Home in 684 SW Pennfield Terrace, Stuart, FL 34997 for sale with MLS# R11166808

Impeccably built in 2021, this stunning 4 bedroom, 3.5 bathroom residence with 3 car garage home is the home you've been waiting for! From the moment you enter, you'll be captivated by the two-story great room and the abundance of natural light creating a bright, airy atmosphere within the open-concept layout. The expansive great room flows seamlessly into the gourmet kitchen, featuring quartz countertops, double wall ovens, a sleek cooktop, modern cabinetry, and an oversized walk-in pantry. This space was designed for both the home chef and the entertainer. The owner's suite is a true retreat with a coffered ceiling, a customized spa-inspired bathroom featuring a luxurious walk-in shower, beautifully crafted cabinetry, and two oversized walk-in closets overlooking the preserve. Additionally featuring built in pocket office, mudroom, custom trim work, full garage gym with epoxy floor, den, and so much more. Nestled on the tranquil preserve for the complete indoor outdoor lifestyle with oversized deck for entertaining, salt water pool with sun shelf, heater and expansive fenced in yard. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle.

📅 View days on the market

Days on the market

684 SW Pennfield Terrace, Stuart, FL 34997

Price
Price:
$1,190,000.00
Original List Price:
$1,249,000.00
List Price per Sq Ft (Calculated, Approx.):
$310.49
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
Description of Last Important Update:
Price Reduced
Last Major Update on:
April 16, 2026 10:43 am
Other Special Conditions:
Sold As-is
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Room Type:
Laundry, Family Room, Den, Great Room, Kitchen, Living Room, Master Bedroom
Rooms Total:
7
Master Bedroom Bath:
Separate Shower, Dual Sinks
Dining Area:
Kitchen Dining
Measures
Living Area:
2,971 Sqft
Built-Up Area:
3,926 Sqft
Lot Area:
11,325.60 Sqft
Building Area Source:
Plans
Lot Features:
Cul-De-Sac
Lot Size Acres:
0.26
Property Features
View from the Property:
Pool, Preserve
Waterfront:
No
Private Pool
Swimming Pool Features:
Gunite, Heated, In Ground, Salt Water
Security:
Gated - No Guard
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Washer, Cooktop, Electric Range, Electric Water Heater, Ice Maker, Water Heater, Oven
Interior:
High Ceilings, Pantry, Walk-In Closet(s), Kitchen Island, Entrance Foyer, Built-in Features, Bedroom Layout - Split
Patio and Porch:
Patio, Porch, Patio - Covered, Patio - Open, Porch - Open
Windows:
Storm Window(s)
Laundry:
Inside
Air Conditioning
Air Conditioning System:
Central Air, Electric
Heating
Heating System:
Central, Electric
Fence:
Fenced
Property Entrance Faces:
East
Storm Protection Impact Glass:
Complete
Sprinkler Description:
Auto Sprinkler
Construction
Year Built:
2021
Roof:
Concrete, Flat, Tile
Year Roof Installed:
2021
Builder Model:
Barkley
Architectural Style:
Traditional
Levels:
Two
Entry Level Location:
Entry Level Living Area Y
Construction Materials:
Block, Concrete, CBS
Flooring:
Carpet
Number of stories:
2
Structure Type:
House
Stories:
2
Property Condition:
Resale
Taxes and Expenses
Tax Annual Amount:
$11,535.4
Tax Year:
2025
Association Fee:
$325.00
Association Fee Frequency:
Monthly
Property Tax Details:
Homestead Exemption, County Only
Parking
Garage
Garage Spaces:
3
Covered Spaces:
3
Attached Garage
Parking Features:
Garage, Garage Door Opener, Attached Garage
Utilities
Sewer:
Public Sewer
Electric:
Three Phase
Utilities Available:
Cable Available, Sewer Available, Water Available
Water Source:
Public
Community
Association
Association Membership:
Mandatory
Capital Contributions Required
Capital Contributions Amount:
$975.00
Application Required
Application Fee:
$150.00
Association Type:
Homeowner Association
Pets Allowed?:
Yes, There is a limit on the number of pets allowed
Amenities Provided by the Homeowner's Association (HOA):
Library, Pool, Community Room, Clubhouse, Fitness Center, Picnic Area, Sidewalks, Jogging Path, Street Lights
Subdivision Name:
BANYAN BAY PUD PHASE 2A & 2B
Association Fee Includes:
Maintenance Grounds, Pest Control, Security, Common Areas, Recreation Facility
Senior Community:
No
Development Name:
Banyan Bay
Association Phone:
772-286-0030
Restrictions:
Parking - No Commercial Vehicles, Parking - No Rv, Lease Restrictions
Terms
Listing Terms Considered by Seller:
Cash, Conventional
Occupant Type:
Owner Occupied
Buyer Possession:
Negotiable, Close Of Escrow
Zoning and Legal
Tax Legal Description:
LOT 72 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN
Real Estate Folio Number (Parcel Number):
413841009000007200
Zoning:
residential
Public Schools Assigned
Elementary School:
J.d. Parker
High School:
Martin County
Middle Or Junior School:
Dr. David L. Anderson
Listing History
Active on the market since:
February 26, 2026
Listing Agreement executed on:
February 26, 2026
Price change occurred on:
April 16, 2026 10:43 am
Listing Status Last Changed On:
February 26, 2026 2:07 pm
Photos updated on:
March 30, 2026 5:12 pm
Last Modified:
April 16, 2026 10:44 am
Additional Information
Courtesy of:
The Agency Florida LLC
Attribution:
Not provided
Location
Street Name:
Pennfield
Street Number:
684
City:
Stuart
State:
Florida
Zip Code:
34997
County:
Martin
Latitude:
N27° 8' 30.3''
Longitude:
W81° 44' 42.3''
Street Suffix:
Terrace
Street Direction Prefix:
SW
Property Map

Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $75,705
Median Home Value $335,200
Median Rent $1,520/mo
Median Age 53
Population 45,947

Want to schedule an in-person or virtual tour? Have questions?

Want to schedule an in-person or virtual tour? Have questions?
Schedule a Tour or Ask a Question


Mortgage Calculator

Please note: Monthly HOA / Condo Fees Not Included. The calculator shows the listing price as home value. Update all fields at your convenience.

Calculate Your Mortgage Payment

$.00
$.00
6.5
30

Taxes and Insurance

$.00
$.00
%

Financial Analysis

%

%

$

$

$

$

$
Ver la Propiedad Ver la propiedad 684 SW Pennfield Terrace, Stuart, FL 34997
This listing can also be located in the MLS system as RX-11166808
Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed by the MLS or the real estate broker. ©2026 BeachesMLS, Inc. The information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available.