/A
Subdivision Name:
COTTAGE SITE III-28
Community Features:
Clubhouse, Sidewalks, Fitness Center, Street Lights, Pool, Tennis Court(s), Restaurant, Association Recreation - Owned, Deed Restrictions, Golf Carts Ok, Buyer Approval Required, Community Mailbox, Special Community Restrictions, No Truck/rv/motorcycle Parking
Association Fee Includes:
Trash, Pool, Recreational Facilities, Escrow Reserves Fund, Private Road, Management
Association Name:
Not Applicable
Senior Community:
No
Association Fee Required:
Required
Number of Ownership Years Prior To Lease:
0
Association Management:
Evelyn
Association Phone:
239-283-1061
2nd Association Management:
Useppa Island Partners LLC
Terms
Listing Terms Considered by Seller:
Cash
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
Real Estate Folio Number (Parcel Number):
09-44-21-01-00003.0280
Zoning:
RM-2
Title to the property is held by owner as:
Fee Simple
Listing History
Originally published on:
March 25, 2026 9:22 pm
Active on the market since:
March 25, 2026
Listing Agreement executed on:
March 25, 2026
Purchase Contract Date:
March 31, 2026
Price change occurred on:
April 15, 2026 10:07 pm
Listing Status Last Changed On:
April 9, 2026 9:02 pm
Photos updated on:
March 25, 2026 9:26 pm
Last Modified:
April 15, 2026 10:07 pm
Additional Information
Association Approval Required
Courtesy of:
UIP PROPERTY COMPANY LLC
Attribution:
239-410-7850
Road Surface Type:
Gravel
Location
Street Name:
USEPPA
Street Number:
328
City:
CAPTIVA
State:
Florida
Zip Code:
33924
County:
Lee
Latitude:
N26° 39' 39.3''
Longitude:
W83° 47' 12.7''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income N/A
Median Home Value N/A
Median Rent N/A/mo
Median Age 37
Population 139

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