Home in 5046 Down Ct St Cloud for sale with MLS# O6406936
• Now Offered at $519,900 & Seller Will CONTRIBUTE up to $15,000 toward the Buyer's CLOSING COSTS!!! **** BUILT IN EQUITY FROM DAY ONE!! Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in the Saint Cloud - Lake Nona area!! Located in FEMA Flood Zone X and OUTSIDE the FEMA designated high risk Special Flood Hazard Area, providing you with peace of mind!! : ) Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42 inch cabinets, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. QUARTZ countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.
5046 Down Ct, St Cloud, FL 34772
- Price:
- $519,900.00
- Previous Asking Price:
- $535,000.00
- Original List Price:
- $590,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $162.62
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6406936
- Bedrooms:
- 5
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Additional Rooms:
- Den/library/office, Inside Utility, Loft, Bonus Room, Family Room, Formal Dining Room Separate, Formal Living Room Separate
- Living Area:
- 3,197 Sqft
- Built-Up Area:
- 3,756 Sqft
- Lot Area:
- 5,663 Sqft
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Paved, Sidewalk, Private, Landscaped
- Lot Size Acres:
- 0.13
- View from the Property:
- Water
- Waterfront:
- No
- Security:
- Smoke Detector(s), Secured Garage/Parking, Fire Alarm, Touchless Entry
- Furnished:
- Unfurnished
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Electric Water Heater, Ice Maker, Exhaust Fan, Range
- Interior:
- Walk-In Closet(s), Stone Counters, Thermostat, Window Treatments, Primarybedroom Upstairs
- Exterior:
- Lighting, Private Mailbox, Sidewalk, Sliding Doors, Storage, Private Yard
- Patio and Porch:
- Covered, Rear Porch
- Windows:
- Blinds, Double Pane Windows, Shades, Window Treatments
- Laundry:
- Washer Hookup, Inside, Laundry Room, Electric Dryer Hookup
- Air Conditioning System:
- Central Air
- Heating System:
- Central, Electric
- Vegetation and Trees:
- Mature Landscaping
- Property Entrance Faces:
- East
- Road Responsibility:
- Public Maintained Road
- Other Equipment:
- Irrigation Equipment, Private Yard
- Year Built:
- 2023
- Roof:
- Shingle
- Architectural Style:
- Mediterranean, Florida, Traditional
- Levels:
- Two
- Construction Materials:
- Block, Stucco
- Flooring:
- Ceramic Tile, Luxury Vinyl
- Number of stories:
- 2
- Foundation Details:
- Slab
- Flood Zone Code:
- x
- Homestead Property
- Tax Annual Amount:
- $9,665.87
- Tax Year:
- 2025
- Association Fee:
- $335.00
- Association Fee Frequency:
- Quarterly
- Total Annual Fees:
- $1,340.00
- Total Monthly Fees:
- $111.67
- Tax Other Annual Assessment Amount:
- 1691
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Parking Features:
- Driveway, Garage Door Opener, Covered, Guest, On Street, Ground Level, Curb Parking, Workshop In Garage
- Sewer:
- Public Sewer
- Utilities Available:
- Underground Utilities, Phone Available, Electricity Connected, Sewer Connected, Water Connected, Cable Connected
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 3 Months
- Pets Allowed?:
- Yes, Dogs Ok, Cats Ok
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Playground, Park
- Subdivision Name:
- HANOVER LAKES PH 5
- Community Features:
- Sidewalks, Pool, Playground, Community Mailbox
- Association Fee Includes:
- Maintenance Grounds, Pool
- Senior Community:
- No
- Association Fee Required:
- Required
- Community Development District CDD
- Association Management:
- Artemis Lifestyles Services/Mary James
- Association Phone:
- 407-705-2190
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan, USDA Loan
- Occupant Type:
- Owner
- Buyer Possession:
- Close Of Escrow
- Lease Considered:
- Yes
- Tax Legal Description:
- HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
- Real Estate Folio Number (Parcel Number):
- 20-26-31-0138-0001-4940
- Zoning:
- RES
- Title to the property is held by owner as:
- Fee Simple
- Elementary School:
- Hickory Tree Elem
- High School:
- Harmony High
- Middle Or Junior School:
- Harmony Middle
- Originally published on:
- May 15, 2026 11:52 pm
- Active on the market since:
- May 15, 2026
- Listing Agreement executed on:
- May 15, 2026
- Price change occurred on:
- August 6, 2026 5:40 pm
- Listing Status Last Changed On:
- May 15, 2026 11:52 pm
- Photos updated on:
- August 6, 2026 7:44 pm
- Last Modified:
- August 6, 2026 7:44 pm
- Association Approval Required
- Courtesy of:
- OLYMPUS EXECUTIVE REALTY INC
- Attribution:
- mls@oerfl.com
- Road Surface Type:
- Paved, Asphalt
- Street Name:
- DOWN
- Street Number:
- 5046
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34772
- County:
- Osceola
- Latitude:
- N28° 12' 12.8''
- Longitude:
- W82° 45' 46.2''
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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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