Home in 520 Brown Bear Way St Cloud for sale with MLS# O6455671

New photos coming soon. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

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520 Brown Bear Way, St Cloud, FL 34772

Price
Price:
$309,900.00
Original List Price:
$309,900.00
List Price per Sq Ft (Calculated, Approx.):
$245.17
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6455671
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,264 Sqft
Built-Up Area:
1,720 Sqft
Lot Area:
5,532 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Paved, Landscaped
Lot Size Acres:
0.13
Property Features
View from the Property:
Water
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Range
Interior:
Walk-In Closet(s), Vaulted Ceiling(s), Split Bedroom, Stone Counters, Thermostat, Primary Bedroom Main Floor
Exterior:
Sidewalk
Patio and Porch:
Patio, Front Porch
Laundry:
Inside
Air Conditioning System:
Central Air
Heating System:
Central
Fence:
Vinyl, Wood, Fenced
Property Entrance Faces:
Southeast
Other Equipment:
Irrigation Equipment
Water View
Water View Details:
Pond
Construction
Year Built:
2006
Roof:
Shingle
Levels:
One
Construction Materials:
Block, Stucco
Flooring:
Tile, Laminate
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Tax Annual Amount:
$4,320.19
Tax Year:
2025
Association Fee:
$550.00
Association Fee Frequency:
Annually
Total Annual Fees:
$550.00
Total Monthly Fees:
$45.83
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected
Water Source:
Public
Community
Association
Minimum Lease Term:
8-12 Months
Pets Allowed?
Subdivision Name:
SOUTHERN PINES UNIT 2
Senior Community:
No
Association Fee Required:
Required
Association Management:
Southern Pines / Leland Management Inc.
Association Phone:
407-781-1188
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Vacant
Buyer Possession:
Close Of Escrow
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
SOUTHERN PINES UNIT 2 PB 18 PG 135-140 LOT 227
Real Estate Folio Number (Parcel Number):
23-26-30-0668-0001-2270
Zoning:
SPUD
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
High School:
St. Cloud High School
Middle Or Junior School:
St. Cloud Middle (6-8)
Listing History
Originally published on:
November 7, 2026 4:15 am
Active on the market since:
November 6, 2026
Listing Agreement executed on:
November 6, 2026
Listing Status Last Changed On:
November 7, 2026 4:15 am
Photos updated on:
November 7, 2026 4:17 am
Last Modified:
November 7, 2026 11:52 am
Additional Information
Courtesy of:
PROPERTY LOGIC RE
Attribution:
407-909-3436
Road Surface Type:
Asphalt
Location
Street Name:
BROWN BEAR
Street Number:
520
City:
ST CLOUD
State:
Florida
Zip Code:
34772
County:
Osceola
Latitude:
N28° 12' 41.1''
Longitude:
W82° 43' 32.1''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $86,900
Median Home Value $352,400
Median Rent $1,823/mo
Median Age 39
Population 33,542
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of November 7, 2026, 11:52 AM.