Home in 7592 Bent Tree Loop St Cloud for sale with MLS# O6387417

Under contract-accepting backup offers. SAVE UP TO APPROXIMATELY $2,401.90 PER YEAR IN CDD ASSESSMENTS + $15,000 FLEX CASH + THOUSANDS IN CLOSING-COST SAVINGS! Imagine coming home, stepping onto the covered lanai and looking out over a peaceful green conservation area instead of directly into another backyard. 7592 Bent Tree Loop combines that added privacy with the comfort and savings of brand-new construction. Now offered at $359,900, this move-in-ready Adams Home features a conservation view and flexible fourth bedroom. This 4-bedroom, 2-bath 1820A plan gives you room to adapt. Use the additional bedroom for guests, remote work, hobbies or storage without sacrificing the main living areas. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The private primary suite provides a comfortable retreat, while the covered lanai extends the living space outdoors. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 per month-or nearly $24,019 over 10 years if the assessment remained unchanged. This home also receives $15,000 IN FLEX CASH that can be used to lower the interest rate and create even more savings on the monthly mortgage payment. When using the builder's preferred lender, the BUILDER PAYS CLOSING COSTS EXCLUDING PREPAIDS-saving buyers thousands more at closing. Secure this home with only a $1,000 deposit. Harmony Central also offers a low HOA, a community pool with cabanas, a dog park and walking trails-all without the additional CDD assessment. NEW PRICE: $359,900 CONSERVATION VIEW AND FLEXIBLE FOURTH BEDROOM NO CDD $15,000 FLEX CASH BUILDER-PAID CLOSING COSTS ONLY $1,000 DEPOSIT This is an opportunity to enjoy a brand-new home, lower the interest rate and keep more money in your budget every month. Schedule your private showing today before the current incentives change. CDD comparison is based on the highest published FY2026 assessment for certain nearby properties and varies by lot size, bond area and property. The 10-year figure is a simple projection assuming no assessment changes. Builder-paid closing costs exclude prepaids and require the use of a preferred lender. The use of Flex Cash, financing programs and incentives is subject to current lender and program guidelines and availability.

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7592 Bent Tree Loop, St Cloud, FL 34773

Price
Price:
$359,900.00
Previous Asking Price:
$385,000.00
Original List Price:
$413,900.00
List Price per Sq Ft (Calculated, Approx.):
$197.75
Property Status and Type
Listing Type:
For Sale
Status:
Active Under Contract (An offer has been accepted, considering Backup Offers)
Previous Status:
Active
Listing Category:
Residential
Property Type:
Single Family House
MLS Number:
O6387417
Rooms Distribution
Bedrooms:
4
Bathrooms Total:
2
Full Bath:
2
Measures
Living Area:
1,820 Sqft
Built-Up Area:
2,024 Sqft
Lot Area:
8,276 Sqft
Building Area Source:
Builder
Living Area Source:
Builder
Lot Size Acres:
0.19
Property Features
Waterfront:
No
Furnished:
Unfurnished
Appliances:
Dishwasher, Disposal, Microwave, Electric Water Heater, Range
Interior:
High Ceilings, Walk-In Closet(s), Vaulted Ceiling(s), Open Floorplan, Stone Counters, Thermostat
Exterior:
Sidewalk
Windows:
Double Pane Windows
Laundry:
Laundry Room
Air Conditioning System:
Central Air
Heating System:
Central
Property Entrance Faces:
Northeast
Other Equipment:
Irrigation Equipment
Construction
Year Built:
2026
Roof:
Shingle
Builder Name:
ADAMS HOMES
Levels:
One
Construction Materials:
Block, Stucco
Flooring:
Carpet, Ceramic Tile
Foundation Details:
Slab
Flood Zone Code:
X500
Property Condition:
Completed
Taxes and Expenses
Tax Annual Amount:
$831.00
Tax Year:
2025
Association Fee:
$908.00
Association Fee Frequency:
Annually
Total Annual Fees:
$908.00
Total Monthly Fees:
$75.67
Parking
Garage
Garage Spaces:
2
Attached Garage
Utilities
Sewer:
Public Sewer
Utilities Available:
Cable Available, Electricity Connected, Sewer Connected, Water Connected, Public
Water Source:
Public
Community
Association
Minimum Lease Term:
8-12 Months
Pets Allowed?
Building Name:
ADAMS HOMES
Subdivision Name:
HARMONY CENTRAL PH 2
Community Features:
Pool, Dog Park
Senior Community:
No
Association Fee Required:
Required
Projected Completion Date:
3 April 2026
Association Management:
Beth Connor
Association Phone:
407-705-2190
Terms
Listing Terms Considered by Seller:
Cash, Conventional, FHA, VA Loan, USDA Loan
Occupant Type:
Vacant
Lease Considered:
Yes
Zoning and Legal
Tax Legal Description:
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 12
Real Estate Folio Number (Parcel Number):
32-26-32-3666-000O-0120
Zoning:
X500
Title to the property is held by owner as:
Fee Simple
Public Schools Assigned
Elementary School:
Harmony Community School (k-5)
High School:
Harmony High
Middle Or Junior School:
Harmony Middle
Listing History
Originally published on:
March 8, 2026 6:07 pm
Active on the market since:
March 8, 2026
Listing Agreement executed on:
March 3, 2026
Purchase Contract Date:
October 2, 2026
Price change occurred on:
October 1, 2026 9:35 pm
Listing Status Last Changed On:
October 4, 2026 6:53 pm
Photos updated on:
September 19, 2026 7:18 pm
Last Modified:
October 17, 2026 9:05 pm
Additional Information
Courtesy of:
ADAMS HOMES REALTY, INC.
Attribution:
407-523-1030
Road Surface Type:
Asphalt
Location
Street Name:
BENT TREE
Street Number:
7592
City:
ST CLOUD
State:
Florida
Zip Code:
34773
County:
Osceola
Latitude:
N28° 10' 56.4''
Longitude:
W82° 51' 56.2''
Property Map

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Neighborhood Stats

Source: U.S. Census Bureau, ACS 5-Year Estimates

Median Household Income $64,498
Median Home Value $312,500
Median Rent $2,068/mo
Median Age 38
Population 5,495
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Association of REALTORS®
Disclaimer: IDX listing information is presented by Rebonus Brokerage LLC for consumer informational purposes only. Listings courtesy of Stellar MLS, as distributed by MLS GRID. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House information, if any, is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office or agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. Use of MLS GRID data may be subject to an end user license agreement prescribed by the applicable MLS and as amended from time to time. Some IDX listings have been excluded from this website. This page presents structured listing information sourced directly from the MLS via the RESO Web API feed. Rebonus prioritizes maximum field coverage and data completeness, displaying the most granular MLS-provided attributes available. Based on information submitted to MLS GRID as of October 17, 2026, 9:05 PM.