Home in 3544 Ruby Ave St James City for sale with MLS# L4965050

Welcome to your own private slice of paradise on Pine Island! This exceptional waterfront retreat offers a true Florida Keys feel, with tropical surroundings, INTERSECTING CANALS, AND 189 feet of waterfront creating the perfect setting for the ultimate coastal lifestyle. Situated on a peaceful cul-de-sac corner lot, this spacious 4-befroom, 3-bath home combines comfort, privacy, and effortless indoor-outdoor living. Step outside to your private resort-style oasis featuring a heated salt system pool, spa, firepit, hammock, and your own sandy beach area. Boaters will love the covered dock, boat lift and fillet station, with quick access to open water for boating, fishing, kayaking, and unforgettable sunset cruises. Inside, the bright and inviting floor plan is designed for both relaxing and entertaining. The gourmet kitchen features custom cabinetry, Corian countertops, stainless steel appliances, a wine refrigerator, and generous space for gathering. The main suite offers peaceful water views, while the versitile lower-level guest/in-law suite provides additonal privacy and includes its own kitchen and laundry. Surrounded by lush tropical landscaping and water views, this is more than a home--it's a lifestyle. Whether you're enjoying coffee by the water, relaxing poolside, entertaining friends, or heading out for a day on the Gulf, every day feels like a vacation. Experience the laid-back charm of St. James City with the unmistakealbe feel of the Florida Keys right at home. This "Coastal Escape" currently on the vacation rental market, offers an attractive opportunity for those looking for a personal island retreat with income potential. This home is in high demand throughout the year, making it an excellent choice for a vacation-home buyer, investment property, or those seeking flexibility to enjoy the home while generating rental income.

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3544 Ruby Ave, St James City, FL 33956

Price
Price:
$1,199,000.00
Previous Asking Price:
$1,224,000.00
Original List Price:
$1,249,000.00
List Price per Sq Ft (Calculated, Approx.):
$406.44
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
L4965050
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
3
Additional Rooms:
Storage Rooms
Measures
Living Area:
2,950 Sqft
Built-Up Area:
3,288 Sqft
Lot Area:
12,327 Sqft
Lot Size Dimensions and Info:
86x110
Building Area Source:
Estimated
Living Area Source:
Estimated
Lot Features:
Cul-De-Sac
Lot Size Acres:
0.28
Property Features
View from the Property:
Water
Waterfront:
Yes
Waterfront Features:
Canal - Saltwater
Private Pool
Swimming Pool Features:
In Ground
Spa Features:
Heated
Security:
Security System
Furnished:
Turnkey
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Range, Bar Fridge
Interior:
Walk-In Closet(s), Ceiling Fans(s)
Exterior:
Balcony, Lighting, Outdoor Grill, Sprinkler Metered, Fire Pit
Patio and Porch:
Patio, Screened, Covered, Enclosed
Laundry:
In Kitchen
Air Conditioning System:
Central Air
Heating System:
Central, Electric
Vegetation and Trees:
Fruit Trees
Property Entrance Faces:
West
Other Equipment:
Fire Pit
Water Access
Water Access Features:
Canal - Saltwater, Gulf/ocean
Water Extras
Water Extra Details:
Seawall - Concrete, Boathouse, Lift - Covered
Water View
Water View Details:
Canal
Construction
Year Built:
1993
Roof:
Metal
Architectural Style:
Mid-century Modern, Coastal
Levels:
Two
Construction Materials:
Other
Flooring:
Ceramic Tile, Hardwood
Number of stories:
2
Foundation Details:
Pillar/Post/Pier, Concrete Perimeter
Flood Zone Code:
AE
Taxes and Expenses
Tax Annual Amount:
$15,417.51
Tax Year:
2025
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Garage Door Opener, Golf Cart Parking
Utilities
Sewer:
Septic Tank
Utilities Available:
Electricity Connected, Water Connected
Water Source:
Public
Community
Minimum Lease Term:
No Minimum
Subdivision Name:
BAYVIEW ACRES
Senior Community:
No
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Occupant Type:
Tenant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
BAYVIEW ACRES BLK B PB 11 PG 101 LOT 9
Real Estate Folio Number (Parcel Number):
02-46-22-11-0000B.0090
Zoning:
RS-1
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Pine Island Elementary
High School:
Ida S. Baker High School
Middle Or Junior School:
Gulf Middle School
Listing History
Originally published on:
September 14, 2026 6:42 pm
Active on the market since:
September 14, 2026
Listing Agreement executed on:
September 14, 2026
Price change occurred on:
November 9, 2026 2:53 pm
Listing Status Last Changed On:
September 14, 2026 6:42 pm
Photos updated on:
October 22, 2026 8:23 pm
Last Modified:
November 9, 2026 2:54 pm
Additional Information
Courtesy of:
CHARLES RUTENBERG REALTY FTL
Attribution:
954-396-3001
Road Surface Type:
Asphalt
Location
Street Name:
RUBY
Street Number:
3544
City:
ST JAMES CITY
State:
Florida
Zip Code:
33956
County:
Lee
Latitude:
N26° 29' 43.3''
Longitude:
W83° 55' 3.1''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,539
Median Home Value $284,800
Median Rent $2,259/mo
Median Age 62
Population 3,846
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Association of REALTORS®
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