Home in 390 Windy Willow Way St Cloud for sale with MLS# TB8488443
POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates-offering substantial potential monthly savings and increased purchasing power. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage-combining modern design with true move-in-ready convenience. The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout. Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability. Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft-ideal for a home office, media space, or additional living area. The owner's suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower. Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity-two of Central Florida's most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth. Enjoy the benefits of a nearly new home with upgrades already completed-without the wait, stress, or additional expenses of new construction. THIS IS A WINDOW OF OPPORTUNITY YOU WON'T WANT TO MISS.
390 Windy Willow Way, St Cloud, FL 34771
- Price:
- $389,900.00
- Previous Asking Price:
- $394,900.00
- Original List Price:
- $394,900.00
- List Price per Sq Ft (Calculated, Approx.):
- $199.44
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- TB8488443
- Bedrooms:
- 3
- Bathrooms Total:
- 3
- Full Bath:
- 2
- Half Bath:
- 1
- Living Area:
- 1,955 Sqft
- Built-Up Area:
- 2,548 Sqft
- Lot Area:
- 3,485 Sqft
- Building Area Source:
- Public Records
- Living Area Source:
- Public Records
- Lot Size Acres:
- 0.08
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Disposal, Microwave, Refrigerator, Range
- Interior:
- High Ceilings, Walk-In Closet(s), Ceiling Fans(s), Living Room/dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Window Treatments, In Wall Pest System, Primarybedroom Upstairs
- Exterior:
- Lighting, Sidewalk, Other
- Laundry:
- Washer Hookup, Laundry Room, Electric Dryer Hookup
- Green Energy Efficient:
- Hvac, Thermostat, Windows, Lighting
- Air Conditioning System:
- Central Air
- Heating System:
- Central
- Property Entrance Faces:
- East
- Other Equipment:
- Irrigation Equipment
- Year Built:
- 2024
- Roof:
- Shingle
- Builder Model:
- Aria
- Builder Name:
- Highland Homes
- Levels:
- Two
- Construction Materials:
- Block, Stucco
- Flooring:
- Carpet, Luxury Vinyl
- Foundation Details:
- Block
- Flood Zone Code:
- X
- Property Condition:
- Completed
- Tax Annual Amount:
- $7,622.00
- Tax Year:
- 2025
- Association Fee:
- $115.00
- Association Fee Frequency:
- Annually
- Total Annual Fees:
- $115.00
- Total Monthly Fees:
- $9.58
- Tax Other Annual Assessment Amount:
- 2520
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Sewer:
- Public Sewer
- Utilities Available:
- Cable Available, Electricity Connected, Sewer Connected, Public
- Association
- Minimum Lease Term:
- 1-2 Years
- Pets Allowed?:
- Yes, Breed Restrictions, There is a limit on the number of pets allowed, Dogs Ok, Cats Ok
- Number of Pets Allowed:
- 2
- Amenities Provided by the Homeowner's Association (HOA):
- Pool, Clubhouse, Playground, Pickleball Court(s)
- Subdivision Name:
- CROSSINGS PH 1
- Community Features:
- Clubhouse, Sidewalks, Street Lights, Pool, Playground, Deed Restrictions
- Senior Community:
- No
- Association Fee Required:
- Required
- Community Development District CDD
- Planned Unit Development
- Association Management:
- Mikayla Miller
- Association Phone:
- 863-940-2863
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan, Assumable (The financing currently in place may be assumed)
- Occupant Type:
- Owner
- Buyer Possession:
- Negotiable
- Lease Considered:
- Yes
- Tax Legal Description:
- CROSSINGS PH 1 PB 33 PGS 53-60 LOT 262
- Real Estate Folio Number (Parcel Number):
- 22-25-31-3661-0001-2620
- Zoning:
- PUD
- Title to the property is held by owner as:
- Fee Simple
- Elementary School:
- Bear Creek Elementary-pn
- High School:
- Harmony High
- Middle Or Junior School:
- Narcoossee Middle
- Originally published on:
- March 19, 2026 8:20 pm
- Active on the market since:
- March 19, 2026
- Listing Agreement executed on:
- March 19, 2026
- Price change occurred on:
- April 13, 2026 3:16 pm
- Listing Status Last Changed On:
- March 19, 2026 8:20 pm
- Photos updated on:
- March 19, 2026 8:33 pm
- Last Modified:
- April 16, 2026 9:45 pm
- Courtesy of:
- THE PROPERTY PROS REAL ESTATE
- Attribution:
- 813-382-8288
- Road Surface Type:
- Asphalt
- Street Name:
- WINDY WILLOW
- Street Number:
- 390
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34771
- County:
- Osceola
- Latitude:
- N28° 17' 30''
- Longitude:
- W82° 47' 38.8''
Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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