Home in 2234 W Maple Ter St Cloud for sale with MLS# S5149826

MOVE-IN READY! UNIQUE LAKE-ACCESS OPPORTUNITY! Welcome to 2234 Maple Ter, a charming 3-bedroom, 2-bath single-family home in the Maple Terrace area of St. Cloud. Built in 1979 and offering approximately 1,504 heated square feet, this one-story home sits on a spacious 0.40-acre lot in a quiet established neighborhood near Alligator Lake. The property features a private screened pool, in-ground spa, covered carport, mature landscaping, and a peaceful outdoor setting with nearby canal and lake views. The owner has directly stated that the home offers front-door access to Alligator Lake and the connected Chain of Lakes, plus shared ownership interest in a private canal with private boat dock and direct lake access. Inside, the home offers a functional layout with separate living and dining areas, solid-surface kitchen counters, ceiling fans, window treatments, and accessibility-friendly bathroom features including a walk-in tub and shower grab bars. Recent owner-reported updates include a new roof in 2023, new pool screen in 2022, new pool pump in 2025, pool tile and resurfacing in 2026, A/C system serviced in 2025, well pump serviced in 2026, whole-home generator with 100-gallon rented propane tank, and transferable Massey termite bond. Carpet has been removed and not replaced, and seller is offering up to $20,000 in buyer concessions, which may be used toward flooring, repairs, closing costs, prepaid items, or other allowable costs. Conveniently located near US-192, Lake Nona area access, shopping, dining, schools, and major Central Florida roadways. IMPORTANT NOTE TO BUYER AGENT: Limited-service listing. Please see Realtor Only Remarks or Showingtime Instructions on StellarMLS for showing and offer instructions.

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2234 W Maple Ter, St Cloud, FL 34771

Price
Price:
$429,900.00
Original List Price:
$429,900.00
List Price per Sq Ft (Calculated, Approx.):
$285.84
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
S5149826
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,504 Sqft
Built-Up Area:
2,088 Sqft
Lot Area:
17,468 Sqft
Lot Size Dimensions and Info:
100x175
Building Area Source:
Public Records
Living Area Source:
Owner
Lot Features:
Paved, Level, In County, Private, Street Dead-end
Lot Size Acres:
0.4
Property Features
View from the Property:
Pool, Water, Trees/woods
Waterfront:
Yes
Waterfront Features:
Canal Front, Lake Front, Lake Privileges, Canal - Freshwater
Private Pool
Swimming Pool Features:
Gunite, Screen Enclosure, Tile, Deck
Spa
Spa Features:
In Ground
Furnished:
Partially
Appliances:
Dryer, Dishwasher, Refrigerator, Washer, Freezer, Electric Water Heater, Water Softener, Range
Interior:
Eat-in Kitchen, Ceiling Fans(s), Kitchen/family Room Combo, Stone Counters, Window Treatments, Solid Surface Counters
Exterior:
Sliding Doors, French Doors, Storage, Private Yard
Patio and Porch:
Patio, Porch, Screened, Covered, Rear Porch, Enclosed
Windows:
Drapes, Window Treatments, Rods
Other Structures:
Shed(s)
Laundry:
Washer Hookup, Inside, Laundry Room, Electric Dryer Hookup
Air Conditioning System:
Central Air
Heating System:
Central, Electric, Propane
Fence:
Vinyl
Property Entrance Faces:
Southeast
Road Responsibility:
Public Maintained Road
Other Equipment:
Private Yard
Water Access
Water Access Features:
Lake, Canal - Freshwater
Water Extras
Water Extra Details:
Fishing Pier, Boat Ramp - Private
Construction
Year Built:
1979
Roof:
Shingle
Architectural Style:
Ranch, Florida
Levels:
One
Construction Materials:
Frame
Flooring:
Tile, Concrete
Number of stories:
1
Foundation Details:
Slab
Flood Zone Code:
AE
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$2,480.39
Tax Year:
2025
Parking
Garage Spaces:
0
Carport Spaces:
1
Parking Features:
Driveway, Covered
Carport
Utilities
Sewer:
Septic Tank
Utilities Available:
Electricity Connected, Water Connected, Cable Connected, Broadband/High Speed Internet Available, Fiber Optics
Water Source:
Well, Private
Community
Minimum Lease Term:
No Minimum
Pets Allowed?:
Yes, Dogs Ok, Cats Ok
Subdivision Name:
MAPLE TERRACE
Senior Community:
No
Development Name:
MAPLE TERRACE
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan, Other
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
MAPLE TERRACE PB 1 PG 423 N 30 FT LOT 10 & S 70 FT LOT 11
Real Estate Folio Number (Parcel Number):
10-26-31-4070-0001-0110
Zoning:
RS-1
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Eugenia B. Thomas K-8
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
May 13, 2026 4:15 pm
Active on the market since:
May 13, 2026
Listing Agreement executed on:
May 13, 2026
Listing Status Last Changed On:
May 13, 2026 4:15 pm
Photos updated on:
June 11, 2026 8:04 pm
Last Modified:
June 11, 2026 8:04 pm
Additional Information
Courtesy of:
DALTON WADE INC
Attribution:
888-668-8283
Road Surface Type:
Asphalt
Location
Street Name:
MAPLE
Street Number:
2234
City:
ST CLOUD
State:
Florida
Zip Code:
34771
County:
Osceola
Latitude:
N28° 14' 18''
Longitude:
W82° 48' 8.4''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $101,434
Median Home Value $427,500
Median Rent $1,695/mo
Median Age 38
Population 31,368
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