Home in 3481 Pawleys Loop N St Cloud for sale with MLS# O6406660

Warning: Reading this, you will realize everything has been done for you in this home with over $125k in upgrades. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it's clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner's suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

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Days on the market

3481 Pawleys Loop N, St Cloud, FL 34769

Price
Price:
$599,900.00
Previous Asking Price:
$615,000.00
Original List Price:
$615,000.00
List Price per Sq Ft (Calculated, Approx.):
$192.89
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6406660
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
3
Full Bath:
3
Additional Rooms:
Attic, Den/library/office, Bonus Room, Formal Dining Room Separate
Measures
Living Area:
3,110 Sqft
Built-Up Area:
3,993 Sqft
Lot Area:
9,583 Sqft
Lot Size Dimensions and Info:
80x120
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Paved, City Limits, Landscaped
Lot Size Acres:
0.22
Property Features
Waterfront:
No
Private Pool
Swimming Pool Features:
Gunite, In Ground, Child Safety Fence, Lighting, Auto Cleaner, Self Cleaning
Spa Features:
In Ground
Security:
Smoke Detector(s), Security System, Secured Garage/Parking
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Refrigerator, Range, Tankless Water Heater
Interior:
Eat-in Kitchen, High Ceilings, Walk-In Closet(s), Built-in Features, Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Stone Counters, Thermostat, Window Treatments, Solid Surface Counters, Solid Wood Cabinets, Primary Bedroom Main Floor
Exterior:
Lighting, Private Mailbox, Sidewalk, Sliding Doors, Rain Gutters, Private Yard
Patio and Porch:
Front Porch, Rear Porch
Windows:
Blinds, Drapes, Double Pane Windows, Window Treatments, Energy Star Qualified Windows, Rods, Aluminum Frames
Laundry:
Washer Hookup, Inside, Laundry Room, Electric Dryer Hookup
Air Conditioning System:
Central Air
Heating System:
Central
Fence:
Vinyl
Vegetation and Trees:
Mature Landscaping
Property Entrance Faces:
Northeast
Other Equipment:
Irrigation Equipment, Private Yard
Construction
Year Built:
2005
Roof:
Shingle
Builder Name:
Park Square
Architectural Style:
Craftsman, Traditional
Levels:
Two
Construction Materials:
Block, Wood Siding, Stucco, Wood Siding
Flooring:
Tile, Luxury Vinyl
Number of stories:
2
Foundation Details:
Slab
Flood Zone Code:
X
Property Condition:
Completed
Property Description:
Walk-up
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$3,690.73
Tax Year:
2025
Association Fee:
$202.00
Association Fee Frequency:
Quarterly
Total Annual Fees:
$808.00
Total Monthly Fees:
$67.33
Tax Other Annual Assessment Amount:
1803
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener, On Street
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities, Electricity Connected, Sewer Connected, Water Connected, Public, Cable Connected, Broadband/High Speed Internet Available, Fiber Optics
Water Source:
Public
Community
Association
Minimum Lease Term:
No Minimum
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
Trail(s)
Subdivision Name:
STEVENS PLANTATION
Association Fee Includes:
Maintenance Grounds, Cable Tv, Internet, Common Area Taxes
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Planned Unit Development
Association Management:
Leland Management / Kaitlin Marshall
Association Phone:
407-781-1163
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
STEVENS PLANTATION PB 16 PGS 34-41 LOT 457
Real Estate Folio Number (Parcel Number):
15-26-30-0700-0001-4570
Zoning:
SPUD
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Schmidt-hb
High School:
St. Cloud High School
Middle Or Junior School:
St. Cloud Middle (6-8)
Listing History
Originally published on:
May 12, 2026 2:51 am
Active on the market since:
May 11, 2026
Listing Agreement executed on:
May 11, 2026
Price change occurred on:
May 19, 2026 7:45 pm
Listing Status Last Changed On:
May 12, 2026 2:51 am
Photos updated on:
May 12, 2026 3:01 am
Last Modified:
May 19, 2026 7:46 pm
Additional Information
Courtesy of:
PRISTINE FLORIDA PROPERTIES LLC
Attribution:
727-510-8226
Road Surface Type:
Paved, Asphalt
Location
Street Name:
PAWLEYS
Street Number:
3481
City:
ST CLOUD
State:
Florida
Zip Code:
34769
County:
Osceola
Latitude:
N28° 13' 32.2''
Longitude:
W82° 42' 6.1''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $58,764
Median Home Value $271,800
Median Rent $1,400/mo
Median Age 36
Population 29,247

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