Home in 7528 Bent Tree Loop St Cloud for sale with MLS# O6372876

Own this beautiful new construction home for an estimated **$2,582/month** with a **4.99 fixed interest rate** (available with the preferred lender)! Plus, enjoy a **$20,000 price improvement**, **up to $15,000 in Flex Cash**, builder-paid closing costs (excluding prepaids), and only a **$1,000 deposit** to secure your new home. Backing to peaceful conservation with no rear neighbors, this move-in ready 3-bedroom, 2-bathroom home offers 1,780 square feet of thoughtfully designed living space that blends privacy, comfort, and affordability. The open-concept floor plan is perfect for everyday living and entertaining, featuring soaring 10-foot ceilings, abundant natural light, and a stunning bay window that creates the perfect space for dining while overlooking the natural surroundings. The spacious kitchen serves as the heart of the home with a large center island, generous cabinetry, and plenty of counter space, seamlessly connecting to the family room and dining area. A separate flex room offers endless possibilities as a formal dining room, home office, playroom, or hobby space. The private owner's suite is tucked away at the rear of the home, offering beautiful conservation views, vaulted ceilings, a spacious walk-in closet, and an en-suite bath designed for comfort and relaxation. Two additional bedrooms provide plenty of space for family, guests, or remote work. Located in the highly sought-after Harmony Central community, residents enjoy resort-style amenities including a community pool with cabanas, dog park, walking trails, top-rated Harmony schools, **no CDD**, and a low HOA. Conveniently located near Lake Nona, the Florida Turnpike, Orlando International Airport, and Florida's east coast beaches, this location offers the perfect balance of peaceful living and everyday convenience. Up to **$15,000 in Flex Cash** may be used to further reduce your interest rate, cover prepaid closing expenses, or even help offset your first few mortgage payments, depending on the financing program selected. Combined with builder-paid closing costs, this home offers one of the best values in today's market. Backed by a 1-year builder warranty and a 10-year structural warranty, this move-in ready home is the perfect opportunity to own more home for less.

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Days on the market

7528 Bent Tree Loop, St Cloud, FL 34773

Price
Price:
$395,900.00
Previous Asking Price:
$387,900.00
Original List Price:
$387,900.00
List Price per Sq Ft (Calculated, Approx.):
$222.42
Property Status and Type
Listing Type:
For Sale
Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6372876
Rooms Distribution
Bedrooms:
3
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,780 Sqft
Built-Up Area:
2,122 Sqft
Lot Area:
6,098 Sqft
Building Area Source:
Builder
Living Area Source:
Builder
Lot Size Acres:
0.14
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Microwave, Range
Interior:
Ceiling Fans(s), Stone Counters, Thermostat
Exterior:
Sidewalk
Laundry:
Laundry Room
Air Conditioning System:
Central Air
Heating System:
Electric
Property Entrance Faces:
East
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2026
Roof:
Shingle
Levels:
One
Construction Materials:
Block
Flooring:
Carpet, Tile
Foundation Details:
Slab
Flood Zone Code:
X500
Property Condition:
Completed
Taxes and Expenses
Tax Annual Amount:
$831.00
Tax Year:
2025
Association Fee:
$907.5
Association Fee Frequency:
Annually
Total Annual Fees:
$907.5
Total Monthly Fees:
$75.62
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Water Connected
Water Source:
Public
Community
Association
Minimum Lease Term:
7 Months
Pets Allowed?
Subdivision Name:
HARMONY CENTRAL PH 2
Community Features:
Pool
Senior Community:
No
Association Fee Required:
Required
Association Management:
Beth Connor
Terms
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 4
Real Estate Folio Number (Parcel Number):
32-26-32-3666-000O-0040
Zoning:
X500
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Skyview Elementary-pn
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
January 12, 2026 3:47 pm
Active on the market since:
January 12, 2026
Listing Agreement executed on:
January 10, 2026
Price change occurred on:
March 12, 2026 2:28 am
Listing Status Last Changed On:
January 12, 2026 3:47 pm
Photos updated on:
June 19, 2026 1:51 pm
Last Modified:
August 2, 2026 1:02 am
Additional Information
Courtesy of:
ADAMS HOMES REALTY, INC.
Attribution:
407-523-1030
Road Surface Type:
Asphalt
Location
Street Name:
BENT TREE
Street Number:
7528
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 11' 7.3''
Longitude:
W82° 51' 51.6''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495
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Association of REALTORS®
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