Home in 3699 Moca Dr St Cloud for sale with MLS# O6418854
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining. Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street. Upon entry, you'll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room-perfect for a second family room, game room, media space, or play area. The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12-ideal for gatherings and entertaining. This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system. Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud's sought-after communities
3699 Moca Dr, St Cloud, FL 34772
- Price:
- $460,000.00
- Original List Price:
- $460,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $163.12
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6418854
- Bedrooms:
- 4
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Additional Rooms:
- Inside Utility, Loft, Formal Living Room Separate
- Living Area:
- 2,820 Sqft
- Built-Up Area:
- 3,301 Sqft
- Lot Area:
- 11,761 Sqft
- Lot Size Dimensions and Info:
- 145x67
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Corner Lot, Oversized Lot, Sidewalk, Cleared
- Lot Size Acres:
- 0.27
- View from the Property:
- Water
- Waterfront:
- Yes
- Waterfront Features:
- Pond
- Furnished:
- Unfurnished
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Water Purifier, Water Softener, Range, Convection Oven, Water Filtration System, Kitchen Reverse Osmosis System
- Interior:
- Eat-in Kitchen, High Ceilings, Walk-In Closet(s), Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Stone Counters, Window Treatments, Solid Surface Counters, Solid Wood Cabinets, Primary Bedroom Main Floor
- Exterior:
- Sidewalk, Sliding Doors, Rain Gutters
- Patio and Porch:
- Covered, Front Porch
- Windows:
- Thermal Windows, Double Pane Windows
- Laundry:
- Laundry Room
- Green Energy Efficient:
- Windows, Insulation
- Air Conditioning System:
- Central Air
- Heating System:
- Electric
- Fence:
- Vinyl
- Vegetation and Trees:
- Fruit Trees
- Property Entrance Faces:
- East
- Other Equipment:
- Irrigation Equipment
- Water View
- Water View Details:
- Pond
- Year Built:
- 2017
- Roof:
- Shingle
- Architectural Style:
- Traditional
- Levels:
- Two
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Ceramic Tile
- Number of stories:
- 2
- Foundation Details:
- Slab
- Flood Zone Code:
- X
- Property Description:
- Corner Unit
- Homestead Property
- Tax Annual Amount:
- $4,292.53
- Tax Year:
- 2025
- Association Fee:
- $99.00
- Association Fee Frequency:
- Monthly
- Total Annual Fees:
- $1,188.00
- Total Monthly Fees:
- $99.00
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Garage Dimensions:
- 21x20
- Sewer:
- Public Sewer
- Utilities Available:
- Public, Broadband/High Speed Internet Available
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 8-12 Months
- Pets Allowed?
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Playground
- Subdivision Name:
- WHALEYS CREEK PH 1
- Community Features:
- Sidewalks, Street Lights, Park, Pool, Playground, Irrigation-reclaimed Water
- Association Fee Includes:
- Pool
- Senior Community:
- No
- Association Fee Required:
- Required
- Association Management:
- Artemis Lifestyles
- Association Phone:
- 407-705-2190
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Occupant Type:
- Owner
- Lease Considered:
- Yes
- Tax Legal Description:
- WHALEYS CREEK PH 1 PB 24 PGS 161-167 LOT 405
- Real Estate Folio Number (Parcel Number):
- 35-26-30-0964-0001-4050
- Zoning:
- R-1
- Title to the property is held by owner as:
- Fee Simple
- Originally published on:
- June 23, 2026 11:44 am
- Active on the market since:
- June 23, 2026
- Listing Agreement executed on:
- June 23, 2026
- Listing Status Last Changed On:
- June 23, 2026 11:44 am
- Photos updated on:
- July 11, 2026 4:46 pm
- Last Modified:
- July 11, 2026 5:05 pm
- Courtesy of:
- COLDWELL BANKER REALTY
- Attribution:
- 407-696-8000
- Road Surface Type:
- Asphalt
- Street Name:
- MOCA
- Street Number:
- 3699
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34772
- County:
- Osceola
- Latitude:
- N28° 11' 7.9''
- Longitude:
- W82° 43' 6.3''
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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