Home in 7569 Bent Tree Loop St Cloud for sale with MLS# O6414061
7569 BENT TREE LOOP | HARMONY CENTRAL | ST. CLOUD, FLORIDA NEW CONSTRUCTION - $344,900. 3 bedrooms, 2 full baths, 1,415 sq ft. 2-car garage, granite counters, stainless appliances. PROMOTION & CLOSING-COST SAVINGS PRICE REDUCED $28,000; reduction already reflected in the advertised price. Does the builder pay closing costs? Save thousands with builder-paid closing costs using a preferred lender; prepaids excluded. What is the promotion? Free washer, dryer and refrigerator received after closing. $10,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by November 1, 2026, with no contingencies and a 30-day closing in November 2026. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by November 1, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. HARMONY CENTRAL FAQs 1. Why St. Cloud? New housing, affordability and recreation. 2. Alternative to Lake Nona? Potentially more home for your budget. 3. Medical City distance? Website: about 20 minutes. 4. Under 5% down? Options may exist for qualified borrowers. 5. Buy versus rent? Compare mortgage costs, rent and potential equity. 6. Living in Harmony? Small-town surroundings with modern conveniences. 7. What attracts families? Activities, green spaces and nearby services. 8. Amenities? Pool with cabanas and dog park. Verify access to other Harmony facilities. 9. Schools? Harmony Community, Harmony Middle and Harmony High; verify district assignments. 10. What distinguishes Harmony Central? Master-planned setting and recreation. 11. MCO distance? Website estimates 25 minutes. 12. Downtown Orlando commute? Website estimates 35 minutes. Travel times vary with traffic. 13. Medical City employees? Access to healthcare workplaces. 14. Employers? Healthcare, universities, theme parks, Amazon and schools within commuting distance. 15. Remote work? Bedrooms or available flex space can accommodate work. 16. First-time buyer programs? Assistance may apply. 17. USDA financing? Lender must verify property and borrower eligibility. 18. Income needed? Depends on price, loan, credit and debts. 19. Why new construction? Modern layouts, efficiency and warranties. 20. How to tour? Request an appointment to view this home. Harmony Central has NO CDD; HOA fees and property taxes are separate. FHA FINANCING: Estimated initial principal and interest (P&I) $1,815.89/month for months 1-60 at 4.99% initial interest rate, 6.216% APR, through Acrisure. Based on $344,900 price, 3.5% down, financed 1.75% upfront FHA mortgage insurance and a 360-month term. This 5/1 ARM adjusts annually after year 5; rate/payment may increase. Rate caps: 1% first adjustment, 1% annually, 5% lifetime; maximum rate 9.99%. APR may increase after closing. Taxes, homeowners insurance, monthly mortgage insurance, HOA and any CDD charges are additional; total payment will be higher. Owner-occupied primary residence, minimum 640 credit score, subject to credit/loan approval, available funds, rate lock and commitment expiration. Ask sales team/lender for complete terms.
7569 Bent Tree Loop, St Cloud, FL 34773
- Price:
- $344,900.00
- Previous Asking Price:
- $349,900.00
- Original List Price:
- $372,900.00
- List Price per Sq Ft (Calculated, Approx.):
- $243.75
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6414061
- Bedrooms:
- 3
- Bathrooms Total:
- 2
- Full Bath:
- 2
- Living Area:
- 1,415 Sqft
- Built-Up Area:
- 1,795 Sqft
- Lot Area:
- 4,792 Sqft
- Building Area Source:
- Builder
- Living Area Source:
- Builder
- Lot Size Acres:
- 0.11
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Disposal, Microwave, Electric Water Heater, Range
- Interior:
- Open Floorplan, Stone Counters, In Wall Pest System, Primary Bedroom Main Floor
- Exterior:
- Sidewalk, Private Yard
- Laundry:
- Laundry Room
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Property Entrance Faces:
- Northeast
- Other Equipment:
- Private Yard
- Year Built:
- 2026
- Roof:
- Shingle
- Levels:
- One
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Ceramic Tile
- Foundation Details:
- Slab
- Flood Zone Code:
- X500
- Property Condition:
- Completed
- Tax Annual Amount:
- $831.00
- Tax Year:
- 2025
- Association Fee:
- $907.5
- Association Fee Frequency:
- Annually
- Total Annual Fees:
- $907.5
- Total Monthly Fees:
- $75.62
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Sewer:
- Public Sewer
- Utilities Available:
- Underground Utilities, Electricity Connected, Sewer Connected, Water Connected
- Association
- Minimum Lease Term:
- 7 Months
- Pets Allowed?
- Subdivision Name:
- HARMONY CENTRAL
- Community Features:
- Street Lights, Pool, Dog Park
- Senior Community:
- No
- Association Fee Required:
- Required
- Number of Ownership Years Prior To Lease:
- 0
- Association Management:
- Artemis Lifestyles / Pedro Gutierrez
- Association Phone:
- 407 523 0051
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan, USDA Loan
- Occupant Type:
- Vacant
- Lease Considered:
- Yes
- Tax Legal Description:
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK N LOT 15
- Real Estate Folio Number (Parcel Number):
- 32-26-32-3666-000N-0150
- Zoning:
- RES
- Title to the property is held by owner as:
- Fee Simple
- Elementary School:
- Fairway
- High School:
- Harmony High
- Middle Or Junior School:
- Harmony Middle
- Originally published on:
- June 7, 2026 7:38 pm
- Active on the market since:
- June 7, 2026
- Listing Agreement executed on:
- June 4, 2026
- Price change occurred on:
- October 16, 2026 11:39 pm
- Listing Status Last Changed On:
- June 7, 2026 7:38 pm
- Photos updated on:
- September 23, 2026 8:09 pm
- Last Modified:
- November 8, 2026 10:05 pm
- Association Approval Required
- Courtesy of:
- ADAMS HOMES REALTY, INC
- Attribution:
- 850-469-0977
- Road Surface Type:
- Asphalt
- Street Name:
- BENT TREE
- Street Number:
- 7569
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34773
- County:
- Osceola
- Latitude:
- N28° 11' 10.4''
- Longitude:
- W82° 51' 49.5''
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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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