Home in 4098 Sagefield Dr St Cloud for sale with MLS# O6386464

PRICE REDUCTION and paid closing costs with preferred lender!!! Limited time opportunity to secure 4.99, approximate monthly payment of $2,105.99 P&I which includes a $377 monthly savings over current market rates! Some homes simply check the boxes-this one creates the lifestyle you've been waiting for. This brand-new, quick move-in single-family home offers an exceptional opportunity to receive $5,000 flex cash to bring down the interest rate and receive closing costs assistance with preferred lender and NO CDD fees-a powerful combination that makes home ownership both smart and attainable in today's market. Welcome to the 2335 floor plan by Adams Homes, a thoughtfully designed 4-bedroom, 2.5-bath residence that blends comfort, style, and flexibility. The owner's suite is conveniently located on the first floor, creating a private retreat separate from the additional living spaces upstairs. At the heart of the home, the upgraded kitchen invites connection and creativity, featuring granite countertops, a large granite island, staggered 36" cabinets with crown molding, and Whirlpool stainless steel appliances-perfect for hosting gatherings or enjoying everyday moments. Upstairs, a huge loft provides endless possibilities for a media room, home office, or second living area. Step outside to the covered lanai and take in the peaceful pond view, offering no rear neighbors and a sense of privacy that's hard to find. Enjoy peace of mind with a 1-year builder warranty and a 10-year structural warranty. Harmony Central offers an everyday escape from ordinary living with a resort-style community pool with cabanas, very low HOA, and NO CDD. With just a $1,000 deposit, you can secure this incredible home and start your next chapter today.

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Days on the market

4098 Sagefield Dr, St Cloud, FL 34773

Price
Price:
$400,000.00
Previous Asking Price:
$410,000.00
Original List Price:
$410,000.00
List Price per Sq Ft (Calculated, Approx.):
$171.31
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6386464
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
2
Half Bath:
1
Measures
Living Area:
2,335 Sqft
Built-Up Area:
2,795 Sqft
Lot Area:
4,792 Sqft
Building Area Source:
Builder
Living Area Source:
Builder
Lot Size Acres:
0.11
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Cooktop
Interior:
Ceiling Fans(s), In Wall Pest System
Exterior:
Sidewalk
Laundry:
Inside
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
Northeast
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2025
Roof:
Shingle
Builder Model:
2335
Builder Name:
Adams Homes
Levels:
Two
Construction Materials:
Block, Stucco
Flooring:
Carpet, Ceramic Tile
Foundation Details:
Slab
Flood Zone Code:
X
Property Condition:
Completed
Taxes and Expenses
Tax Annual Amount:
$759.00
Tax Year:
2024
Association Fee:
$825.00
Association Fee Frequency:
Annually
Total Annual Fees:
$825.00
Total Monthly Fees:
$68.75
Parking
Garage
Garage Spaces:
2
Attached Garage
Garage Dimensions:
18x19
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Water Available, Electricity Connected, Sewer Connected, Public
Water Source:
Public
Community
Association
Minimum Lease Term:
No Minimum
Pets Allowed?
Subdivision Name:
HARMONY CENTRAL PH 1
Community Features:
Pool, Dog Park
Senior Community:
No
Association Fee Required:
Required
Number of Ownership Years Prior To Lease:
0
Association Management:
Beth Connor
Association Phone:
3217577902
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan, USDA Loan
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 37
Real Estate Folio Number (Parcel Number):
32-26-32-3596-000B-0370
Zoning:
RES
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Phillippi Shores Elementary
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
February 27, 2026 10:22 pm
Active on the market since:
February 27, 2026
Listing Agreement executed on:
February 27, 2026
Price change occurred on:
April 7, 2026 5:46 pm
Listing Status Last Changed On:
February 27, 2026 10:22 pm
Photos updated on:
February 28, 2026 8:52 pm
Last Modified:
April 12, 2026 12:29 am
Additional Information
Courtesy of:
ADAMS HOMES REALTY, INC.
Attribution:
407-523-1030
Road Surface Type:
Asphalt
Location
Street Name:
SAGEFIELD
Street Number:
4098
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 10' 34.2''
Longitude:
W82° 52' 6.2''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of April 12, 2026, 12:29 AM.