Home in 7631 Bent Tree Loop St Cloud for sale with MLS# O6389991
Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine beginning the morning with coffee beside a peaceful water view and ending the day watching the Florida sky reflect across the pond. 7631 Bent Tree Loop offers that calming backdrop along with the comfort and savings of a brand-new home. Now offered at $341,900, this move-in-ready Adams Home features pond view, covered lanai and no rear neighbors. This 3-bedroom, 2-bath 1515B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment. NEW PRICE: $341,900 POND VIEW, COVERED LANAI AND NO REAR NEIGHBORS NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
7631 Bent Tree Loop, St Cloud, FL 34773
- Price:
- $341,900.00
- Previous Asking Price:
- $357,900.00
- Original List Price:
- $369,900.00
- List Price per Sq Ft (Calculated, Approx.):
- $225.68
- Listing Type:
- For Sale
- Status:
- Active Under Contract (An offer has been accepted, considering Backup Offers)
- Previous Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6389991
- Bedrooms:
- 3
- Bathrooms Total:
- 2
- Full Bath:
- 2
- Living Area:
- 1,515 Sqft
- Built-Up Area:
- 1,935 Sqft
- Lot Area:
- 9,583 Sqft
- Building Area Source:
- Builder
- Living Area Source:
- Builder
- Lot Size Acres:
- 0.14
- View from the Property:
- Water
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Disposal, Microwave, Range
- Interior:
- High Ceilings, In Wall Pest System
- Exterior:
- Sidewalk
- Laundry:
- Laundry Room
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Property Entrance Faces:
- South
- Year Built:
- 2026
- Roof:
- Shingle
- Builder Name:
- ADAMS HMS OF NW FLORIDA INC
- Levels:
- One
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Ceramic Tile
- Foundation Details:
- Slab
- Flood Zone Code:
- X
- Property Condition:
- Completed
- Tax Annual Amount:
- $698.00
- Tax Year:
- 2025
- Association Fee:
- $825.00
- Association Fee Frequency:
- Annually
- Total Annual Fees:
- $825.00
- Total Monthly Fees:
- $68.75
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Garage Dimensions:
- 18x20
- Sewer:
- Public Sewer
- Utilities Available:
- Cable Available, Electricity Connected, Sewer Connected, Water Connected
- Water Source:
- Public
- Association
- Minimum Lease Term:
- No Minimum
- Pets Allowed?
- Subdivision Name:
- HARMONY CENTRAL
- Community Features:
- Clubhouse, Pool
- Senior Community:
- No
- Association Fee Required:
- Required
- Association Management:
- Beth Connor
- Association Phone:
- 3217577902
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan, USDA Loan
- Occupant Type:
- Vacant
- Lease Considered:
- Yes
- Tax Legal Description:
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK Q LOT 2
- Real Estate Folio Number (Parcel Number):
- 32-26-32-3666-000Q-0020
- Zoning:
- RES
- Title to the property is held by owner as:
- Fee Simple
- Originally published on:
- March 11, 2026 9:58 pm
- Active on the market since:
- March 11, 2026
- Listing Agreement executed on:
- March 11, 2026
- Purchase Contract Date:
- October 11, 2026
- Price change occurred on:
- October 1, 2026 9:34 pm
- Listing Status Last Changed On:
- October 11, 2026 8:56 pm
- Photos updated on:
- September 23, 2026 8:04 pm
- Last Modified:
- October 31, 2026 9:05 pm
- Courtesy of:
- ADAMS HOMES REALTY, INC.
- Attribution:
- 407-523-1030
- Road Surface Type:
- Asphalt
- Street Name:
- BENT TREE
- Street Number:
- 7631
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34773
- County:
- Osceola
- Latitude:
- N28° 11' 12.7''
- Longitude:
- W82° 51' 49.9''

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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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