Home in 3540 Saxony Ln St Cloud for sale with MLS# O6439111
Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.
3540 Saxony Ln, St Cloud, FL 34772
Price
- Price:
- $409,900.00
- Previous Asking Price:
- $419,900.00
- Original List Price:
- $419,900.00
- List Price per Sq Ft (Calculated, Approx.):
- $162.79
Property Status and Type
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6439111
Rooms Distribution
- Bedrooms:
- 5
- Bathrooms Total:
- 3
- Full Bath:
- 2
- Half Bath:
- 1
Measures
- Living Area:
- 2,518 Sqft
- Built-Up Area:
- 3,115 Sqft
- Lot Area:
- 8,712 Sqft
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Floodzone, Paved, Level, Sidewalk, Private, Flood Insurance Required, Conservation Area
- Lot Size Acres:
- 0.2
Property Features
- View from the Property:
- Trees/woods
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Microwave, Refrigerator, Range
- Interior:
- High Ceilings, Other, Ceiling Fans(s), Kitchen/family Room Combo, Open Floorplan, Stone Counters, Primary Bedroom Main Floor
- Exterior:
- Sidewalk, Private Yard
- Patio and Porch:
- Covered, Rear Porch
- Laundry:
- Laundry Room
- Air Conditioning System:
- Central Air
- Heating System:
- Central, Electric
- Property Entrance Faces:
- North
- Other Equipment:
- Private Yard
Construction
- Year Built:
- 2015
- Roof:
- Shingle
- Architectural Style:
- Traditional
- Levels:
- One
- Construction Materials:
- Block, Stucco
- Flooring:
- Tile
- Foundation Details:
- Slab
- Flood Zone Code:
- A
- Property Condition:
- Completed
Taxes and Expenses
- Homestead Property
- Tax Annual Amount:
- $3,778.74
- Tax Year:
- 2025
- Association Fee:
- $67.00
- Association Fee Frequency:
- Monthly
- Total Annual Fees:
- $804.00
- Total Monthly Fees:
- $67.00
Parking
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Parking Features:
- Garage Door Opener
Utilities
- Sewer:
- Public Sewer
- Utilities Available:
- Cable Available, Electricity Connected, Sewer Connected, Water Connected, Broadband/High Speed Internet Available
- Water Source:
- Public
Community
- Association
- Minimum Lease Term:
- 1 Month
- Pets Allowed?:
- Dogs Ok, Cats Ok
- Subdivision Name:
- MALLARD POND
- Community Features:
- Sidewalks, Park, Deed Restrictions
- Senior Community:
- No
- Association Fee Required:
- Required
- Association Management:
- Mallard Pond HOA c/o Vista Community Assoc Mgmt
- Association Phone:
- 407-682-3443
Terms
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan
- Occupant Type:
- Owner
- Lease Considered:
- Yes
Zoning and Legal
- Tax Legal Description:
- MALLARD POND PH 4B, PLAT BOOK 23, PAGES 1-4, LOT 560, PUBLIC RECORDS OF OSCEOLA COUNTY, FL
- Real Estate Folio Number (Parcel Number):
- 27-26-30-0180-0001-5600
- Zoning:
- R-1B
- Title to the property is held by owner as:
- Fee Simple
Public Schools Assigned
- Elementary School:
- Greenway Elementary School
- High School:
- Harmony High
- Middle Or Junior School:
- St. Cloud Middle (6-8)
Listing History
- Originally published on:
- September 3, 2026 7:11 pm
- Active on the market since:
- September 3, 2026
- Listing Agreement executed on:
- September 2, 2026
- Price change occurred on:
- October 8, 2026 3:37 pm
- Listing Status Last Changed On:
- September 3, 2026 7:11 pm
- Photos updated on:
- September 3, 2026 8:18 pm
- Last Modified:
- October 17, 2026 6:06 pm
Additional Information
- Courtesy of:
- ENCORE INVESTMENT REALTY
- Attribution:
- 407-334-8664
- Road Surface Type:
- Asphalt
Location
- Street Name:
- SAXONY
- Street Number:
- 3540
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34772
- County:
- Osceola
- Latitude:
- N28° 11' 29.9''
- Longitude:
- W82° 42' 11.8''
Property Map
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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
Median Household Income
$86,900
Median Home Value
$352,400
Median Rent
$1,823/mo
Median Age
39
Population
33,542
Ver la propiedad 3540 Saxony Ln
