Home in 6570 Bay Shore Dr St Cloud for sale with MLS# S5160691

Welcome to this beautiful two-story waterfront home in St. Cloud, offering over half an acre of property and an impressive 110 feet of canal frontage with access to Bay Lake! Located in a non-HOA community, residents also enjoy access to a private community boat ramp, making this property ideal for those who appreciate waterfront living and outdoor recreation. Inside, the home features new laminate flooring throughout the main living areas, a spacious living room with large windows and beautiful exposed wood ceiling beams, and a formal dining room filled with natural light. The kitchen offers abundant cabinetry for storage and generous countertop space, providing plenty of room for everyday living and entertaining. This three-bedroom, two-bathroom home offers a desirable split-level layout, with two bedrooms and a full bathroom on the first floor. The private primary suite is located upstairs and features a walk-in closet and a covered balcony overlooking the neighborhood and the water. Step outside to enjoy the covered back porch, screened-in pool enclosure, and expansive pool deck overlooking the canal-perfect for relaxing, entertaining, and enjoying the Florida lifestyle. Major updates include a new roof in 2021, a new interior and exterior electrical panel in 2026, a new water heater in 2025, and recently replaced AC vents. With its spacious homesite, waterfront setting, boating access, private pool, and no HOA, this property offers a wonderful opportunity to enjoy the best of Florida waterfront living!

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6570 Bay Shore Dr, St Cloud, FL 34771

Price
Price:
$439,900.00
Original List Price:
$439,900.00
List Price per Sq Ft (Calculated, Approx.):
$232.26
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
S5160691
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,894 Sqft
Built-Up Area:
2,978 Sqft
Lot Area:
22,216 Sqft
Building Area Source:
Public Records
Living Area Source:
Public Records
Lot Size Acres:
0.51
Property Features
Waterfront:
Yes
Waterfront Features:
Canal - Freshwater
Private Pool
Swimming Pool Features:
In Ground, Screen Enclosure
Furnished:
Unfurnished
Appliances:
Dishwasher, Refrigerator, Range
Interior:
Walk-In Closet(s), Other, Ceiling Fans(s), Thermostat, Primarybedroom Upstairs
Exterior:
Balcony
Patio and Porch:
Porch, Screened, Covered, Rear Porch
Laundry:
In Garage
Air Conditioning System:
Central Air
Heating System:
Central
Fence:
Chain Link
Property Entrance Faces:
North
Water Access
Water Access Features:
Lake, Canal - Freshwater
Water Extras
Water Extra Details:
Skiing Allowed
Water View
Water View Details:
Canal
Construction
Year Built:
1974
Roof:
Shingle
Levels:
Two
Construction Materials:
Block, Stucco
Flooring:
Tile, Laminate
Foundation Details:
Slab
Flood Zone Code:
X
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$4,844.00
Tax Year:
2025
Parking
Garage
Garage Spaces:
0
Attached Garage
Utilities
Sewer:
Septic Tank
Utilities Available:
Electricity Connected, Public, Cable Connected
Water Source:
Public
Community
Minimum Lease Term:
No Minimum
Pets Allowed?
Subdivision Name:
BAY LAKE ESTATES
Senior Community:
No
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
BAY LAKES EST PB 2 PG 86 & 87 LOT 95
Real Estate Folio Number (Parcel Number):
13 26 31 2595 0001 0950
Zoning:
RESIDENTIAL
Title to the property is held by owner as:
Fee Simple
Listing History
Originally published on:
November 6, 2026 7:28 pm
Active on the market since:
November 6, 2026
Listing Agreement executed on:
November 6, 2026
Listing Status Last Changed On:
November 6, 2026 7:28 pm
Photos updated on:
November 6, 2026 7:30 pm
Last Modified:
November 7, 2026 11:51 am
Additional Information
Courtesy of:
WATSON REALTY CORP.
Attribution:
407-589-1600
Road Surface Type:
Asphalt
Location
Street Name:
BAY SHORE
Street Number:
6570
City:
ST CLOUD
State:
Florida
Zip Code:
34771
County:
Osceola
Latitude:
N28° 13' 47.1''
Longitude:
W82° 49' 33''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $101,434
Median Home Value $427,500
Median Rent $1,695/mo
Median Age 38
Population 31,368
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of November 7, 2026, 11:51 AM.