Home in 415 Elm Spring Rd St Cloud for sale with MLS# W7881172

Under Construction. Welcome to The Crossings, located in the quaint city of St. Cloud. This amenity-rich community offers a pool, splash pad, a playground for the kiddos, and a dog park - you can have this and more right outside your door. Conveniently located off Narcoosee Rd, just 15 minutes to Lake Nona's medical city, SR 417, and the Turnpike, for an easy commute around town, no matter where your travels take you. The Panama single-family home is what you always pictured for yourself. Step in from the 2-car garage or front porch and pass the first of 3 spacious bedrooms and a full bath with double vanity. A versatile flex space can be used as an office, a study, or a 4th bedroom. In the dining area, prepare to be wowed. This space is highlighted by a gourmet kitchen with a large island overlooking a lanai and a great room where friends and family will gather. Your luxurious owner's suite includes a beautiful tray ceiling, a double vanity owner's bath and a huge walk-in closet. The Panama is pure bliss. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder's affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

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Days on the market

415 Elm Spring Rd, St Cloud, FL 34771

Price
Price:
$429,760.00
Previous Asking Price:
$379,990.00
Original List Price:
$379,990.00
List Price per Sq Ft (Calculated, Approx.):
$212.65
Property Status and Type
Listing Type:
For Sale
Status:
Pending (An offer has been accepted)
Contract Status:
No Contingency
Previous Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
W7881172
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Additional Rooms:
Inside Utility, Bonus Room
Measures
Living Area:
2,021 Sqft
Built-Up Area:
2,600 Sqft
Lot Area:
8,003 Sqft
Lot Size Dimensions and Info:
50x159
Building Area Source:
Builder
Living Area Source:
Builder
Lot Features:
Paved, Sidewalk
Lot Size Acres:
0.19
Property Features
Waterfront:
No
Swimming Pool Features:
In Ground, Outside Bath Access
Security:
Smoke Detector(s)
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Range
Interior:
Eat-in Kitchen, Walk-In Closet(s), Kitchen/family Room Combo, Split Bedroom, Stone Counters, Thermostat, Primary Bedroom Main Floor
Exterior:
Lighting, Sliding Doors
Patio and Porch:
Patio, Covered
Windows:
Energy Star Qualified Windows
Laundry:
Inside
Green Energy Efficient:
Appliances, Hvac, Thermostat, Windows, Lighting
Air Conditioning System:
Central Air
Heating System:
Central
Vegetation and Trees:
Trees/landscaped
Property Entrance Faces:
West
Other Equipment:
Irrigation Equipment
Disaster Mitigation:
Fire/smoke Detection Integration, Above Flood Plain
Construction
Year Built:
2026
Roof:
Shingle
Builder Model:
PANAMA
Builder Name:
RYAN HOMES
Architectural Style:
Florida
Levels:
One
Construction Materials:
Block, Frame, Stucco
Flooring:
Carpet, Ceramic Tile
Foundation Details:
Slab
Flood Zone Code:
X
Property Condition:
Under Construction
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$0.00
Tax Year:
2026
Association Fee:
$96.00
Association Fee Frequency:
Annually
Total Annual Fees:
$96.00
Total Monthly Fees:
$8.00
Tax Other Annual Assessment Amount:
2844
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener
Garage Dimensions:
19x21
Utilities
Sewer:
Public Sewer
Utilities Available:
Electricity Available, Underground Utilities, Public
Water Source:
Public
Community
Association
Minimum Lease Term:
1-2 Years
Pets Allowed?
Amenities Provided by the Homeowner's Association (HOA):
Pool, Clubhouse, Playground
Subdivision Name:
THE CROSSINGS
Community Features:
Street Lights, Dog Park
Association Fee Includes:
Maintenance Grounds, Recreational Facilities
Senior Community:
No
Association Fee Required:
Required
Community Development District CDD
Projected Completion Date:
31 October 2026
Association Management:
RYAN HOMES
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
CROSSINGS PH 2 PB 36 PGS 95-109 LOT 458
Real Estate Folio Number (Parcel Number):
22-25-31-3682-0001-4580
Zoning:
00
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Orange City Elem
High School:
Harmony High
Middle Or Junior School:
Narcoossee Middle
Listing History
Originally published on:
December 3, 2025 7:21 pm
Active on the market since:
December 3, 2025
Listing Agreement executed on:
December 3, 2025
Purchase Contract Date:
April 4, 2026
Price change occurred on:
April 9, 2026 6:33 pm
Listing Status Last Changed On:
April 9, 2026 6:44 pm
Photos updated on:
April 9, 2026 8:02 pm
Last Modified:
April 9, 2026 8:02 pm
Additional Information
Association Approval Required
Courtesy of:
MALTBIE REALTY GROUP
Attribution:
813-819-5255
Road Surface Type:
Paved
Location
Street Name:
ELM SPRING
Street Number:
415
City:
ST CLOUD
State:
Florida
Zip Code:
34771
County:
Osceola
Latitude:
N28° 17' 33.4''
Longitude:
W82° 47' 55.7''
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $101,434
Median Home Value $427,500
Median Rent $1,695/mo
Median Age 38
Population 31,368

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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of April 9, 2026, 8:02 PM.