Home in 3922 Cedar Hammock Trl St Cloud for sale with MLS# O6417320

NOW $360,000! With a big backyard, room to spread out, and major updates already done, 3922 Cedar Hammock Trail in St. Cloud's Stevens Plantation has plenty to love. Tropical landscaping sets the scene for this three-bedroom, two-bath home, while a newer roof, HVAC, and water heater add practical appeal. Inside, natural light fills spacious living and dining areas with the flexibility to create your favorite gathering spot, a cozy reading corner, or room for hosting. The kitchen keeps everyone connected with a breakfast bar, granite countertops, generous cabinet storage, a separate cooktop and wall oven, and a sunny breakfast nook. From weekday breakfasts to a house full of guests, there's room for everyone. Start your morning with coffee on the covered lanai and end it with dinner on the paver patio. The large fenced backyard offers space for gardening, playing, and enjoying Florida afternoons beneath mature trees. When it's time to unwind, the spacious primary suite features a walk-in closet, soaking tub, and separate shower. Two additional bedrooms, an indoor laundry room, a side-facing garage, and an extended driveway round out the home. Bring your style, settle in, and make it yours. Take a fresh look at this new price-schedule your private tour today!

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Days on the market

3922 Cedar Hammock Trl, St Cloud, FL 34772

Price
Price:
$360,000.00
Previous Asking Price:
$380,000.00
Original List Price:
$380,000.00
List Price per Sq Ft (Calculated, Approx.):
$189.97
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6417320
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Additional Rooms:
Inside Utility
Measures
Living Area:
1,895 Sqft
Built-Up Area:
2,504 Sqft
Lot Area:
9,670 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.22
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Refrigerator, Cooktop, Built-in Oven
Interior:
Walk-In Closet(s), Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat
Exterior:
Sidewalk
Patio and Porch:
Rear Porch
Laundry:
Washer Hookup, Laundry Room
Air Conditioning System:
Central Air
Heating System:
Central
Fence:
Vinyl
Vegetation and Trees:
Mature Landscaping, Fruit Trees
Property Entrance Faces:
Northwest
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2007
Roof:
Shingle
Architectural Style:
Florida
Levels:
One
Construction Materials:
Block
Flooring:
Tile, Laminate
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Tax Annual Amount:
$9,721.00
Tax Year:
2025
Association Fee:
$215.00
Association Fee Frequency:
Quarterly
Total Annual Fees:
$860.00
Total Monthly Fees:
$71.67
Tax Other Annual Assessment Amount:
1804
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Garage Faces Side
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Water Connected, Broadband/High Speed Internet Available
Community
Association
Minimum Lease Term:
7 Months
Pets Allowed?:
Dogs Ok, Cats Ok
Subdivision Name:
STEVENS PLANTATION
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Association Management:
Kayla Govan
Association Phone:
407-214-9727
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
STEVENS PLANTATION PB 16 PGS 34-41 LOT 155
Real Estate Folio Number (Parcel Number):
15-26-30-0700-0001-1550
Zoning:
SPUD
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
St Cloud Elem
High School:
St. Cloud High School
Middle Or Junior School:
St. Cloud Middle (6-8)
Listing History
Originally published on:
June 25, 2026 6:53 pm
Active on the market since:
June 29, 2026
Listing Agreement executed on:
June 9, 2026
Price change occurred on:
October 13, 2026 8:30 pm
Listing Status Last Changed On:
June 29, 2026 5:13 pm
Photos updated on:
October 13, 2026 8:35 pm
Last Modified:
October 16, 2026 8:16 pm
Additional Information
Courtesy of:
MAINFRAME REAL ESTATE
Attribution:
407-513-4257
Road Surface Type:
Paved
Location
Street Name:
CEDAR HAMMOCK
Street Number:
3922
City:
ST CLOUD
State:
Florida
Zip Code:
34772
County:
Osceola
Latitude:
N28° 13' 14.6''
Longitude:
W82° 41' 55.1''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $86,900
Median Home Value $352,400
Median Rent $1,823/mo
Median Age 39
Population 33,542
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Association of REALTORS®
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