Home in 5820 Arboretum St St Cloud for sale with MLS# O6412182
OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer's agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs
5820 Arboretum St, St Cloud, FL 34771
- Price:
- $515,000.00
- Original List Price:
- $515,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $198.00
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6412182
- Bedrooms:
- 5
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Living Area:
- 2,601 Sqft
- Built-Up Area:
- 3,118 Sqft
- Lot Area:
- 6,098 Sqft
- Building Area Source:
- Builder
- Living Area Source:
- Builder
- Lot Size Acres:
- 0.14
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dryer, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Built-in Oven, Electric Water Heater, Exhaust Fan, Range Hood, Water Filtration System, Kitchen Reverse Osmosis System
- Interior:
- Eat-in Kitchen, Walk-In Closet(s), Built-in Features, Kitchen/family Room Combo, Living Room/dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Solid Surface Counters, Primarybedroom Upstairs
- Laundry:
- Laundry Room
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Property Entrance Faces:
- North
- Year Built:
- 2024
- Roof:
- Shingle
- Builder Model:
- Hayden
- Builder Name:
- D.R. Horton
- Levels:
- Two
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Tile
- Number of stories:
- 2
- Foundation Details:
- Slab
- Flood Zone Code:
- A
- Homestead Property
- Tax Annual Amount:
- $6,264.78
- Tax Year:
- 2025
- Association Fee:
- $180.00
- Association Fee Frequency:
- Monthly
- Total Annual Fees:
- $2,160.00
- Total Monthly Fees:
- $180.00
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Garage Dimensions:
- 20x20
- Sewer:
- Public Sewer
- Utilities Available:
- Electricity Available, Water Available, Underground Utilities, Phone Available, Sewer Connected
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 7 Months
- Pets Allowed?:
- Yes, Breed Restrictions, Dogs Ok, Cats Ok
- Subdivision Name:
- PRAIRIE OAKS
- Community Features:
- Street Lights
- Senior Community:
- No
- Association Fee Required:
- Required
- Number of Ownership Years Prior To Lease:
- 0
- Association Management:
- Empire Management Group, Inc.
- Association Phone:
- (407) 770-1748
- Listing Terms Considered by Seller:
- Owner Financing
- Occupant Type:
- Owner
- Lease Considered:
- Yes
- Tax Legal Description:
- PRAIRIE OAKS PB 31 PGS 166-172 LOT 191
- Real Estate Folio Number (Parcel Number):
- 22-25-31-4751-0001-1910
- Zoning:
- RES
- Title to the property is held by owner as:
- Fee Simple
- Originally published on:
- May 30, 2026 3:18 pm
- Active on the market since:
- May 30, 2026
- Listing Agreement executed on:
- May 30, 2026
- Listing Status Last Changed On:
- May 30, 2026 3:18 pm
- Photos updated on:
- May 30, 2026 3:42 pm
- Last Modified:
- May 31, 2026 10:47 am
- Courtesy of:
- LA ROSA REALTY LLC
- Attribution:
- 321-939-3748
- Road Surface Type:
- Paved
- Street Name:
- ARBORETUM
- Street Number:
- 5820
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34771
- County:
- Osceola
- Latitude:
- N28° 18' 9.7''
- Longitude:
- W82° 47' 37.6''
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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