Home in 7528 Bent Tree Loop St Cloud for sale with MLS# O6372876
• LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR!** New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Appliances will be received after closing. In addition, receive a 1% lender buyer credit with the builder's preferred lender, Acrisure, for contracts executed by October 31, 2026. See onsite sales agent for complete terms, eligibility and availability. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7528 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $344,900, this move-in-ready Adams Home features conservation view, no rear neighbors and flexible dining/office space. This 3-bedroom, 2-bath 1780B plan offers efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas and a dog park-all without the additional CDD assessment. NEW PRICE: $344,900 CONSERVATION VIEW, NO REAR NEIGHBORS AND FLEXIBLE DINING/OFFICE SPACE NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.
7528 Bent Tree Loop, St Cloud, FL 34773
- Price:
- $344,900.00
- Previous Asking Price:
- $349,900.00
- Original List Price:
- $387,900.00
- List Price per Sq Ft (Calculated, Approx.):
- $193.76
- Listing Type:
- For Sale
- Status:
- Active
- Listing Category:
- Residential
- Property Type:
- Single Family House
- MLS Number:
- O6372876
- Bedrooms:
- 3
- Bathrooms Total:
- 2
- Full Bath:
- 2
- Living Area:
- 1,780 Sqft
- Built-Up Area:
- 2,122 Sqft
- Lot Area:
- 6,098 Sqft
- Building Area Source:
- Builder
- Living Area Source:
- Builder
- Lot Size Acres:
- 0.14
- View from the Property:
- Trees/woods
- Waterfront:
- No
- Furnished:
- Unfurnished
- Appliances:
- Dishwasher, Microwave, Range
- Interior:
- High Ceilings, Walk-In Closet(s), Ceiling Fans(s), Open Floorplan, Stone Counters, Thermostat, Pest Guard System
- Exterior:
- Sidewalk
- Windows:
- Double Pane Windows
- Laundry:
- Laundry Room
- Air Conditioning System:
- Central Air
- Heating System:
- Electric
- Property Entrance Faces:
- East
- Other Equipment:
- Irrigation Equipment
- Year Built:
- 2026
- Roof:
- Shingle
- Levels:
- One
- Construction Materials:
- Block
- Flooring:
- Carpet, Tile
- Foundation Details:
- Slab
- Flood Zone Code:
- X500
- Property Condition:
- Completed
- Tax Annual Amount:
- $831.00
- Tax Year:
- 2025
- Association Fee:
- $908.00
- Association Fee Frequency:
- Annually
- Total Annual Fees:
- $908.00
- Total Monthly Fees:
- $75.67
- Garage
- Garage Spaces:
- 2
- Attached Garage
- Sewer:
- Public Sewer
- Utilities Available:
- Cable Available, Electricity Connected, Water Connected
- Water Source:
- Public
- Association
- Minimum Lease Term:
- 7 Months
- Pets Allowed?:
- Yes, Dogs Ok, Cats Ok
- Subdivision Name:
- HARMONY CENTRAL PH 2
- Community Features:
- Pool, Dog Park, Community Mailbox
- Association Fee Includes:
- Pool
- Senior Community:
- No
- Association Fee Required:
- Required
- Association Management:
- Artemis Life Style
- Association Phone:
- 407-705-2190
- Listing Terms Considered by Seller:
- Cash, Conventional, FHA, VA Loan, USDA Loan
- Occupant Type:
- Vacant
- Lease Considered:
- Yes
- Tax Legal Description:
- HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 4
- Real Estate Folio Number (Parcel Number):
- 32-26-32-3666-000O-0040
- Zoning:
- X500
- Title to the property is held by owner as:
- Fee Simple
- Elementary School:
- Harmony Community School (k-5)
- High School:
- Harmony High
- Middle Or Junior School:
- Harmony Middle
- Originally published on:
- January 12, 2026 3:47 pm
- Active on the market since:
- January 12, 2026
- Listing Agreement executed on:
- January 10, 2026
- Price change occurred on:
- October 16, 2026 11:20 pm
- Listing Status Last Changed On:
- January 12, 2026 3:47 pm
- Photos updated on:
- October 2, 2026 9:29 pm
- Last Modified:
- October 16, 2026 11:21 pm
- Association Approval Required
- Courtesy of:
- ADAMS HOMES REALTY, INC
- Attribution:
- 850-469-0977
- Road Surface Type:
- Asphalt
- Street Name:
- BENT TREE
- Street Number:
- 7528
- City:
- ST CLOUD
- State:
- Florida
- Zip Code:
- 34773
- County:
- Osceola
- Latitude:
- N28° 11' 7.3''
- Longitude:
- W82° 51' 51.6''

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Neighborhood Stats
Source: U.S. Census Bureau, ACS 5-Year Estimates
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