Home in 5046 Down Ct St Cloud for sale with MLS# O6406936

Rare Waterfront Opportunity in Hanover Lakes | Designer Remodel in Progress | Private Dock Approval with Pool Design Perfectly positioned along a scenic canal with access to an expansive chain of lakes, this home offers the opportunity to enjoy boating, fishing, kayaking, sunset views, and the convenience of keeping your boat right in your own backyard. HOA Approval is already in place for a private dock to be installed, creating an incredible opportunity for the next owner to fully embrace the waterfront lifestyle. The current owners have engaged an interior designer and are completing a thoughtful remodel, allowing the next buyer to enjoy designer inspired updates and potentially participate in select finishing choices, if desired. Inside, the home offers generous living spaces, a functional layout, and inviting areas for both everyday living and entertaining. Outdoors, the waterfront setting creates a peaceful and private backdrop that feels truly special. Additional highlights include a 240V EV charger and access to Hanover Lakes' resort style amenities, including a zero entry pool, splash pad, sundeck, playground, green spaces, fishing areas, community docks, scenic canals, and a private community boat lift connecting residents to a vast lake system. Conveniently located near Lake Nona, Medical City, Orlando International Airport, the Florida Turnpike, SR 417, theme parks, shopping, dining, and Central Florida's top lifestyle destinations. The owners are selling only due to a job promotion relocation, creating a rare opportunity to secure a waterfront home with designer upgrades and dock approval.

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Days on the market

5046 Down Ct, St Cloud, FL 34772

Price
Price:
$590,000.00
Original List Price:
$590,000.00
List Price per Sq Ft (Calculated, Approx.):
$184.55
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6406936
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
3
Full Bath:
3
Additional Rooms:
Den/library/office, Inside Utility, Loft, Bonus Room, Family Room, Formal Dining Room Separate, Formal Living Room Separate
Measures
Living Area:
3,197 Sqft
Built-Up Area:
3,756 Sqft
Lot Area:
5,663 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Paved, Sidewalk, Private, Landscaped
Lot Size Acres:
0.13
Property Features
View from the Property:
Water
Waterfront:
No
Security:
Smoke Detector(s), Secured Garage/Parking, Fire Alarm, Touchless Entry
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Cooktop, Freezer, Electric Water Heater, Ice Maker, Exhaust Fan, Range
Interior:
Walk-In Closet(s), Stone Counters, Thermostat, Window Treatments, Primarybedroom Upstairs
Exterior:
Lighting, Private Mailbox, Sidewalk, Sliding Doors, Storage, Private Yard
Patio and Porch:
Covered, Rear Porch
Windows:
Blinds, Double Pane Windows, Shades, Window Treatments
Laundry:
Washer Hookup, Inside, Laundry Room, Electric Dryer Hookup
Air Conditioning System:
Central Air
Heating System:
Central, Electric
Vegetation and Trees:
Mature Landscaping
Property Entrance Faces:
East
Road Responsibility:
Public Maintained Road
Other Equipment:
Irrigation Equipment, Private Yard
Construction
Year Built:
2023
Roof:
Shingle
Architectural Style:
Mediterranean, Florida, Traditional
Levels:
Two
Construction Materials:
Block, Stucco
Flooring:
Ceramic Tile, Luxury Vinyl
Number of stories:
2
Foundation Details:
Slab
Flood Zone Code:
x
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$9,665.87
Tax Year:
2025
Association Fee:
$335.00
Association Fee Frequency:
Quarterly
Total Annual Fees:
$1,340.00
Total Monthly Fees:
$111.67
Tax Other Annual Assessment Amount:
1691
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener, Covered, Guest, On Street, Ground Level, Curb Parking, Workshop In Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Underground Utilities, Phone Available, Electricity Connected, Sewer Connected, Water Connected, Cable Connected
Water Source:
Public
Community
Association
Minimum Lease Term:
3 Months
Pets Allowed?:
Yes, Dogs Ok, Cats Ok
Amenities Provided by the Homeowner's Association (HOA):
Pool, Playground, Park
Subdivision Name:
HANOVER LAKES PH 5
Community Features:
Sidewalks, Pool, Playground, Community Mailbox
Association Fee Includes:
Maintenance Grounds, Pool
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Association Management:
Artemis Lifestyles Services/Mary James
Association Phone:
407-705-2190
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan, USDA Loan
Occupant Type:
Owner
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
Real Estate Folio Number (Parcel Number):
20-26-31-0138-0001-4940
Zoning:
RES
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Hickory Tree Elem
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
May 15, 2026 11:52 pm
Active on the market since:
May 15, 2026
Listing Agreement executed on:
May 15, 2026
Price change occurred on:
May 15, 2026 11:52 pm
Listing Status Last Changed On:
May 15, 2026 11:52 pm
Photos updated on:
May 26, 2026 4:58 pm
Last Modified:
May 31, 2026 5:05 pm
Additional Information
Association Approval Required
Courtesy of:
OLYMPUS EXECUTIVE REALTY INC
Attribution:
mls@oerfl.com
Road Surface Type:
Paved, Asphalt
Location
Street Name:
DOWN
Street Number:
5046
City:
ST CLOUD
State:
Florida
Zip Code:
34772
County:
Osceola
Latitude:
N28° 12' 12.8''
Longitude:
W82° 45' 46.2''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $86,900
Median Home Value $352,400
Median Rent $1,823/mo
Median Age 39
Population 33,542

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of May 31, 2026, 5:05 PM.