Home in 3204 Oxbow Ct St Cloud for sale with MLS# S5144242
Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy-perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you'll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor-ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You'll be just minutes from the beaches and less than an hour to Orlando's theme parks and international airport-giving you the best of both Florida fun and everyday practicality. Don't miss your chance to own a move-in-ready home in a great location with top-rated schools!
3204 Oxbow Ct, St Cloud, FL 34773
- Price:
- $449,900.00
- Previous Asking Price:
- $463,900.00
- Original List Price:
- $469,000.00
- List Price per Sq Ft (Calculated, Approx.):
- $190.55
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- S5144242
- Bedrooms:
- 4
- Bathrooms Total:
- 3
- Full Bath:
- 3
- Additional Rooms:
- Inside Utility
- Living Area:
- 2,361 Sqft
- Built-Up Area:
- 3,034 Sqft
- Lot Area:
- 4,792 Sqft
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Features:
- Paved, Sidewalk, Conservation Area, Cleared, Near Golf Course, Landscaped
- Lot Size Acres:
- 0.11
- View from the Property:
- Trees/woods
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Range
- Interior:
- Eat-in Kitchen, High Ceilings, Ceiling Fans(s), Living Room/dining Room Combo, Split Bedroom, Thermostat, Window Treatments, Solid Surface Counters
- Exterior:
- Sliding Doors, Rain Gutters
- Patio and Porch:
- Covered, Front Porch, Rear Porch
- Laundry:
- Inside, Laundry Room, Upper Level
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Fence:
- Fenced
- Property Entrance Faces:
- North
- Other Equipment:
- Irrigation Equipment
- Year Built:
- 2022
- Roof:
- Shingle
- Builder Model:
- HARBOR ISLE
- Builder Name:
- JONES USA
- Levels:
- Two
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Tile
- Foundation Details:
- Slab
- Flood Zone Code:
- X
- Homestead Property
- Tax Annual Amount:
- $6,065.00
- Tax Year:
- 2024
- Association Fee:
- $260.00
- Association Fee Frequency:
- Quarterly
- Other Fees Amount:
- $387.00
- Other Fees Frequency:
- Quarterly
- Total Annual Fees:
- $2,588.00
- Total Monthly Fees:
- $215.67
- Tax Other Annual Assessment Amount:
- 1835
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Garage Dimensions:
- 22x20
- Sewer:
- Public Sewer
- Utilities Available:
- Electricity Connected
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 7 Months
- Pets Allowed?
- Lease Number Times per Year Allowed:
- 1
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Clubhouse, Playground, Fitness Center, Golf Course, Gated
- Subdivision Name:
- ENCLAVE AT LAKES OF HARMONY
- Association Fee Includes:
- Maintenance Grounds, Common Area Taxes, Pool, Maintenance
- Senior Community:
- No
- Association Fee Required:
- Required
- Community Development District CDD
- Number of Ownership Years Prior To Lease:
- 0
- Association Management:
- MARK HILL
- Association Phone:
- 407-847-2280
- Listing Terms Considered by Seller:
- Cash, Conventional, Assumable (The financing currently in place may be assumed)
- Occupant Type:
- Owner
- Lease Considered:
- Yes
- Tax Legal Description:
- ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 10
- Real Estate Folio Number (Parcel Number):
- 20-26-32-3496-0001-0100
- Zoning:
- LDR
- Title to the property is held by owner as:
- Fee Simple
- Originally published on:
- February 19, 2026 10:14 pm
- Active on the market since:
- February 19, 2026
- Listing Agreement executed on:
- February 19, 2026
- Price change occurred on:
- June 22, 2026 2:22 pm
- Listing Status Last Changed On:
- February 19, 2026 10:14 pm
- Photos updated on:
- February 19, 2026 10:18 pm
- Last Modified:
- June 22, 2026 2:22 pm
- Courtesy of:
- TIE TEAM REALTY LLC
- Attribution:
- 407-709-1846
- Road Surface Type:
- Asphalt
- Street Name:
- OXBOW CT
- Street Number:
- 3204
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34773
- County:
- Osceola
- Latitude:
- N28° 12' 9.4''
- Longitude:
- W82° 51' 47.5''
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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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