Home in 3481 Pawleys Loop N St Cloud for sale with MLS# O6406660
Warning: Reading this, you will realize everything has been done for you in this home with over $125k in upgrades. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it's clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner's suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.
3481 Pawleys Loop N, St Cloud, FL 34769
- Price:
- $599,900.00
- Previous Asking Price:
- $615,000.00
- Original List Price:
- $615,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $192.89
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6406660
- Bedrooms:
- 4
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Additional Rooms:
- Attic, Den/library/office, Bonus Room, Formal Dining Room Separate
- Living Area:
- 3,110 Sqft
- Built-Up Area:
- 3,993 Sqft
- Lot Area:
- 9,583 Sqft
- Lot Size Dimensions and Info:
- 80x120
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Paved, City Limits, Landscaped
- Lot Size Acres:
- 0.22
- Waterfront:
- No
- Private Pool
- Swimming Pool Features:
- Gunite, In Ground, Child Safety Fence, Lighting, Auto Cleaner, Self Cleaning
- Spa Features:
- In Ground
- Security:
- Smoke Detector(s), Security System, Secured Garage/Parking
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Disposal, Microwave, Refrigerator, Range, Tankless Water Heater
- Interior:
- Eat-in Kitchen, High Ceilings, Walk-In Closet(s), Built-in Features, Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Stone Counters, Thermostat, Window Treatments, Solid Surface Counters, Solid Wood Cabinets, Primary Bedroom Main Floor
- Exterior:
- Lighting, Private Mailbox, Sidewalk, Sliding Doors, Rain Gutters, Private Yard
- Patio and Porch:
- Front Porch, Rear Porch
- Windows:
- Blinds, Drapes, Double Pane Windows, Window Treatments, Energy Star Qualified Windows, Rods, Aluminum Frames
- Laundry:
- Washer Hookup, Inside, Laundry Room, Electric Dryer Hookup
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Fence:
- Vinyl
- Vegetation and Trees:
- Mature Landscaping
- Property Entrance Faces:
- Northeast
- Other Equipment:
- Irrigation Equipment, Private Yard
- Year Built:
- 2005
- Roof:
- Shingle
- Builder Name:
- Park Square
- Architectural Style:
- Craftsman, Traditional
- Levels:
- Two
- Construction Materials:
- Block, Wood Siding, Stucco, Wood Siding
- Flooring:
- Tile, Luxury Vinyl
- Number of stories:
- 2
- Foundation Details:
- Slab
- Flood Zone Code:
- X
- Property Condition:
- Completed
- Property Description:
- Walk-up
- Homestead Property
- Tax Annual Amount:
- $3,690.73
- Tax Year:
- 2025
- Association Fee:
- $202.00
- Association Fee Frequency:
- Quarterly
- Total Annual Fees:
- $808.00
- Total Monthly Fees:
- $67.33
- Tax Other Annual Assessment Amount:
- 1803
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Parking Features:
- Driveway, Garage Door Opener, On Street
- Sewer:
- Public Sewer
- Utilities Available:
- Underground Utilities, Electricity Connected, Sewer Connected, Water Connected, Public, Cable Connected, Broadband/High Speed Internet Available, Fiber Optics
- Water Source:
- Public
- Association
- Minimum Lease Term:
- No Minimum
- Pets Allowed?
- Amenities Provided by the Homeowner's Association (HOA):
- Trail(s)
- Subdivision Name:
- STEVENS PLANTATION
- Association Fee Includes:
- Maintenance Grounds, Cable Tv, Internet, Common Area Taxes
- Senior Community:
- No
- Association Fee Required:
- Required
- Community Development District CDD
- Planned Unit Development
- Association Management:
- Leland Management / Kaitlin Marshall
- Association Phone:
- 407-781-1163
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Occupant Type:
- Owner
- Buyer Possession:
- Close Of Escrow
- Lease Considered:
- Yes
- Tax Legal Description:
- STEVENS PLANTATION PB 16 PGS 34-41 LOT 457
- Real Estate Folio Number (Parcel Number):
- 15-26-30-0700-0001-4570
- Zoning:
- SPUD
- Title to the property is held by owner as:
- Fee Simple
- Elementary School:
- Schmidt-hb
- High School:
- St. Cloud High School
- Middle Or Junior School:
- St. Cloud Middle (6-8)
- Originally published on:
- May 12, 2026 2:51 am
- Active on the market since:
- May 11, 2026
- Listing Agreement executed on:
- May 11, 2026
- Price change occurred on:
- May 19, 2026 7:45 pm
- Listing Status Last Changed On:
- May 12, 2026 2:51 am
- Photos updated on:
- May 12, 2026 3:01 am
- Last Modified:
- May 19, 2026 7:46 pm
- Courtesy of:
- PRISTINE FLORIDA PROPERTIES LLC
- Attribution:
- 727-510-8226
- Road Surface Type:
- Paved, Asphalt
- Street Name:
- PAWLEYS
- Street Number:
- 3481
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34769
- County:
- Osceola
- Latitude:
- N28° 13' 32.2''
- Longitude:
- W82° 42' 6.1''
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates

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