Home in 966 Top Minnow Rd St Cloud for sale with MLS# O6434092

Under Construction. What's Special: Close to Amenity | West Facing Patio | 1st Floor Primary Suite. New Construction - September Completion! Welcome to the Bahama at 966 Top Minnow Road in The Waters at Center Lake Ranch! This two-story home features an open concept where the gourmet kitchen, casual dining, and great room with a two-story ceiling create a bright gathering space. The kitchen includes a large center island, walk-in pantry, and convenient access to the formal dining room and foyer. The first-floor primary suite offers privacy and convenience with a spacious bedroom, dual-sink vanity, oversized shower, and walk-in closet. An expansive covered lanai extends across the back of the home, creating an inviting outdoor living area. Upstairs, a loft overlooks the great room below, a private study provides space for work. Three secondary bedrooms complete the second floor, including one with a private bathroom and two that share a full bathroom. The Waters at Center Lake Ranch sits within a 2,050-acre master-planned community just south of Lake Nona. Conveniently located along the Narcoossee corridor, this natural gas community offers strong value near Medical City. Enjoy a walkable setting with cohesive neighborhoods, multi-use trails, recreation areas, and conservation wetlands that enrich daily living. Additional Highlights Include: oak stair treads and spindles, pre-plumbed for a laundry room sink, and outdoor kitchen rough-in. Photos are for representative purposes only. MLS#O6434092

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Days on the market

966 Top Minnow Rd, St Cloud, FL 34771

Price
Price:
$561,084.00
Original List Price:
$561,084.00
List Price per Sq Ft (Calculated, Approx.):
$215.8
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6434092
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Additional Rooms:
Inside Utility, Loft
Measures
Living Area:
2,600 Sqft
Built-Up Area:
3,585 Sqft
Lot Area:
6,100 Sqft
Building Area Source:
Builder
Living Area Source:
Builder
Lot Size Acres:
0.14
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Washer, Cooktop, Tankless Water Heater
Interior:
High Ceilings, Walk-In Closet(s), Window Treatments
Patio and Porch:
Patio, Covered, Front Porch
Windows:
Window Treatments
Laundry:
Inside, Laundry Room
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
East
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2026
Roof:
Shingle
Builder Model:
Bahama
Builder Name:
Taylor Morrison
Architectural Style:
Craftsman
Levels:
Two
Construction Materials:
Block, Stucco
Flooring:
Carpet, Tile
Foundation Details:
Slab
Flood Zone Code:
X
Property Condition:
Under Construction
Taxes and Expenses
Tax Year:
2025
Association Fee:
$83.93
Association Fee Frequency:
Monthly
Total Annual Fees:
$1,007.16
Total Monthly Fees:
$83.93
Tax Other Annual Assessment Amount:
2597
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available, Underground Utilities, Natural Gas Connected, Sprinkler Recycled, Broadband/High Speed Internet Available, Fiber Optics
Water Source:
Public
Community
Association
Minimum Lease Term:
6 Months
Pets Allowed?:
Yes, Breed Restrictions
Amenities Provided by the Homeowner's Association (HOA):
Pool, Playground, Basketball Court
Subdivision Name:
THE WATERS AT CENTER LAKE RANCH
Community Features:
Street Lights, Pool, Playground, Dog Park
Association Name:
Not Applicable
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Projected Completion Date:
30 September 2026
Association Management:
Castle Group
Association Phone:
800-337-5850
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Vacant
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
WATERS AT CENTER LAKE RANCH PH 1B PB 35 PGS 161-174 LOT 111
Real Estate Folio Number (Parcel Number):
29-25-31-0945-0001-1110
Zoning:
RES
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Bayview
High School:
Harmony High
Middle Or Junior School:
Narcoossee Middle
Listing History
Originally published on:
August 17, 2026 1:03 pm
Active on the market since:
August 17, 2026
Listing Agreement executed on:
August 17, 2026
Listing Status Last Changed On:
August 17, 2026 1:03 pm
Photos updated on:
August 17, 2026 1:05 pm
Last Modified:
August 28, 2026 4:51 pm
Additional Information
Association Approval Required
Courtesy of:
TAYLOR MORRISON REALTY OF FLORIDA INC
Attribution:
407-756-5025
Road Surface Type:
Asphalt
Location
Street Name:
TOP MINNOW
Street Number:
966
City:
ST CLOUD
State:
Florida
Zip Code:
34771
County:
Osceola
Latitude:
N28° 16' 53.1''
Longitude:
W82° 46' 1.4''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $101,434
Median Home Value $427,500
Median Rent $1,695/mo
Median Age 38
Population 31,368

Air Quality

Source: AirNow.gov · Orlando

🌬️ Air Quality Index (AQI) 20 Good
☀️ O3 18 Good
🫁 PM2.5 20 Good
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of August 28, 2026, 4:51 PM.