Home in 1181 Hilltop Pl St Cloud for sale with MLS# O6451586

Room to gather, space to unwind, and a kitchen made to be the heart of it all! Welcome to 1181 Hilltop Place, a beautifully designed 4-bedroom, 3.5-bath home situated on a corner lot in St. Cloud. Abundant natural light fills the open floor plan, creating a bright, inviting atmosphere with a seamless connection between the kitchen, dining, and living spaces. The standout feature is the impressive 10½-foot kitchen island perfect for meal prep, casual dining, holiday spreads, and conversations that keep everyone gathered long after dinner. Whether you're hosting a celebration or enjoying a quiet evening at home, this layout keeps you connected. The first-floor primary suite offers a comfortable retreat with dual closets, providing dedicated storage for each of you. Three additional bedrooms are located upstairs, along with a spacious loft that's ready for movie nights, a game room, or another inviting place to entertain and relax. A two-car garage adds everyday convenience, while the generous backyard invites outdoor dining, gardening, and weekend gatherings. Explore the option of adding a fence to complete your outdoor retreat, subject to applicable approvals. With nearby Publix, shopping, dining, and everyday conveniences, this home brings together comfortable living with a LOW HOA of only $100 a month. Come experience the natural light, thoughtful layout, and gathering spaces that make this home stand out. Schedule your private showing today!

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1181 Hilltop Pl, St Cloud, FL 34772

Price
Price:
$479,999.00
Original List Price:
$479,999.00
List Price per Sq Ft (Calculated, Approx.):
$158.89
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6451586
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Measures
Living Area:
3,021 Sqft
Built-Up Area:
3,021 Sqft
Lot Area:
6,970 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.16
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Microwave, Refrigerator, Convection Oven
Interior:
Eat-in Kitchen, Walk-In Closet(s), Vaulted Ceiling(s), Cathedral Ceiling(s), Ceiling Fans(s), Kitchen/family Room Combo, Living Room/dining Room Combo, Open Floorplan, Split Bedroom, Primary Bedroom Main Floor
Exterior:
Lighting, Sidewalk, Rain Gutters, Private Yard
Laundry:
Inside, Laundry Room
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
Northeast
Other Equipment:
Private Yard
Construction
Year Built:
2021
Roof:
Shingle
Levels:
Two
Construction Materials:
Block, Stucco
Flooring:
Carpet, Tile
Number of stories:
2
Foundation Details:
Block
Flood Zone Code:
x
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$4,940.78
Tax Year:
2025
Association Fee:
$110.00
Association Fee Frequency:
Monthly
Total Annual Fees:
$1,320.00
Total Monthly Fees:
$110.00
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Water Available, Other
Water Source:
Public
Community
Association
Minimum Lease Term:
8-12 Months
Pets Allowed?:
Dogs Ok, Cats Ok
Subdivision Name:
RESERVE AT PINE TREE
Senior Community:
No
Association Fee Required:
Required
Association Management:
Jay Walker
Association Phone:
689-204-2057
2nd Association Management:
Jedi Management
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
RESERVE AT PINE TREE PB 27 PGS 93-95 LOT 76
Real Estate Folio Number (Parcel Number):
26-26-30-0640-0001-0760
Zoning:
0100
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Michigan Avenue Elem (k 5)
High School:
St. Cloud High School
Middle Or Junior School:
St. Cloud Middle (6-8)
Listing History
Originally published on:
October 22, 2026 12:43 pm
Active on the market since:
October 22, 2026
Listing Agreement executed on:
October 21, 2026
Listing Status Last Changed On:
October 22, 2026 12:43 pm
Photos updated on:
October 22, 2026 12:45 pm
Last Modified:
October 22, 2026 2:03 pm
Additional Information
Courtesy of:
EXP REALTY LLC
Attribution:
888-883-8509
Road Surface Type:
Paved
Location
Street Name:
HILLTOP
Street Number:
1181
City:
ST CLOUD
State:
Florida
Zip Code:
34772
County:
Osceola
Latitude:
N28° 11' 44.9''
Longitude:
W82° 43' 4.7''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $86,900
Median Home Value $352,400
Median Rent $1,823/mo
Median Age 39
Population 33,542
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of October 22, 2026, 2:03 PM.