Home in 4900 Lotta Ct St Cloud for sale with MLS# O6374765

Welcome to lake-connected living in the highly sought-after Hanover Lakes community, where modern design meets an unbeatable waterfront lifestyle. Built in 2021, this beautifully maintained single-story home offers nearly 2,000 square feet of thoughtfully designed living space with 3 bedrooms and 2 bathrooms, perfectly positioned on a canal with direct access to the Alligator Chain of Lakes. Step inside to an open, light-filled layout featuring durable ceramic tile throughout the main living areas, a seamless living and dining combination, and sliding glass doors that invite indoor-outdoor living. The kitchen is both functional and stylish, offering ample workspace and modern appliances, ideal for everyday living or entertaining guests. The spacious primary suite is tucked away for privacy and includes a walk-in closet and a comfortable ensuite bath, creating a true retreat at the end of the day. Outside, enjoy the freedom of a private yard and the rare opportunity to live in a community with boat slip access, sidewalks, and a well-maintained neighborhood atmosphere. With a two-car garage, public utilities, low monthly HOA, CDD already in place, and convenient access to major roadways, shopping, dining, and everyday essentials, this home delivers the perfect balance of comfort, location, and lifestyle. Whether you're drawn to the newer construction, the water access, or the easy one-level living, this home stands out as an exceptional opportunity in St. Cloud's growing lakefront corridor.

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Days on the market

4900 Lotta Ct, St Cloud, FL 34772

Price
Price:
$449,500.00
Original List Price:
$449,500.00
List Price per Sq Ft (Calculated, Approx.):
$229.69
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6374765
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,957 Sqft
Built-Up Area:
2,700 Sqft
Lot Area:
5,663 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.13
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater
Interior:
Walk-In Closet(s), Living Room/dining Room Combo, Thermostat, Primary Bedroom Main Floor
Exterior:
Sidewalk, Sliding Doors, Private Yard, Private Entrance
Laundry:
Washer Hookup, Laundry Room, Electric Dryer Hookup
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
North
Other Equipment:
Private Entrance, Private Yard
Water Access
Water Access Features:
Lake - Chain Of Lakes
Water View
Water View Details:
Canal
Construction
Year Built:
2021
Roof:
Shingle
Levels:
One
Construction Materials:
Stucco, Brick, Concrete
Flooring:
Ceramic Tile
Number of stories:
1
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$7,337.52
Tax Year:
2025
Association Fee:
$104.00
Association Fee Frequency:
Monthly
Total Annual Fees:
$1,248.00
Total Monthly Fees:
$104.00
Tax Other Annual Assessment Amount:
1251
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Water Available, Electricity Connected, Water Connected, Public
Water Source:
Public
Community
Association
Minimum Lease Term:
8-12 Months
Pets Allowed?:
Breed Restrictions
Amenities Provided by the Homeowner's Association (HOA):
Pool, Clubhouse
Subdivision Name:
HANOVER LAKES PH 3
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Association Management:
Artemis Lifestyles
Association Phone:
407-705-2190
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 253
Real Estate Folio Number (Parcel Number):
20-26-31-3429-0001-2530
Zoning:
RES
Title to the property is held by owner as:
Fee Simple
Listing History
Originally published on:
January 29, 2026 7:11 pm
Active on the market since:
January 29, 2026
Listing Agreement executed on:
January 29, 2026
Listing Status Last Changed On:
January 29, 2026 7:11 pm
Photos updated on:
January 29, 2026 7:12 pm
Last Modified:
May 27, 2026 2:35 pm
Additional Information
Courtesy of:
MARKET CONNECT REALTY LLC
Attribution:
407-250-4708
Road Surface Type:
Paved, Concrete
Location
Street Name:
LOTTA
Street Number:
4900
City:
ST CLOUD
State:
Florida
Zip Code:
34772
County:
Osceola
Latitude:
N28° 12' 27.3''
Longitude:
W82° 45' 26.5''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $86,900
Median Home Value $352,400
Median Rent $1,823/mo
Median Age 39
Population 33,542

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of May 27, 2026, 2:35 PM.