Home in 2786 Harmonia Hammock Rd St Cloud for sale with MLS# S5154542

Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.

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2786 Harmonia Hammock Rd, St Cloud, FL 34773

Price
Price:
$464,999.00
Original List Price:
$464,999.00
List Price per Sq Ft (Calculated, Approx.):
$177.08
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
S5154542
Rooms Distribution
Bedrooms:
5
Bathrooms Total:
3
Full Bath:
3
Measures
Living Area:
2,626 Sqft
Built-Up Area:
3,198 Sqft
Lot Area:
13,504 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Features:
Corner Lot, Oversized Lot, Conservation Area
Lot Size Acres:
0.31
Property Features
View from the Property:
Water
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Refrigerator, Range
Interior:
Eat-in Kitchen, Walk-In Closet(s), Kitchen/family Room Combo, Open Floorplan, Split Bedroom, Stone Counters, Thermostat, Primarybedroom Upstairs
Exterior:
Sidewalk, Sliding Doors, Sprinkler Metered
Laundry:
Laundry Room, Upper Level
Air Conditioning System:
Central Air
Heating System:
Central, Electric
Property Entrance Faces:
Southeast
Water View
Water View Details:
Pond
Construction
Year Built:
2021
Roof:
Shingle
Builder Model:
Hayden
Builder Name:
DR Horton
Levels:
Two
Construction Materials:
Block, Stucco, Concrete
Flooring:
Carpet, Tile
Number of stories:
2
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$7,359.42
Tax Year:
2025
Association Fee:
$110.00
Association Fee Frequency:
Quarterly
Total Annual Fees:
$440.00
Total Monthly Fees:
$36.67
Tax Other Annual Assessment Amount:
2087
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Sewer Connected, Sprinkler Recycled, Water Connected, Public, Broadband/High Speed Internet Available, Sprinkler Meter
Water Source:
Public
Community
Association
Minimum Lease Term:
8-12 Months
Pets Allowed?:
Dogs Ok, Cats Ok
Subdivision Name:
VILLAGES AT HARMONY PH 1B
Community Features:
Street Lights
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Association Management:
Association Solutions of Central Florida
Association Phone:
407-847-2280
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 29
Real Estate Folio Number (Parcel Number):
24-26-31-3383-0001-0290
Zoning:
PUD
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Skyview Elementary-pn
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
July 31, 2026 12:47 pm
Active on the market since:
July 31, 2026
Listing Agreement executed on:
July 31, 2026
Listing Status Last Changed On:
July 31, 2026 12:47 pm
Photos updated on:
July 31, 2026 12:48 pm
Last Modified:
August 2, 2026 3:10 pm
Additional Information
Courtesy of:
THE FIRM RE
Attribution:
407-227-3345
Road Surface Type:
Paved, Concrete
Location
Street Name:
HARMONIA HAMMOCK
Street Number:
2786
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 13' 2.7''
Longitude:
W82° 49' 39.8''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of August 2, 2026, 3:10 PM.