Home in 3120 Crispin Cir St Cloud for sale with MLS# S5159351

Virtually Staged. STUNNING LAKE VIEWS | ADDED PRIVACY | MOVE-IN READY | UPGRADES BETTER THAN NEW CONSTRUCTION! Welcome to this beautifully upgraded 2021 home in Harmony West, St. Cloud! Situated on a spacious 0.24-acre lot (approximately 10,454 sq. ft.), this impressive two-story home offers 4 bedrooms, 3.5 bathrooms, and 2,732 sq. ft. of heated living space. Enjoy beautiful water views, NO REAR NEIGHBORS, and no home directly facing yours across the street! The inviting open-concept floor plan features wood-look tile flooring throughout the first floor, elegant plantation shutters, and abundant natural light. The spacious kitchen boasts full-height wood cabinetry, granite countertops, generous storage, and an oversized island with the perfect space for casual dining and breakfast. The first-floor primary suite offers privacy and convenience, while the versatile flex room is ideal for a home office, study, or potential fifth bedroom. Upstairs, enjoy a spacious loft and a junior primary suite with a private bathroom, perfect for guests or multigenerational living. Stylish tiled showers complement the home's elegant finishes. Relax on the screened lanai overlooking the peaceful lake and enjoy beautiful Florida sunsets. Upgraded rubber mulch landscaping enhances curb appeal while helping reduce routine landscape maintenance. Enjoy Harmony West amenities, including a resort-style pool, clubhouse, fitness center, splash park, playground, dog activity park, gazebos with deck to the lake, and outdoor gathering areas. The greater Harmony community also offers Harmony Golf Preserve, dining at GRAZE, Town Center activities, and opportunities for fishing, kayaking, canoeing, and boating at Buck Lake. WHY WAIT FOR NEW CONSTRUCTION? Enjoy a beautifully upgraded, move-in-ready home featuring two private suites, flexible living spaces, a spacious lot, added privacy, and breathtaking lake views. Schedule your private showing today!

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3120 Crispin Cir, St Cloud, FL 34773

Price
Price:
$498,990.00
Original List Price:
$498,990.00
List Price per Sq Ft (Calculated, Approx.):
$182.65
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
S5159351
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
4
Full Bath:
3
Half Bath:
1
Additional Rooms:
Den/library/office, Loft, Bonus Room, Interior In-law Suite W/no Private Entry
Measures
Living Area:
2,732 Sqft
Built-Up Area:
3,518 Sqft
Lot Area:
10,454 Sqft
Lot Size Dimensions and Info:
50 X 128 X 114 X 128
Building Area Source:
Appraiser
Living Area Source:
Appraiser
Lot Features:
Oversized Lot
Lot Size Acres:
0.24
Property Features
View from the Property:
Water
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer, Electric Water Heater, Range
Interior:
Eat-in Kitchen, Kitchen/family Room Combo, Living Room/dining Room Combo, Open Floorplan, Stone Counters, Thermostat, Window Treatments, Primary Bedroom Main Floor, Primarybedroom Upstairs
Exterior:
Private Entrance
Patio and Porch:
Patio, Screened, Front Porch, Rear Porch
Windows:
Blinds, Double Pane Windows, Shutters
Laundry:
Inside, Laundry Room, Sink
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
Northeast
Other Equipment:
Private Entrance
Water Access
Water Access Features:
Lake
Water View
Water View Details:
Pond
Construction
Year Built:
2021
Roof:
Shingle
Builder Model:
LUCERNE
Builder Name:
JONES HOMES
Levels:
Two
Construction Materials:
Block, Frame, Stucco, Concrete
Flooring:
Carpet, Ceramic Tile
Number of stories:
2
Foundation Details:
Slab
Flood Zone Code:
X
Property Condition:
Completed
Taxes and Expenses
Homestead Property
Tax Annual Amount:
$4,455.28
Tax Year:
2025
Association Fee:
$110.00
Association Fee Frequency:
Quarterly
Total Annual Fees:
$440.00
Total Monthly Fees:
$36.67
Tax Other Annual Assessment Amount:
2281
Parking
Garage
Garage Spaces:
2
Attached Garage
Parking Features:
Driveway, Garage Door Opener
Garage Dimensions:
22X22
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Available, Sewer Available, Water Available, Phone Available
Water Source:
Public
Community
Association
Minimum Lease Term:
7 Months
Pets Allowed?:
Dogs Ok, Cats Ok
Amenities Provided by the Homeowner's Association (HOA):
Pool, Clubhouse, Playground, Fitness Center, Golf Course, Park
Subdivision Name:
HARMONY WEST PH 1A
Community Features:
Clubhouse, Sidewalks, Fitness Center, Park, Pool, Golf, Playground, Dog Park, Restaurant, Association Recreation - Owned, Community Mailbox, Barbecue
Association Fee Includes:
Pool
Senior Community:
No
Development Name:
OSPREY COVE
Association Fee Required:
Required
Community Development District CDD
Association Management:
Shelly Kaercher
Association Phone:
407-847-2280
Terms
Listing Terms Considered by Seller:
Conventional, FHA, VA Loan, USDA Loan, Other
Occupant Type:
Owner
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HARMONY WEST PH 1A PB 27 PGS 116-120 LOT 86
Real Estate Folio Number (Parcel Number):
24-26-31-3382-0001-0860
Zoning:
0111
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
North Twin Lakes
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
October 14, 2026 4:05 am
Active on the market since:
October 14, 2026
Listing Agreement executed on:
October 9, 2026
Listing Status Last Changed On:
October 14, 2026 4:05 am
Photos updated on:
October 14, 2026 4:20 am
Last Modified:
October 14, 2026 10:49 am
Additional Information
Courtesy of:
NONA LEGACY POWERED BY LA ROSA
Attribution:
407-270-6841
Road Surface Type:
Asphalt
Location
Street Name:
CRISPIN
Street Number:
3120
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 12' 28.4''
Longitude:
W82° 49' 48.2''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of October 14, 2026, 10:49 AM.