Home in 3102 Garden Ct St Cloud for sale with MLS# O6411880

Looking for a MOVE-IN-READY first home or to downsize into a lovely community just minutes from Lakefront Park and Downtown St. Cloud? Look no further than The Gardens! Welcome to this WELL-MAINTAINED 3-bedroom, 2-bath home where charm, character and a SPACIOUS LOT come together to create the perfect place to call home. With NO HOA, *ROOF Dec 2025*HVAC 2017* this property provides the peace of mind and flexibility to truly make it your own. The interior delivers OPEN CONCEPT living with tile throughout the main living areas and a SPLIT- BEDROOM PLAN. The kitchen shines with granite countertops, STAINLESS STEEL APPLIANCES, a breakfast bar with pendant lighting, under cabinet lighting and an over sink window for great natural light! The spacious PRIMARY SUITE includes a WALK-IN CLOSET and en-suite bath, while bedrooms two and three share a full bath on the other side of the home. Situated on a premium CORNER LOT enjoy adorable CURB APPEAL, an EXTENDED COVERED LANAI and FULLY FENCED backyard providing privacy and the perfect space for relaxing or entertaining. Call today to schedule a tour and fall in love with your new HOME SWEET HOME!

📅 View days on the market

Days on the market

3102 Garden Ct, St Cloud, FL 34769

Price
Price:
$340,000.00
Original List Price:
$340,000.00
List Price per Sq Ft (Calculated, Approx.):
$269.84
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6411880
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,260 Sqft
Built-Up Area:
1,758 Sqft
Lot Area:
8,059 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.18
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Refrigerator, Washer, Range
Interior:
Walk-In Closet(s), Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Stone Counters, Primary Bedroom Main Floor
Exterior:
Sidewalk, Rain Gutters, French Doors
Laundry:
In Garage
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
West
Construction
Year Built:
1989
Roof:
Shingle
Levels:
One
Construction Materials:
Vinyl Siding
Flooring:
Tile, Laminate
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$4,654.00
Tax Year:
2025
Parking
Garage
Garage Spaces:
2
Attached Garage
Garage Dimensions:
20x24
Utilities
Sewer:
Public Sewer
Utilities Available:
Electricity Connected, Water Connected
Water Source:
Public
Community
Minimum Lease Term:
8-12 Months
Subdivision Name:
THE GARDENS
Senior Community:
No
Number of Ownership Years Prior To Lease:
0
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
THE GARDENS PB 4 PG 193 LOT 16
Real Estate Folio Number (Parcel Number):
03-26-30-0027-0001-0160
Zoning:
SR2
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Lakeview Elem (k 5)
High School:
St. Cloud High School
Middle Or Junior School:
St. Cloud Middle (6-8)
Listing History
Originally published on:
May 29, 2026 3:30 pm
Active on the market since:
May 29, 2026
Listing Agreement executed on:
May 29, 2026
Listing Status Last Changed On:
May 29, 2026 3:30 pm
Photos updated on:
May 29, 2026 3:36 pm
Last Modified:
May 30, 2026 10:52 am
Additional Information
Courtesy of:
LPT REALTY, LLC
Attribution:
877-366-2213
Road Surface Type:
Asphalt
Location
Street Name:
GARDEN
Street Number:
3102
City:
ST CLOUD
State:
Florida
Zip Code:
34769
County:
Osceola
Latitude:
N28° 15' 12.6''
Longitude:
W82° 41' 45.9''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $58,764
Median Home Value $271,800
Median Rent $1,400/mo
Median Age 36
Population 29,247

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 3102 Garden Ct
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of May 30, 2026, 10:52 AM.